5 PHILLIP Street, South Huron, ON N0M 1T0
South Huron, ON N0M 1T0
Quick cost estimateKnown monthly subtotal$7,540.95 / monthLand transfer tax $25,475One-time estimate
Quick cost estimate
$7,540.95 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,746.62
- Property tax / month
- $794.33
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $25,475
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $25,475
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Private oasis in the gated community of Oakwood Park, Grand Bend. This property is the perfect blend of character featuring the original 2 bedroom cottage built in the 1920s with a spacious 3 level addition in 2002 to create a 3600 sqft living space featuring 7 bedrooms, 5 bathrooms, 4 fireplaces, 2 kitchens, spacious screened in patio with heated floors and space for the whole family to enjoy life by the beach on a double wide lot. The home offers great curb appeal with a mature tree setting, granite stone retaining walls leading to landscaped gardens, stamped concrete front patio, composite accent shakes with vinyl siding exterior and terraced stone leading to the lower level walkout patio. Inside, the original cottage brings back the charm with a galley style kitchen leading to a large eating area with a natural wood fireplace on a stone accent wall. Spacious living room rebuilt in the 90s offers wood cathedral ceilings, a wall of windows for natural light throughout and space to unwind. 2 bedrooms and a full bathroom so it has everything if you wanted to create a separate living area. The three level newer addition brings functional living space and modern amenities to the home. The main floor offers an open concept great room that includes pecan hardwood flooring, gas fireplace in the living room, granite countertops with sit up bar in the kitchen, stainless steel appliances and eating area. Upstairs you have your primary bedroom suite complete with exposed wood beams on a cathedral ceiling, gas fireplace, walk in closet, and full ensuite bath with heated floors and tile shower. 2 additional bedrooms, sitting area and full bath complete the second level with another 2 bedrooms and full bath finishing off the main floor. Walk out lower level with heated floors includes a family room with a gas fireplace on a stone accent wall, hot tub room with exterior vent, bathroom and laundry. New furnace and AC 2026. Just steps to private sandy beach and Oakwood Golf Course
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13642116
- Source status
- New
- Bedrooms
- 7
- Bathrooms
- 5
- Postal code
- N0M 1T0
- Kitchens
- 2
- Kitchens above grade
- 2
- Family room / den
- Yes
- Interior size (reported range)
- 3500-5000
- Lot size
- < .50 acres (reported range)
- Lot depth
- 102.86 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 5
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 9532
- Basement
- Partial Basement, Walk-Out
- Interior features
- Guest Accommodations, On Demand Water Heater
- Exterior features
- Patio, Landscaped, Privacy
- Architectural style
- 2-Storey
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Septic
- View
- Forest, Golf Course, Trees/Woods
- Direction facing
- South
- Construction materials
- Vinyl Siding, Other
- Roof
- Shingles
- Foundation
- Concrete, Concrete Block
- MLS entry age (not confirmed DOM)
- 93 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 7
- Rooms above grade
- 15
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,450,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- HURON
- Municipality
- SOUTH HURON
- MLS® community
- Stephen
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in South Huron
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
5 PHILLIP Street, South Huron, ON N0M 1T0, South Huron is listed for sale as a Detached. The listing reports 7 bedrooms, 5 bathrooms, reported interior area of 3500-5000 (units not reported), kitchens reported as 2, parking spaces reported as 5, lot size reported as < .50 acres (reported range). Asking price: $1,450,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13642116.
Local context
Explore the area: South Huron · Stephen.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX BLUEWATER REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13642116. Information deemed reliable but not guaranteed.