23 Finlay Mill Road, Springwater, ON L9X 0N9
Springwater, ON L9X 0N9
Quick cost estimateKnown monthly subtotal$3,679.59 / monthLand transfer tax $10,973One-time estimate
Quick cost estimate
$3,679.59 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,372.84
- Property tax / month
- $306.75
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $10,973
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $10,973
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to 23 Finlay Mill Road, a truly unique property nestled in the charming village of Midhurst, just 5 minutes from all the shopping, dining, and amenities Barrie has to offer! Situated on an impressive 85' x 200' lot, this exceptional property offers the space, privacy, and versatility that Midhurst is known for. What truly sets this property apart is its rare combination of an approximately 1,300 sq. ft. sidesplit home and an impressive 1,225 sq. ft. addition completed in 2016, offering incredible potential for a home-based business, professional practice, or flexible workspace. Both sides feature their own private entrances, while a connecting door in the basement provides convenient interior access between the two spaces. The addition boasts soaring ceilings, abundant natural light, pot lights, in-floor heating, multiple versatile rooms, and a convenient 2-piece bathroom. Whether you're an entrepreneur, professional, or simply seeking something beyond the ordinary, the possibilities are exciting! The original home features a cozy kitchen with stainless steel appliances, hardwood flooring, and large windows that fill the living spaces with natural light. The functional sidesplit layout offers two upper-level bedrooms with a 4-piece bathroom, plus two lower-level bedrooms with a 3-piece bathroom. The finished basement provides additional living and recreational space. Step outside to enjoy the expansive, fully fenced property, complete with a wooden storage shed and children's play structure. The spacious driveway offers ample parking for multiple vehicles, ideal for accommodating family and visitors. Additional highlights include an EV charger and walking distance to the Springwater Public Library's Midhurst Branch and Circle K convenience store. A rare opportunity to combine home, work, and lifestyle on one incredible property in the heart of Midhurst!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- S14114428
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 3
- Postal code
- L9X 0N9
- Kitchens
- 1
- Kitchens above grade
- 1
- Kitchens below grade
- 0
- Family room / den
- Yes
- Interior size (reported range)
- 2500-3000
- Lot depth
- 200 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 10
- Occupancy
- Vacant
- Possession type
- Immediate
- Garage
- None
- Annual property tax
- 3681
- Basement
- Finished
- Interior features
- Air Exchanger, Floor Drain, On Demand Water Heater, Separate Heating Controls, Water Heater Owned
- Exterior features
- Deck
- Architectural style
- Sidesplit
- Parking features
- Private
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Septic
- Direction facing
- East
- Construction materials
- Brick, Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 13 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Bedrooms below grade
- 0
- Rooms above grade
- 20
- Rooms below grade
- 2
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $724,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 23 Finlay Mill Road, Springwater, ON L9X 0N9, Springwater
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Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- SIMCOE
- Municipality
- SPRINGWATER
- MLS® community
- Midhurst
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Forest Hill Public School ↗
Elementary · JK-8 · English · Public
School board: Simcoe County DSB ↗
16 Doran Rd, Midhurst
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 60%
- Grade 3 Writing (at provincial standard)
- 48%
- Grade 3 Mathematics (at provincial standard)
- 54%
- Grade 6 Reading (at provincial standard)
- 93%
- Grade 6 Writing (at provincial standard)
- 93%
- Grade 6 Mathematics (at provincial standard)
- 58%
Sister Catherine Donnelly Catholic School ↗
Elementary · JK-8 · English · Catholic
School board: Simcoe Muskoka CDSB ↗
123 Hanmer St E, Barrie
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 78%
- Grade 3 Writing (at provincial standard)
- 62%
- Grade 3 Mathematics (at provincial standard)
- 50%
- Grade 6 Reading (at provincial standard)
- 86%
- Grade 6 Writing (at provincial standard)
- 89%
- Grade 6 Mathematics (at provincial standard)
- 54%
St Marguerite d'Youville Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Simcoe Muskoka CDSB ↗
87 Hanmer Street, Barrie
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 59%
- Grade 3 Writing (at provincial standard)
- 43%
- Grade 3 Mathematics (at provincial standard)
- 51%
- Grade 6 Reading (at provincial standard)
- 83%
- Grade 6 Writing (at provincial standard)
- 85%
- Grade 6 Mathematics (at provincial standard)
- 37%
Terry Fox Elementary School ↗
Elementary · JK-8 · English · Public
School board: Simcoe County DSB ↗
100 LIVINGSTONE ST, Barrie
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 89%
- Grade 3 Writing (at provincial standard)
- 79%
- Grade 3 Mathematics (at provincial standard)
- 76%
- Grade 6 Reading (at provincial standard)
- 90%
- Grade 6 Writing (at provincial standard)
- 95%
- Grade 6 Mathematics (at provincial standard)
- 71%
West Bayfield Elementary School ↗
Elementary · JK-8 · English · Public
School board: Simcoe County DSB ↗
49 Ford St, Barrie
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 61%
- Grade 3 Writing (at provincial standard)
- 52%
- Grade 3 Mathematics (at provincial standard)
- 54%
- Grade 6 Reading (at provincial standard)
- 60%
- Grade 6 Writing (at provincial standard)
- 53%
- Grade 6 Mathematics (at provincial standard)
- 20%
Cundles Heights Public School ↗
Elementary · JK-8 · English · Public
School board: Simcoe County DSB ↗
60 Cundles Rd E, Barrie
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 65%
- Grade 3 Writing (at provincial standard)
- 40%
- Grade 3 Mathematics (at provincial standard)
- 40%
- Grade 6 Reading (at provincial standard)
- 77%
- Grade 6 Writing (at provincial standard)
- 81%
- Grade 6 Mathematics (at provincial standard)
- 42%
Monsignor Clair Separate School ↗
Elementary · JK-8 · English · Catholic
School board: Simcoe Muskoka CDSB ↗
345 Livingstone St E, Barrie
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 67%
- Grade 3 Writing (at provincial standard)
- 61%
- Grade 3 Mathematics (at provincial standard)
- 56%
- Grade 6 Reading (at provincial standard)
- 88%
- Grade 6 Writing (at provincial standard)
- 76%
- Grade 6 Mathematics (at provincial standard)
- 44%
St Joseph's Separate School ↗
Secondary · 9-12 · English · Catholic
School board: Simcoe Muskoka CDSB ↗
243 Cundles Rd E, Barrie
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 44%
- Grade 10 OSSLT (first-attempt pass)
- 81%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Springwater
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
23 Finlay Mill Road, Springwater, ON L9X 0N9, Springwater is listed for sale as a Detached. The listing reports 4 bedrooms, 3 bathrooms, reported interior area of 2500-3000 (units not reported), kitchens reported as 1, parking spaces reported as 10. Asking price: $724,900. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® S14114428.
The Ministry’s school dataset lists Forest Hill Public School approximately 1.2 km from the property’s mapped location.
Local context
The Ministry’s school dataset lists Forest Hill Public School approximately 1.2 km from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Springwater · Midhurst.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RIGHT AT HOME REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® S14114428. Information deemed reliable but not guaranteed.