20 Henry Street, St. Catharines, ON L2R 5T3
St. Catharines, ON L2R 5T3
St. Catharines, ON
Listing location from the geocoded source record. Aerial imagery dates vary.
Quick cost estimate
$2,692.99 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,414.82
- Property tax / month
- $278.17
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $6,855
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
- Ontario tax
- $6,855
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm jurisdiction and residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Request a showing
Send your preferred visit details to EnterHome. You can submit without creating an account; signed-in contact details are filled in for you.
A request is not a confirmed appointment. EnterHome will contact you to confirm availability.
About this property
Located in the heart of downtown St. Catharines, this fully rented legal duplex presents a strong turnkey opportunity in a buyer-friendly market. The main floor unit generates $1,850 per month plus hydro, while the upper unit is now vacant, offering flexibility to live in one unit and rent the other, or lease it out at current market rents. The property has been professionally managed with a consistent tenant history, and the management company is open to remaining in place to ensure a smooth transition. The main floor offers three bedrooms, a full bathroom, and an unfinished basement, while the upper unit features two bedrooms, a 4-piece bathroom, and a private entrance off Henry Street. Shared laundry adds convenience, with direct access from one unit and an additional side entrance. Set in a walkable neighbourhood just minutes to Montebello Park, restaurants, shopping, transit, and everyday amenities, this is a smart option for investors looking to start or expand their portfolio with a reliable income-producing property. Minimum 24 hours' notice required for showings.
Property summary
20 Henry Street, St. Catharines, ON L2R 5T3, St. Catharines is listed as for sale — Duplex. Reported details include 5 bedrooms, 2 bathrooms, interior size of 1500-2000 (units not reported). Asking price: $519,000. Reported occupancy: Tenant. MLS® X13541218.
Local context
The Ministry’s school dataset lists St Catharines Collegiate Institute and Vocational School approximately 407 m from the property’s mapped location.
The published GO Transit feed includes St. Catharines GO, approximately 1.9 km away.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility. Published transit locations do not confirm service at this moment.
Summary of source-reported facts. Verify measurements and listing terms with the brokerage.
Property facts & features
- Days on market
- Not reported
- Property type
- Duplex
- MLS® number
- X13541218
- Source status
- New
- Bedrooms
- 5
- Bathrooms
- 2
- Neighbourhood
- Not provided
- Postal code
- L2R 5T3
- Kitchens
- 2
- Kitchens above grade
- 2
- Family room / den
- No
- Interior size (reported range)
- 1500-2000 (units not reported)
- Lot size
- Not reported
- Lot depth
- 92 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Tenant
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 3338
- Basement
- Partial Basement, Unfinished
- Laundry
- Not provided
- Interior features
- Other
- Exterior features
- Not provided
- Architectural style
- 2-Storey
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- South
- Construction materials
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Block, Concrete Block
- MLS entry age (not confirmed DOM)
- 117 days
Values and units are reported by the listing source. Verify measurements and fees with the brokerage.
Utilities & included services
- Reported utility services
- Not reported
- Water source
- Not reported
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Included in rent
- Not reported
- Included in maintenance
- Not reported
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.