199 Russell Avenue, St. Catharines, ON L2R 1W9
St. Catharines, ON L2R 1W9
St. Catharines, ON
Listing location from the geocoded source record. Aerial imagery dates vary.
Quick cost estimate
$2,377.31 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,093.31
- Property tax / month
- $284
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $5,473
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
- Ontario tax
- $5,473
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm jurisdiction and residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
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About this property
Legal Triplex - Turnkey Investment Opportunity! Here's your opportunity to own a legal triplex in St.Catharines' desirable Fitzgerald neighbourhood, conveniently located on Russell Avenue between Niagara Street and Geneva Street. Producing $36,000 in annual gross scheduled rental income, this fully tenanted property offers immediate cash flow and excellent long-term investment potential. The property features three self-contained units, including a main floor one-bedroom apartment, an upper-level two-bedroom unit (with the flexibility to use the second bedroom as a living room, den, or office), and a lower-level one-bedroom apartment. Each unit is separately metered for hydro and gas, while water is owner-paid. The property is serviced by three rented hot water tanks. Major improvements include the house roof (2017), garage roof (2023), professional exterior painting (2025), and completed fire separation upgrades (2026). An Electrical Safety Authority (ESA) certificate will be provided upon completion of the scheduled inspection. An extra-wide detached garage offers excellent storage, and the driveway accommodates parking for four vehicles. Located just minutes from downtown St. Catharines, Montebello Park, restaurants, cafés, shopping, schools, public transit, and highway access, this location is highly desirable for both tenants and investors. A comprehensive due diligence package, including financial statements, leases, utility information, permit history, and a pre-home inspection report, is available to assist buyers in making an informed purchasing decision. Whether you're expanding your investment portfolio or purchasing your first income property, this legal, income-producing triplex offers reliable tenants, documented improvements, and outstanding value in one of St.Catharines' most desirable central neighbourhoods. Move forward with confidence knowing the due diligence has already been done. Don't miss this opportunity!
Property summary
199 Russell Avenue, St. Catharines, ON L2R 1W9, St. Catharines is listed as for sale — Triplex. Reported details include 4 bedrooms, 3 bathrooms, interior size of 1100-1500 (units not reported). Asking price: $449,900. Reported occupancy: Tenant. MLS® X13613366.
Local context
The Ministry’s school dataset lists St Catharines Collegiate Institute and Vocational School approximately 638 m from the property’s mapped location.
The published GO Transit feed includes St. Catharines GO, approximately 2.9 km away.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility. Published transit locations do not confirm service at this moment.
Summary of source-reported facts. Verify measurements and listing terms with the brokerage.
Property facts & features
- Days on market
- Not reported
- Property type
- Triplex
- MLS® number
- X13613366
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 3
- Neighbourhood
- Not provided
- Postal code
- L2R 1W9
- Kitchens
- 3
- Kitchens above grade
- 2
- Kitchens below grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500 (units not reported)
- Lot size
- Not reported
- Lot depth
- 132 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 5
- Occupancy
- Tenant
- Possession type
- 90+ days
- Garage
- Detached
- Annual property tax
- 3408
- Basement
- Walk-Up, Full, Separate Entrance, Finished
- Laundry
- Not provided
- Interior features
- Separate Hydro Meter
- Exterior features
- Not provided
- Architectural style
- 2-Storey
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Baseboard
- Heating fuel
- Gas
- Cooling
- None
- Sewer
- Sewer
- Direction facing
- West
- Construction materials
- Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- MLS entry age (not confirmed DOM)
- 98 days
Values and units are reported by the listing source. Verify measurements and fees with the brokerage.
Utilities & included services
- Reported utility services
- Not reported
- Water source
- Not reported
- Sewer
- Sewer
- Heating system
- Baseboard
- Heating fuel
- Gas
- Cooling
- None
- Included in rent
- Not reported
- Included in maintenance
- Not reported
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.