21 Silverdale Drive, St. Catharines, ON L2M 3M9
St. Catharines, ON L2M 3M9
Quick cost estimateKnown monthly subtotal$3,882.58 / monthLand transfer tax $11,455One-time estimate
Quick cost estimate
$3,882.58 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,484.98
- Property tax / month
- $397.61
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $11,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $11,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Natural light, a sophisticated palette, and beautifully refreshed spaces set the tone at 21 Silverdale Drive. Set on an established street close to parks, trails, schools, and neighbourhood amenities, this home features an inviting main floor, a flexible lower level, and a private backyard. Inside, the main floor has been opened up and refreshed from top to bottom. The dining room flows into a striking new kitchen with custom cabinetry, soft-close hardware, quartz counters, a new backsplash, sink, and faucet, plus a generous peninsula for prep and casual seating. New vinyl tile defines the kitchen, while refinished hardwood runs through the remainder of the main floor before giving way to the warm, inviting sunken living room, where a fireplace and sliding doors draw in natural light and connect seamlessly with the backyard. The 3 bedrooms on this floor boast large windows and generous closets, while the brand new 4-piece bathroom adds a clean, contemporary finish. Downstairs, the finished lower level adds remarkable flexibility with a full kitchen, a bedroom, a 3-piece bathroom, a recreation room, and a laundry room. New vinyl flooring, fresh paint, updated windows, and a new exterior door complete the space, while separate backyard access makes it ideal for guests, extended family, hobbies, or additional living space. The practical details continue with a large attached garage featuring a workshop area, extensive storage, and a second entry into the home with a convenient closet for seasonal gear. Outside, the fully fenced yard offers a covered patio, generous green space, improved landscaping, and a refurbished shed, while new doors, exterior lighting, window capping, gutters, downspouts, and a concrete walkout access from the basement add to the home's extensive updates. Whether the next chapter calls for more room, more flexibility, or simply a place that feels like home, 21 Silverdale Drive is ready for it.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14151672
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- L2M 3M9
- Kitchens
- 2
- Kitchens above grade
- 1
- Kitchens below grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500 (units not reported)
- Lot depth
- 117.15 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Vacant
- Possession type
- Immediate
- Garage
- Attached
- Annual property tax
- 4771.27
- Basement
- Finished, Full
- Interior features
- In-Law Capability, Primary Bedroom - Main Floor
- Exterior features
- Patio, Privacy
- Architectural style
- Bungalow
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- North
- Construction materials
- Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- MLS entry age (not confirmed DOM)
- 2 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 1
- Rooms above grade
- 6
- Rooms below grade
- 3
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $749,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NIAGARA
- Municipality
- ST. CATHARINES
- MLS® community
- 442 - Vine/Linwell
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Our Lady of Fatima Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
439 Vine St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 82%
- Grade 3 Writing (at provincial standard)
- 82%
- Grade 3 Mathematics (at provincial standard)
- 97%
- Grade 6 Reading (at provincial standard)
- 97%
- Grade 6 Writing (at provincial standard)
- 95%
- Grade 6 Mathematics (at provincial standard)
- 81%
Governor Simcoe Secondary School ↗
Secondary · 9-12 · English · Public
15 Glenview Ave, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 66%
- Grade 10 OSSLT (first-attempt pass)
- 88%
Lincoln Centennial Public School ↗
Elementary · JK-8 · English · Public
348 Scott St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 94%
- Grade 3 Writing (at provincial standard)
- 85%
- Grade 3 Mathematics (at provincial standard)
- 91%
- Grade 6 Reading (at provincial standard)
- 84%
- Grade 6 Writing (at provincial standard)
- 94%
- Grade 6 Mathematics (at provincial standard)
- 68%
Parnall Public School ↗
Elementary · JK-8 · English · Public
507 Geneva St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 95%
- Grade 3 Writing (at provincial standard)
- 86%
- Grade 3 Mathematics (at provincial standard)
- 81%
- Grade 6 Reading (at provincial standard)
- 97%
- Grade 6 Writing (at provincial standard)
- 91%
- Grade 6 Mathematics (at provincial standard)
- 69%
Dalewood Public School ↗
Elementary · 1-8 · English · Public
61 Duncan Dr, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 89%
- Grade 3 Writing (at provincial standard)
- 80%
- Grade 3 Mathematics (at provincial standard)
- 86%
- Grade 6 Reading (at provincial standard)
- 94%
- Grade 6 Writing (at provincial standard)
- 91%
- Grade 6 Mathematics (at provincial standard)
- 80%
Canadian Martyrs Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
502 Scott St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 86%
- Grade 3 Writing (at provincial standard)
- 74%
- Grade 3 Mathematics (at provincial standard)
- 77%
- Grade 6 Reading (at provincial standard)
- 98%
- Grade 6 Writing (at provincial standard)
- 95%
- Grade 6 Mathematics (at provincial standard)
- 71%
Laura Secord Secondary School ↗
Secondary · 9-12 · English · Public
349 Niagara St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 63%
- Grade 10 OSSLT (first-attempt pass)
- 85%
Prince Philip Public School ↗
Elementary · JK-8 · English · Public
600 Vine St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 100%
- Grade 3 Writing (at provincial standard)
- 95%
- Grade 3 Mathematics (at provincial standard)
- 98%
- Grade 6 Reading (at provincial standard)
- 87%
- Grade 6 Writing (at provincial standard)
- 95%
- Grade 6 Mathematics (at provincial standard)
- 67%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in 442 - Vine/Linwell, St. Catharines, Niagara, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
21 Silverdale Drive, St. Catharines, ON L2M 3M9, St. Catharines is listed for sale as a Detached. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 2, parking spaces reported as 4. Asking price: $749,000. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14151672.
The Ministry’s school dataset lists Our Lady of Fatima Catholic Elementary School approximately 500 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists Our Lady of Fatima Catholic Elementary School approximately 500 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ROYAL LEPAGE NRC REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14151672. Information deemed reliable but not guaranteed.