628 Vine Street, St. Catharines, ON L2M 3V5
St. Catharines, ON L2M 3V5
Quick cost estimateKnown monthly subtotal$3,855.97 / monthLand transfer tax $11,473One-time estimate
Quick cost estimate
$3,855.97 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,489.16
- Property tax / month
- $366.81
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $11,473
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $11,473
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to this beautifully maintained North-end St. Catharines side-split, ideally located just minutes from Lake Ontario, Sunset Beach, scenic trails, parks, shopping, and top-rated schools. This home offers the perfect balance of comfort, lifestyle, and convenience for families and downsizers alike. Lovingly cared for by the same family for nearly 40 years, pride of ownership is evident throughout. The bright open-concept main floor creates a warm and inviting space where everyday living and entertaining come together effortlessly. The living room features an electric fireplace with ambient lighting and flows seamlessly into the updated kitchen, complete with quartz countertops, stainless steel appliances, custom cabinetry, and a large island perfect for gathering with family and friends. Upstairs offers three spacious bedrooms and a beautifully updated spa-inspired bathroom with modern finishes. The finished lower level provides additional living space with a cozy recreation room centered around a wood-burning fireplace with granite surround, along with a stunning oversized custom shower, heated floors in the basement bathroom and hallway, ceiling speakers, and pot lights for added comfort. This home has also seen numerous important updates over the years including stucco exterior (2023), garage doors and openers (2023), furnace and A/C (2021), roof (2019), owned tankless water heater, and newer windows and doors. Step outside to enjoy a private fenced backyard featuring a covered porch, patio, decorative pond with lighting and heater, vegetable garden, and over 20 manicured shrubs. An interlocking circular driveway provides parking for up to five vehicles, while the heated two-car garage with summer kitchen offers incredible flexibility. A wonderful opportunity to own a thoughtfully updated home in one of St. Catharines' most desirable north-end communities.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13839672
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- L2M 3V5
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 700-1100
- Lot depth
- 46.59 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 7
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 4401.71
- Basement
- Finished, Finished with Walk-Out
- Interior features
- Water Heater Owned
- Architectural style
- Sidesplit
- Parking features
- Circular Drive, Private Triple
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- East
- Construction materials
- Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 38 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 3
- Rooms below grade
- 1
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $749,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 628 Vine Street, St. Catharines, ON L2M 3V5, St. Catharines
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Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NIAGARA
- Municipality
- ST. CATHARINES
- MLS® community
- 442 - Vine/Linwell
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Prince Philip Public School ↗
Elementary · JK-8 · English · Public
600 Vine St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 100%
- Grade 3 Writing (at provincial standard)
- 95%
- Grade 3 Mathematics (at provincial standard)
- 98%
- Grade 6 Reading (at provincial standard)
- 87%
- Grade 6 Writing (at provincial standard)
- 95%
- Grade 6 Mathematics (at provincial standard)
- 67%
Governor Simcoe Secondary School ↗
Secondary · 9-12 · English · Public
15 Glenview Ave, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 66%
- Grade 10 OSSLT (first-attempt pass)
- 88%
Dalewood Public School ↗
Elementary · 1-8 · English · Public
61 Duncan Dr, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 89%
- Grade 3 Writing (at provincial standard)
- 80%
- Grade 3 Mathematics (at provincial standard)
- 86%
- Grade 6 Reading (at provincial standard)
- 94%
- Grade 6 Writing (at provincial standard)
- 91%
- Grade 6 Mathematics (at provincial standard)
- 80%
St James Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
615 Geneva St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 80%
- Grade 3 Writing (at provincial standard)
- 80%
- Grade 3 Mathematics (at provincial standard)
- 72%
- Grade 6 Reading (at provincial standard)
- 100%
- Grade 6 Writing (at provincial standard)
- 95%
- Grade 6 Mathematics (at provincial standard)
- 67%
Assumption Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
225 Parnell Rd, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 100%
- Grade 3 Writing (at provincial standard)
- 100%
- Grade 3 Mathematics (at provincial standard)
- 58%
- Grade 6 Reading (at provincial standard)
- 94%
- Grade 6 Writing (at provincial standard)
- 88%
- Grade 6 Mathematics (at provincial standard)
- 82%
Holy Cross Catholic Secondary School ↗
Secondary · 9-12 · English · Catholic
460 Linwell Rd, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 55%
- Grade 10 OSSLT (first-attempt pass)
- 80%
Port Weller Public School ↗
Elementary · JK-8 · English · Public
273 Parnell Rd, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 100%
- Grade 3 Writing (at provincial standard)
- 87%
- Grade 3 Mathematics (at provincial standard)
- 84%
- Grade 6 Reading (at provincial standard)
- 97%
- Grade 6 Writing (at provincial standard)
- 97%
- Grade 6 Mathematics (at provincial standard)
- 59%
Pine Grove Public School ↗
Elementary · JK-8 · English · Public
690 Lake St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 84%
- Grade 3 Writing (at provincial standard)
- 82%
- Grade 3 Mathematics (at provincial standard)
- 87%
- Grade 6 Reading (at provincial standard)
- 95%
- Grade 6 Writing (at provincial standard)
- 93%
- Grade 6 Mathematics (at provincial standard)
- 73%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in St. Catharines
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
628 Vine Street, St. Catharines, ON L2M 3V5, St. Catharines is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 7. Asking price: $749,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13839672.
The Ministry’s school dataset lists Prince Philip Public School approximately 367 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists Prince Philip Public School approximately 367 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: St. Catharines · 442 - Vine/Linwell.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: BOLDT REALTY INC., BROKERAGE. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13839672. Information deemed reliable but not guaranteed.