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243 Geneva Street, St. Catharines, ON L2R 4R2
St. Catharines, ON L2R 4R2
Quick cost estimateKnown monthly subtotal$2,532.68 / monthLand transfer tax $6,273One-time estimate
Quick cost estimate
$2,532.68 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,279.43
- Property tax / month
- $253.25
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $6,273
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $6,273
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Beautifully updated throughout, this inviting home is move-in ready with modern finishes and thoughtful upgrades from top to bottom. The main level features a bright, open-concept layout with a contemporary kitchen, dining area and comfortable living room with a cozy fireplace. A convenient mudroom provides additional storage and everyday functionality. Step outside to the fully fenced backyard with a newer deck (2024), perfect for entertaining, relaxing or enjoying the outdoors. Upstairs, you'll find three well-sized bedrooms and a beautifully renovated 4-piece bathroom complete with a soaker tub. The fully finished lower level offers even more versatility with an additional bedroom, 3-piece bathroom, recreation room, laundry area and a separate den ideal for a home office, playroom or flex room. Parking for three vehicles in the driveway adds extra convenience. Ideally located just minutes from Fairview Mall, schools, parks, public transit and everyday amenities. A stylish and modern home offering beautiful finishes, thoughtful updates and comfortable living in a convenient location. CHECK OUT VIDEO TOUR!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13846972
- Source status
- Price Change
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- L2R 4R2
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 700-1100
- Lot size
- 4,515 ft
- Lot depth
- 129 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 3039
- Basement
- Finished
- Interior features
- Carpet Free, Water Heater
- Architectural style
- 2-Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Wood
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- West
- Construction materials
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 36 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Wood
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 1
- Rooms above grade
- 5
- Rooms below grade
- 4
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $489,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 243 Geneva Street, St. Catharines, ON L2R 4R2, St. Catharines
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Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NIAGARA
- Municipality
- ST. CATHARINES
- MLS® community
- 451 - Downtown
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
St Denis Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
175 Carlton St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 81%
- Grade 3 Writing (at provincial standard)
- 76%
- Grade 3 Mathematics (at provincial standard)
- 62%
- Grade 6 Reading (at provincial standard)
- 100%
- Grade 6 Writing (at provincial standard)
- 94%
- Grade 6 Mathematics (at provincial standard)
- 50%
Harriet Tubman Public School
Elementary · JK-8 · English · Public
84 Henry Street, St. Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 71%
- Grade 3 Writing (at provincial standard)
- 67%
- Grade 3 Mathematics (at provincial standard)
- 60%
- Grade 6 Reading (at provincial standard)
- 84%
- Grade 6 Writing (at provincial standard)
- 90%
- Grade 6 Mathematics (at provincial standard)
- 60%
St Catharines Collegiate Institute and Vocational School ↗
Secondary · 9-12 · English · Public
34 Catherine St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 74%
- Grade 10 OSSLT (first-attempt pass)
- 85%
ÉÉC Immaculée-Conception ↗
Elementary · JK-8 · French · Catholic
School board: CS catholique MonAvenir ↗
153 Church rue, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
St Nicholas Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
149 Church St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 78%
- Grade 3 Writing (at provincial standard)
- 61%
- Grade 3 Mathematics (at provincial standard)
- 33%
- Grade 6 Reading (at provincial standard)
- 82%
- Grade 6 Writing (at provincial standard)
- 82%
- Grade 6 Mathematics (at provincial standard)
- 18%
St Alfred Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
280 Vine St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 93%
- Grade 3 Writing (at provincial standard)
- 93%
- Grade 3 Mathematics (at provincial standard)
- 81%
- Grade 6 Reading (at provincial standard)
- 96%
- Grade 6 Writing (at provincial standard)
- 93%
- Grade 6 Mathematics (at provincial standard)
- 43%
Lincoln Centennial Public School ↗
Elementary · JK-8 · English · Public
348 Scott St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 94%
- Grade 3 Writing (at provincial standard)
- 85%
- Grade 3 Mathematics (at provincial standard)
- 91%
- Grade 6 Reading (at provincial standard)
- 84%
- Grade 6 Writing (at provincial standard)
- 94%
- Grade 6 Mathematics (at provincial standard)
- 68%
Connaught Public School ↗
Elementary · JK-8 · English · Public
28 Prince St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 90%
- Grade 3 Writing (at provincial standard)
- 73%
- Grade 3 Mathematics (at provincial standard)
- 83%
- Grade 6 Reading (at provincial standard)
- 95%
- Grade 6 Writing (at provincial standard)
- 100%
- Grade 6 Mathematics (at provincial standard)
- 86%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
Published transit locations. Distances are straight-line estimates, not walking routes or travel times.
Rail & subway · within 5 km
- St. Catharines GOGO Transit · Train3.2 km
Bus & streetcar · within 2 km
- St. Catharines Fairview MallGO Transit · Bus558 m
- St. Catharines Downtown TerminalGO Transit · Bus1.5 km
Sources & service information
These are locations in published feeds, not live arrivals or confirmation of service at this moment. Station platforms are grouped only by the source parent-station relationship. Check the agency for schedules, disruptions, access and entrances. Coverage: TTC, GO Transit and UP Express only; other agencies are not yet connected.
- GO Transit source · feed 2026-10-28 to 2026-11-27 · checked 2026-11-02 14:57:59 UTC · Licence · Agency website
Filter the records displayed below.
Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in St. Catharines
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
How do I request a showing?
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.
How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
243 Geneva Street, St. Catharines, ON L2R 4R2, St. Catharines is listed for sale as a Detached. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 2, lot size reported as 4,515 ft. Asking price: $489,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13846972.
The Ministry’s school dataset lists St Denis Catholic Elementary School approximately 727 m from the property’s mapped location. The published GO Transit feed includes St. Catharines GO, approximately 3.2 km away.
Local context
The Ministry’s school dataset lists St Denis Catholic Elementary School approximately 727 m from the property’s mapped location.
The published GO Transit feed includes St. Catharines GO, approximately 3.2 km away.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility. Published transit locations do not confirm service at this moment.
Explore the area: St. Catharines · 451 - Downtown.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ROYAL LEPAGE NRC REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13846972. Information deemed reliable but not guaranteed.