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720 Lake Street, St. Catharines, ON L2N 4J5
St. Catharines, ON L2N 4J5
Quick cost estimateKnown monthly subtotal$7,096.23 / monthLand transfer tax $22,473One-time estimate
Quick cost estimate
$7,096.23 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,048.23
- Property tax / month
- $1,048
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $22,473
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $22,473
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
This sprawling ranch style bungalow tucked away on a half acre lot at the very end of Lake Street in one of St. Catharines' most sought after north end locations. Just steps from the shores of Lake Ontario, this home offers the lifestyle and comfort of lakeside living. Set on an impressive footprint with over 3000 square feet of main floor living space, this home is designed for both comfort and function. A rare triple car garage provides ample room for vehicles, hobbies, or storage- something seldomly found in this area. Inside, the main level features three generously sized bedrooms, with two offering the added luxury of walk in closets and private ensuite bathrooms, creating ideal spaces for family or guests. The expansive family room is the heart of the home, highlighted by soaring 15 foot vaulted ceilings and a cozy fireplace, perfect for gathering or relaxing. The main floor is completed with a full 4 piece bathroom, a separate powder room, a large front living room with its own fireplace, and a formal dining room ideal for hosting. The kitchen is built for those who love to cook and entertain, complete with quartz countertops, 2 built in ovens, a Viking gas cooktop, and plenty of prep and storage space. A convenient main floor laundry room adds to the home's thoughtful layout. The lower level offers exceptional additional living space, including a fourth bedroom, another full bathroom, a spacious rec room, and a dedicated workshop. With ample storage throughout and a walk up for added convenience, the basement adds flexibility for growing families, hobbies, or potential in law setup. Located just minutes from the waterfront trail, Port Dalhousie, excellent schools, parks, and green space, this home offers an unbeatable combination of size, location, and lifestyle. A rare opportunity to secure a large bungalow in a quiet, established neighbourhood near the lake.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13115184
- Source status
- Price Change
- Bedrooms
- 4
- Bathrooms
- 5
- Postal code
- L2N 4J5
- Kitchens
- 2
- Kitchens above grade
- 1
- Kitchens below grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 3000-3500
- Lot depth
- 215.05 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 9
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 12576
- Basement
- Full, Finished with Walk-Out, Apartment, Separate Entrance, Walk-Out
- Interior features
- Built-In Oven, Countertop Range, In-Law Capability, Primary Bedroom - Main Floor, Storage
- Exterior features
- Deck, Landscaped, Porch, Patio
- Architectural style
- Bungalow
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Elevator
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- View
- Panoramic
- Direction facing
- East
- Construction materials
- Brick, Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 178 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 1
- Rooms above grade
- 15
- Rooms below grade
- 5
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,299,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 720 Lake Street, St. Catharines, ON L2N 4J5, St. Catharines
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NIAGARA
- Municipality
- ST. CATHARINES
- MLS® community
- 437 - Lakeshore
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Pine Grove Public School ↗
Elementary · JK-8 · English · Public
690 Lake St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 84%
- Grade 3 Writing (at provincial standard)
- 82%
- Grade 3 Mathematics (at provincial standard)
- 87%
- Grade 6 Reading (at provincial standard)
- 95%
- Grade 6 Writing (at provincial standard)
- 93%
- Grade 6 Mathematics (at provincial standard)
- 73%
St James Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
615 Geneva St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 80%
- Grade 3 Writing (at provincial standard)
- 80%
- Grade 3 Mathematics (at provincial standard)
- 72%
- Grade 6 Reading (at provincial standard)
- 100%
- Grade 6 Writing (at provincial standard)
- 95%
- Grade 6 Mathematics (at provincial standard)
- 67%
Dalewood Public School ↗
Elementary · 1-8 · English · Public
61 Duncan Dr, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 89%
- Grade 3 Writing (at provincial standard)
- 80%
- Grade 3 Mathematics (at provincial standard)
- 86%
- Grade 6 Reading (at provincial standard)
- 94%
- Grade 6 Writing (at provincial standard)
- 91%
- Grade 6 Mathematics (at provincial standard)
- 80%
École élémentaire L'Héritage ↗
Elementary · JK-8 · French · Public
35 Prince Charles promenade, St. Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Saint Francis Catholic Secondary School ↗
Secondary · 9-12 · English · Catholic
541 Lake St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 71%
- Grade 10 OSSLT (first-attempt pass)
- 88%
Parnall Public School ↗
Elementary · JK-8 · English · Public
507 Geneva St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 95%
- Grade 3 Writing (at provincial standard)
- 86%
- Grade 3 Mathematics (at provincial standard)
- 81%
- Grade 6 Reading (at provincial standard)
- 97%
- Grade 6 Writing (at provincial standard)
- 91%
- Grade 6 Mathematics (at provincial standard)
- 69%
Governor Simcoe Secondary School ↗
Secondary · 9-12 · English · Public
15 Glenview Ave, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 66%
- Grade 10 OSSLT (first-attempt pass)
- 88%
Lifetime Learning Centre Secondary School ↗
Secondary · 9-12 · English · Public
34 Catherine St, St Catharines
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
Filter the records displayed below.
Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in St. Catharines
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
720 Lake Street, St. Catharines, ON L2N 4J5, St. Catharines is listed for sale as a Detached. The listing reports 4 bedrooms, 5 bathrooms, reported interior area of 3000-3500 (units not reported), kitchens reported as 2, parking spaces reported as 9. Asking price: $1,299,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13115184.
The Ministry’s school dataset lists Pine Grove Public School approximately 367 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists Pine Grove Public School approximately 367 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: St. Catharines · 437 - Lakeshore.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: BOSLEY REAL ESTATE LTD.,. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13115184. Information deemed reliable but not guaranteed.