40 Main Street, St. Catharines, ON L2N 4T7
St. Catharines, ON L2N 4T7
Quick cost estimateKnown monthly subtotal$4,012.08 / monthLand transfer tax $12,055One-time estimate
Quick cost estimate
$4,012.08 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,624.56
- Property tax / month
- $387.52
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $12,055
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $12,055
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
40 Main St. in the heart of Port Dalhousie. This beautifully restored 3-bedroom historic home blends timeless charm with thoughtful modern updates, set on a generous landscaped lot just steps to shops, restaurants, marina, and the beach.A classic front porch welcomes you and sets the tone for village living. Inside, the open-concept living and dining rooms are filled with natural light and showcase gleaming hardwood floors, lovingly restored period wood trim, high ceilings, and a striking original staircase that anchors the space with historic character. The fully renovated kitchen is designed for both everyday living and entertaining, featuring stone countertops, stainless steel appliances, ample cabinetry, and a large island that serves as a natural gathering place. Step out from the kitchen to a rear porch overlooking a private backyard with mature landscaping-perfect for relaxing or hosting guests. Upstairs, the spacious primary bedroom features a large picture window and 2 generous closets. Two additional well-proportioned bedrooms offer flexibility for family, guests, or home office. The updated main bathroom blends modern finishes with classic appeal. The lower level offers high ceilings and a separate entrance, providing excellent potential for future living space. Enjoy the unmatched Port Dalhousie lifestyle with walkability, beach, marina, cafés, community events, and quick highway access. A rare opportunity in one of Niagara's most sought-after neighbourhoods.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13556488
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- L2N 4T7
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500
- Lot size
- .50-1.99 acres (reported range)
- Lot depth
- 164.69 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Owner
- Possession type
- 30-59 days
- Garage
- None
- Annual property tax
- 4650.19
- Basement
- Separate Entrance, Unfinished
- Interior features
- Built-In Oven, Carpet Free
- Exterior features
- Deck, Landscaped, Porch, Privacy
- Architectural style
- 2-Storey
- Parking features
- Mutual
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- No
- Heating system
- Radiant
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- North
- Construction materials
- Brick, Board & Batten
- Roof
- Asphalt Shingle
- Foundation
- Block
- MLS entry age (not confirmed DOM)
- 116 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Radiant
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 6
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $779,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- NIAGARA
- Municipality
- ST. CATHARINES
- MLS® community
- 438 - Port Dalhousie
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in St. Catharines
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
40 Main Street, St. Catharines, ON L2N 4T7, St. Catharines is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 2, lot size reported as .50-1.99 acres (reported range). Asking price: $779,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13556488.
Local context
Explore the area: St. Catharines · 438 - Port Dalhousie.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: SAGE REAL ESTATE LIMITED. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13556488. Information deemed reliable but not guaranteed.