3 Myrtle Avenue S, St. Catharines, ON L2M 5W2
St. Catharines, ON L2M 5W2
Quick cost estimateKnown monthly subtotal$3,163.16 / monthLand transfer tax $8,455One-time estimate
Quick cost estimate
$3,163.16 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,787.05
- Property tax / month
- $376.11
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $8,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $8,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
ATTENTION FIRST-TIME HOME BUYERS, INVESTORS & MULTI-GENERATIONAL FAMILIES! Welcome to this beautifully maintained legal duplex bungalow in the heart of St. Catharines ,situated on a generous 66' x 91.57' lot. This move-in-ready property offers exceptional value ,flexible living options, and excellent income potential. Conveniently located just minutes from the QEW, public transit, schools, shopping, parks, and everyday amenities, this home is ideal for both homeowners and investors. The main floor features a bright and spacious living room with hardwood flooring, pot lights ,crown moulding, and stylish accent walls. The updated eat-in kitchen boasts quartz countertops, a quartz backsplash, stainless steel appliances, and plenty of cabinet space. You'll also find2 spacious bedrooms and a large 4-piece bathroom with a separate shower and relaxing Jacuzzi tub. The main floor has been freshly painted in July 2026 and offers direct access to a large, fully fenced backyard-perfect for entertaining family and friends. The legal 2-bedroom basement apartment has its own separate entrance and features a spacious living area, modern kitchen with quartz countertops and stainless steel appliances, a 3-piecebathroom, luxury vinyl flooring, pot lights, and has been freshly painted in July 2026. A shared laundry room is conveniently located in the basement. Outside, enjoy a detached garage offering parking and additional storage, plus an extra-long double driveway with space for 4 vehicles, along with 1 garage parking space. Major updates include new plumbing (2021), new HVAC system (2021), upgraded electrical panel(2021), new hot water tank (2021), and complete exterior waterproofing (2022).Excellent income potential with estimated rents of approximately $2,000/month plus utilities for the main floor and $1,800/month plus utilities for the legal basement apartment. The large lot also offers exciting future potential for a garden suite (subject to municipal approvals).
Home details
- Days on market
- Not reported
- Property type
- Duplex
- MLS® number
- X13610594
- Source status
- Price Change
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- L2M 5W2
- Kitchens
- 2
- Kitchens above grade
- 1
- Kitchens below grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 700-1100
- Lot size
- 6,055 sq ft
- Lot depth
- 91.57 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 7
- Occupancy
- Tenant
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 4513.26
- Basement
- Apartment, Separate Entrance, Finished
- Interior features
- Carpet Free, Primary Bedroom - Main Floor, Sump Pump
- Exterior features
- Deck, Patio, Paved Yard
- Architectural style
- Bungalow
- Parking features
- Available, Front Yard Parking
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Elevator
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- View
- City, Clear
- Direction facing
- South
- Construction materials
- Vinyl Siding, Concrete
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 102 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Bedrooms below grade
- 2
- Rooms above grade
- 5
- Rooms below grade
- 6
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $599,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NIAGARA
- Municipality
- ST. CATHARINES
- MLS® community
- 444 - Carlton/Bunting
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in St. Catharines
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
3 Myrtle Avenue S, St. Catharines, ON L2M 5W2, St. Catharines is listed for sale as a Duplex. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 2, parking spaces reported as 7, lot size reported as 6,055 sq ft. Asking price: $599,000. Occupancy is reported as Tenant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13610594.
Local context
Explore the area: St. Catharines · 444 - Carlton/Bunting.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX GOLD REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13610594. Information deemed reliable but not guaranteed.