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491 Vine Street, St. Catharines, ON L2M 3T2
St. Catharines, ON L2M 3T2
Quick cost estimateKnown monthly subtotal$2,939.85 / monthLand transfer tax $7,473One-time estimate
Quick cost estimate
$2,939.85 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,558.60
- Property tax / month
- $381.25
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $7,473
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $7,473
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Oversized Lot, 400 sq foot addition and Brand New In-Law Suite!! Welcome to the highly sought-after North End of St. Catharines! Nestled in an amazing location surrounded by mature trees, this property offers the perfect blend of charm, space, and versatility. Situated on a deep lot, the home features an impressive double-wide driveway with parking for up to 6 vehicles, providing plenty of room for family and guests. One of the standout features of this home is the full in-law suite, complete with a brand-new kitchen, bathroom and all new paint and flooring, as well as its own separate entrance and walk-up access. Perfect for extended family, multi-generational living, or added flexibility for your household. Pride of ownership is evident throughout, with numerous updates and improvements over the years. Updates include all windows (2016), roof (2016), furnace (2017), backyard shed (2020), back deck (2022), and extensive plumbing and fixture upgrades (2023). The kitchen features a beautiful quartz island countertop, complemented by a new dishwasher (2023). Additional improvements include washer and dryer (2023), upstairs bathroom vanity (2023), and basement entrance (2023). More recent updates include a new wood fence, main floor smaller windows, back gutter and door flashing, and basement improvements (2026). Duct cleaning completed in September 2026.An exceptional opportunity to own a versatile home in one of St. Catharines' most desirable areas. Enjoy the mature surroundings, generous lot, ample parking, and the convenience of being close to parks, schools, shopping, and everyday amenities. Whether you're looking for space for the whole family or the added flexibility of an in-law suite, this North End property is one you won't want to miss!
Home details
- Days on market
- 0
- Property type
- Detached
- MLS® number
- X14178276
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 3
- Postal code
- L2M 3T2
- Kitchens
- 2
- Kitchens above grade
- 1
- Kitchens below grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1100-1500 (units not reported)
- Lot depth
- 159.15 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 6
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 4575
- Basement
- Apartment, Finished, Separate Entrance, Walk-Up
- Interior features
- Carpet Free, In-Law Suite, In-Law Capability
- Architectural style
- 1 1/2 Storey
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- East
- Construction materials
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 1
- Rooms above grade
- 9
- Rooms below grade
- 5
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing history
- Asking amount
- $549,900
First seen in EnterHome
Listing details changed
Media Change Timestamp: 2026-11-13T16:43:07Z → 2026-11-13T16:48:48Z · System Modification Timestamp: 2026-11-13T16:43:07.378797Z → 2026-11-13T16:48:48.167212Z
The timeline uses changes observed by EnterHome and dates reported by the source. Earlier changes may be unavailable if they were not captured.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NIAGARA
- Municipality
- ST. CATHARINES
- MLS® community
- 442 - Vine/Linwell
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in 442 - Vine/Linwell, St. Catharines, Niagara, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
How do I request a showing?
Choose a date and time preference in the request form. A request is not a confirmed appointment; EnterHome will confirm availability separately.
Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.
How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
491 Vine Street, St. Catharines, ON L2M 3T2, St. Catharines is listed for sale as a Detached. The listing reports 4 bedrooms, 3 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 2, parking spaces reported as 6. Asking price: $549,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14178276.
Local context
Explore the area: Niagara · St. Catharines.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: BOLDT REALTY INC., BROKERAGE. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14178276. Information deemed reliable but not guaranteed.