99 Teddy Bear Lane, South Bruce Peninsula, ON N0H 2T0
South Bruce Peninsula, ON N0H 2T0
Quick cost estimateKnown monthly subtotal$2,363.31 / monthLand transfer tax $5,473One-time estimate
Quick cost estimate
$2,363.31 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,093.31
- Property tax / month
- $270
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $5,473
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $5,473
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
99 Teddy Bear Lane - Your Berford Lake Escape Where cottage ownership is all about embracing the waterfront Lake Life lifestyle. Tucked along the desirable North Shore of Berford Lake and neighbouring Grey Sauble Conservation land, this charming retreat offers wonderful privacy, peaceful surroundings and plenty of reasons to spend your days outdoors. Start your mornings with coffee on the covered porch as the sun rises over the lake, then head down to your personal dock for a day on the water. Berford Lake's calm waters are ideal for swimming, kayaking, paddleboarding and boating, while anglers will appreciate the excellent fishing for pike, small mouth bass and perch. When the day winds down, gather around the large fire pit, relax by the shoreline and enjoy everything that makes cottage life so special. While the interior is quaint, adorable and welcoming, the outdoor lifestyle is the real star here. Plenty of room for barbecuing, dining and relaxing with family and friends. Inside, the vaulted ceiling adds character and an airy feel to the cozy living space, complete with a queen-size sofa bed for extra guests. A cozy bunkie provides additional guest space. The refreshed kitchen is ready for easy cottage entertaining, and a brand-new septic system has been installed along with a new bathroom vanity and toilet. (2026) Beyond the lake, adventure is never far away. Bruce Trail hiking access is just a 10-minute drive, Sauble Beach is approximately 25 minutes away, and Tobermory is about 45 minutes away, putting some of the Bruce Peninsula's best destinations within easy reach. Whether it's casting a line from your dock, paddling across the lake, hiking the Bruce Trail, gathering around the campfire or simply enjoying a quiet sunrise, 99 Teddy Bear Lane isn't just a cottage-it's your opportunity to own the Lake Life lifestyle.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13707084
- Source status
- New
- Bedrooms
- 2
- Bathrooms
- 1
- Postal code
- N0H 2T0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- < 700 (units not reported)
- Lot size
- .50-1.99 acres (reported range)
- Lot depth
- 183.13 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 6
- Occupancy
- Owner
- Possession type
- Immediate
- Garage
- None
- Annual property tax
- 3240.01
- Basement
- None
- Interior features
- Water Heater
- Exterior features
- Deck, Fishing, Privacy, Seasonal Living
- Architectural style
- Bungalow
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Other
- Heating fuel
- Wood
- Cooling
- None
- Sewer
- Septic
- View
- Water
- Direction facing
- North
- Construction materials
- Vinyl Siding
- Roof
- Shingles
- Foundation
- Piers
- MLS entry age (not confirmed DOM)
- 76 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Other
- Heating fuel
- Wood
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 3
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $449,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- BRUCE
- Municipality
- SOUTH BRUCE PENINSULA
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in South Bruce Peninsula, Bruce, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
99 Teddy Bear Lane, South Bruce Peninsula, ON N0H 2T0, South Bruce Peninsula is listed for sale as a Detached. The listing reports 2 bedrooms, 1 bathrooms, reported interior area of < 700 (units not reported), kitchens reported as 1, parking spaces reported as 6, lot size reported as .50-1.99 acres (reported range). Asking price: $449,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13707084.
Local context
Explore the area: Bruce · South Bruce Peninsula.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: eXp Realty. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13707084. Information deemed reliable but not guaranteed.