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For sale · MLS® X14123928

37 Harcove Street, St. Catharines, ON L2N 1W7

St. Catharines, ON L2N 1W7

$649,900
10 Days on MLS3 Bedrooms2 BathroomsDetached Type700-1100 (units not reported) Reported area ft LotVirtual tour ↗
Quick cost estimateKnown monthly subtotal$3,416.88 / monthLand transfer tax $9,473One-time estimate
PLANNING ESTIMATE

Quick cost estimate

$3,416.88 / month

Known monthly subtotal

Mortgage principal & interest
$3,023.88
Property tax / month
$393
Maintenance / month
Period / amount not reported

Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.

Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.

Land transfer tax · one time

Transfer tax total
$9,473

Before rebates, surcharges and fees. Not part of the monthly subtotal.

Tax assumptions & breakdown

Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.

Ontario tax
$9,473
Toronto municipal tax
$0

Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.

Ontario rates · Toronto rates (April 2026)

Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.

Adjust cost assumptions ↓ · Closing-cost tools

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About this home

Welcome to the sought-after North End of St. Catharines, where mature tree-lined streets and a peaceful neighbourhood setting create the perfect place to call home. Set on an impressive 70 x 110 ft lot, this inviting property offers space to spread out, room to entertain and a backyard setting where summer barbecues, family gatherings and peaceful mornings surrounded by established trees become part of your everyday routine. Inside, tasteful renovations and thoughtful updates enhance the home's charm while introducing modern comforts. The living spaces flow seamlessly and feature fresh paint and brand new luxury vinyl plank flooring in soothing neutral tones to bring warmth. The kitchen features custom Birchview cabinetry, granite countertops and breakfast bar, creating a stylish and functional space for everything from morning coffee, preparing dinner to midnight snacks. Each bedroom was designed with ample natural light filtering through large windows and complemented by generous closet space, creating inviting and cozy retreats. The 2 spa-like bathrooms have been each been updated with contemporary fixtures and finishes. The finished lower level extends the living space with a spacious family room made for movie nights, game days and relaxed evenings at home, a tremendous amount of storage, laundry and separate walk-out to the back yard. With room to garden, entertain, play or simply unwind, this inviting property offers a relaxed lifestyle that effortlessly blends indoor and outdoor living. Located in a great neighbourhood with easy access to local amenities, parks and schools.

Home details

Days on market
Not reported
Property type
Detached
MLS® number
X14123928
Source status
New
Bedrooms
3
Bathrooms
2
Postal code
L2N 1W7
Kitchens
1
Kitchens above grade
1
Family room / den
Yes
Interior size (reported range)
700-1100 (units not reported)
Lot depth
109.97 ft
Garage parking spaces
Not reported
Total parking spaces
3
Occupancy
Vacant
Possession type
Flexible
Garage
Carport
Annual property tax
4716
Basement
Finished with Walk-Out, Full, Finished, Walk-Out, Separate Entrance
Interior features
On Demand Water Heater, Storage
Architectural style
Sidesplit 3
Parking features
Private
Pool features
None
Fireplace
No
Waterfront
No
Garage available
No
Heating system
Forced Air
Heating fuel
Gas
Cooling
Central Air
Sewer
Sewer
Direction facing
East
Construction materials
Brick, Stone
Roof
Asphalt Shingle
Foundation
Concrete Block
MLS entry age (not confirmed DOM)
10 days

These details come from the listing source. Please confirm measurements and fees before making a decision.

Utilities and services

Sewer
Sewer
Heating system
Forced Air
Heating fuel
Gas
Cooling
Central Air

A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.

Rooms & virtual tours

Room measurements

Room measurement units

Loading source-reported room dimensions…

Converted measurements are approximate. Levels and dimensions are shown only when supplied.

Bedrooms above grade
3
Rooms above grade
6
Rooms below grade
1
Den / family room reported
Yes

Reported counts are shown independently. Room dimensions have not been inferred from these counts.

Ask the listing brokerage for floor plans and measured room layouts.

PARTIAL SOURCE RECORD

Listing dates & price record

Asking amount
$649,900
  1. Original MLS entry

    Entry into the source MLS system; distinct from days on market.

Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.

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Estimate monthly costs

Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.

Enter assumptions

Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.

Explore affordability & closing-cost tools →

Map and neighbourhood

Region / county
NIAGARA
Municipality
ST. CATHARINES
MLS® community
442 - Vine/Linwell
See homes for sale in St. Catharines →
PLAN YOUR ROUTE

Plan a trip from this home

Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.

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Around this property

Schools, transit & everyday places

Published local sources. Distances are approximate straight-line distances, not walking routes.

Nearby publicly funded schools

Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.

School year 2024-2025 · Preliminary · publisher extract 2026-09-14.

