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40 Pearl Street 201, Smiths Falls, ON K7A 5B5
Smiths Falls, ON K7A 5B5
Quick cost estimateKnown monthly subtotal$1,884.43 / monthLand transfer tax $3,573.50One-time estimate
Quick cost estimate
$1,884.43 / monthKnown monthly subtotal
- Mortgage principal & interest
- $1,581.50
- Property tax / month
- $302.93
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $3,573.50
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $3,573.50
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Outstanding space in this 2 bedroom 2 bath home. The Primary bedroom has an upgraded 3 pc bath. Full 4 pc for the guests. The bedrooms both offer great space. Sizing down can be difficult however this one is large . Full dining room and family room. Take note of the large windows in this unit. Upgraged eatin kitchen features Fridge,stove,dishwasher and microwave. Granite counters in kitchen and both bathrooms. Patio doors in family room can open to allow that perfect breeze when weather permits. This private end unit benifits from extra windows . This unit has en-suite laundry as well there is coin operated laundry on the level down the hall. Tile floor in kitchen and two bathrooms. This unit is 1005 sq ft accordng to the builders plan. The model is called the Chaffey . One parking spot incuded with the unit . If other spots are available they may be rented . There is visitor parkin near the covered front entry . There is a meeting room and a small library,and a gathering area to enjoy coffee with your neighbour, on the main level. Looking for a bit of exercise there is an area that has 2 peices of equipment. The building has a superintendant. Garbage shoot on each floor. There is a space in attic that allows sesonal storage. Pride of ownership is evident in this building . This is an adult building, you must be minumum age of thirty to live in building and if you have children they must be 16 and above. One pet per unit is allowed , it must be a maximum weight of 20 lbs .
Home details
- Days on market
- Not reported
- Property type
- Condo Apartment
- MLS® number
- X13873154
- Source status
- Price Change
- Bedrooms
- 2
- Bathrooms
- 2
- Postal code
- K7A 5B5
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1000-1199
- Garage parking spaces
- Not reported
- Total parking spaces
- 1
- Occupancy
- Owner
- Possession type
- Other
- Garage
- None
- Annual property tax
- 3635.17
- Maintenance fee (source period)
- 300
- Basement
- None
- Laundry
- In-Suite Laundry, Coin Operated
- Interior features
- Intercom, Water Heater Owned
- Architectural style
- Apartment
- Fireplace
- No
- Waterfront
- No
- Garage available
- No
- Heating system
- Heat Pump
- Heating fuel
- Electric
- Cooling
- Other
- Construction materials
- Brick Front
- MLS entry age (not confirmed DOM)
- 30 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Heat Pump
- Heating fuel
- Electric
- Cooling
- Other
- Included in maintenance
- Water Included, Building Insurance Included, Common Elements Included, Parking Included
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 7
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $339,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 40 Pearl Street 201, Smiths Falls, ON K7A 5B5, Smiths Falls
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Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Lanark
- Municipality
- SMITHS FALLS
- MLS® community
- 901 - Smiths Falls
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Chimo Elementary School ↗
Elementary · JK-8 · English · Public
School board: Upper Canada DSB ↗
11 Ross Street, Smiths Falls
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 82%
- Grade 3 Writing (at provincial standard)
- 82%
- Grade 3 Mathematics (at provincial standard)
- 75%
- Grade 6 Reading (at provincial standard)
- 88%
- Grade 6 Writing (at provincial standard)
- 77%
- Grade 6 Mathematics (at provincial standard)
- 54%
Smiths Falls District Collegiate Institute ↗
Secondary · 9-12 · English · Public
School board: Upper Canada DSB ↗
299 Percy Street, Smiths Falls
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 29%
- Grade 10 OSSLT (first-attempt pass)
- 79%
St. Luke Catholic School ↗
Elementary · 7-8 · English · Catholic
School board: CDSB of Eastern Ontario ↗
5 Catherine Street, Smiths Falls
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
St. Luke Catholic High School ↗
Secondary · 9-12 · English · Catholic
School board: CDSB of Eastern Ontario ↗
5 Catherine Street, Smiths Falls
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 10 OSSLT (first-attempt pass)
- 19%
Duncan J Schoular Public School ↗
Elementary · JK-8 · English · Public
School board: Upper Canada DSB ↗
41 McGill Street South, Smiths Falls
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 50%
- Grade 3 Writing (at provincial standard)
- 58%
- Grade 3 Mathematics (at provincial standard)
- 42%
- Grade 6 Reading (at provincial standard)
- 48%
- Grade 6 Writing (at provincial standard)
- 67%
- Grade 6 Mathematics (at provincial standard)
- 15%
St. James Catholic Education Centre High School ↗
Secondary · 9-12 · English · Catholic
School board: CDSB of Eastern Ontario ↗
5 Catherine Street, Smiths Falls
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
St Francis de Sales Separate School ↗
Elementary · JK-6 · English · Catholic
School board: CDSB of Eastern Ontario ↗
4 Ross Street, Smiths Falls
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 61%
- Grade 3 Writing (at provincial standard)
- 43%
- Grade 3 Mathematics (at provincial standard)
- 39%
- Grade 6 Reading (at provincial standard)
- 85%
- Grade 6 Writing (at provincial standard)
- 87%
- Grade 6 Mathematics (at provincial standard)
- 31%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Smiths Falls
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.
How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
40 Pearl Street 201, Smiths Falls, ON K7A 5B5, Smiths Falls is listed for sale as a Condo Apartment. The listing reports 2 bedrooms, 2 bathrooms, reported interior area of 1000-1199 (units not reported), kitchens reported as 1, parking spaces reported as 1. Asking price: $339,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13873154.
The Ministry’s school dataset lists Chimo Elementary School approximately 423 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists Chimo Elementary School approximately 423 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Smiths Falls · 901 - Smiths Falls.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ROYAL LEPAGE TEAM REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13873154. Information deemed reliable but not guaranteed.