187 m

Our Lady of Fatima Catholic Elementary School ↗

Elementary · JK-8 · English · Catholic

School board: Niagara CDSB ↗

439 Vine St, St Catharines

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
82%
Grade 3 Writing (at provincial standard)
82%
Grade 3 Mathematics (at provincial standard)
97%
Grade 6 Reading (at provincial standard)
97%
Grade 6 Writing (at provincial standard)
95%
Grade 6 Mathematics (at provincial standard)
81%
434 m

Lincoln Centennial Public School ↗

Elementary · JK-8 · English · Public

School board: DSB Niagara ↗

348 Scott St, St Catharines

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
94%
Grade 3 Writing (at provincial standard)
85%
Grade 3 Mathematics (at provincial standard)
91%
Grade 6 Reading (at provincial standard)
84%
Grade 6 Writing (at provincial standard)
94%
Grade 6 Mathematics (at provincial standard)
68%
798 m

Parnall Public School ↗

Elementary · JK-8 · English · Public

School board: DSB Niagara ↗

507 Geneva St, St Catharines

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
95%
Grade 3 Writing (at provincial standard)
86%
Grade 3 Mathematics (at provincial standard)
81%
Grade 6 Reading (at provincial standard)
97%
Grade 6 Writing (at provincial standard)
91%
Grade 6 Mathematics (at provincial standard)
69%
1.0 km

Laura Secord Secondary School ↗

Secondary · 9-12 · English · Public

School board: DSB Niagara ↗

349 Niagara St, St Catharines

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 9 Mathematics (at provincial standard)
63%
Grade 10 OSSLT (first-attempt pass)
85%
1.2 km

St Alfred Catholic Elementary School ↗

Elementary · JK-8 · English · Catholic

School board: Niagara CDSB ↗

280 Vine St, St Catharines

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
93%
Grade 3 Writing (at provincial standard)
93%
Grade 3 Mathematics (at provincial standard)
81%
Grade 6 Reading (at provincial standard)
96%
Grade 6 Writing (at provincial standard)
93%
Grade 6 Mathematics (at provincial standard)
43%
1.3 km

École élémentaire L'Héritage ↗

Elementary · JK-8 · French · Public

School board: CS Viamonde ↗

35 Prince Charles promenade, St. Catharines

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

No published percentages for these measures in this source record.

1.3 km

Dalewood Public School ↗

Elementary · 1-8 · English · Public

School board: DSB Niagara ↗

61 Duncan Dr, St Catharines

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
89%
Grade 3 Writing (at provincial standard)
80%
Grade 3 Mathematics (at provincial standard)
86%
Grade 6 Reading (at provincial standard)
94%
Grade 6 Writing (at provincial standard)
91%
Grade 6 Mathematics (at provincial standard)
80%
1.3 km

Governor Simcoe Secondary School ↗

Secondary · 9-12 · English · Public

School board: DSB Niagara ↗

15 Glenview Ave, St Catharines

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 9 Mathematics (at provincial standard)
66%
Grade 10 OSSLT (first-attempt pass)
88%

Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.

NEARBY CONNECTIONS

Transit near this property

Published transit locations. Distances are straight-line estimates, not walking routes or travel times.

Bus & streetcar · within 2 km

  • St. Catharines Fairview MallGO Transit · Bus
    1.6 km
Sources & service information

These are locations in published feeds, not live arrivals or confirmation of service at this moment. Station platforms are grouped only by the source parent-station relationship. Check the agency for schedules, disruptions, access and entrances. Coverage: TTC, GO Transit and UP Express only; other agencies are not yet connected.

Nearby shops & amenities

No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.

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Similar homes for sale in St. Catharines

Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.

Property questions

How do I request a showing?

Choose a date and time preference in the request form. A request is not a confirmed appointment; EnterHome will confirm availability separately.

Are the measurements and features independently verified?

Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.

What do nearby school, transit and shop results mean?

They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.

Can I see sold prices for nearby properties?

Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.

How should I use the monthly cost estimate?

It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.

Home and neighbourhood overview

37 Harcove Street, St. Catharines, ON L2N 1W7, St. Catharines is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 3. Asking price: $649,900. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14123928.

The Ministry’s school dataset lists Our Lady of Fatima Catholic Elementary School approximately 187 m from the property’s mapped location. The published GO Transit feed includes St. Catharines Fairview Mall, approximately 1.6 km away.

Local context

The Ministry’s school dataset lists Our Lady of Fatima Catholic Elementary School approximately 187 m from the property’s mapped location.

The published GO Transit feed includes St. Catharines Fairview Mall, approximately 1.6 km away.

Sources & distance notes

Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility. Published transit locations do not confirm service at this moment.

This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.

Listing brokerage: ROYAL LEPAGE NRC REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14123928. Information deemed reliable but not guaranteed.

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Property at 37 Harcove Street, St. Catharines, ON L2N 1W7