318 Elizabeth Street, St. Marys, ON N4X 1C8
St. Marys, ON N4X 1C8
Quick cost estimateKnown monthly subtotal$4,110.89 / monthLand transfer tax $12,255One-time estimate
Quick cost estimate
$4,110.89 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,671.09
- Property tax / month
- $439.80
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $12,255
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $12,255
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Fall is the best time to walk downtown St. Marys, and from 318 Elizabeth Street you're there in minutes. Grab a coffee, take the long way home past the limestone, and settle into a house that's ready for the colder months.This 3 bed, 2 bath home was taken back to the studs with new electrical, plumbing, spray foam insulation and nearly all new windows. It stays warm and quiet when the temperature drops. The furnace and central air were replaced in 2021, along with the hot water tank and water softener. The roof was redone in 2023 with ice and rain shield.The 2005 addition gives you a family room made for movie nights, plus main floor laundry and a 3 piece bath. The kitchen and baths are updated, and the upstairs bath has a soaker tub and a separate double size shower. Newer appliances include a 2024 dishwasher and a 2022 washer and dryer. Central vac makes muddy boot season a lot easier.The garage is a big part of the story here. It's an oversized double, insulated, with a furnace added in 2025, a workshop and a loft. There's an EV charger too. Park inside all winter and keep your projects going when it's cold out.The heated on-ground pool is closed up for the season and will be ready again come summer. It's 4 ft deep and easy for the whole family to enjoy. Picture next July in this backyard and you'll get it.You're close to schools, the rec centre and the quarry, with downtown shops and restaurants an easy walk away. Book a showing and see it while the leaves are still turning.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13706430
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- N4X 1C8
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1500-2000 (units not reported)
- Lot size
- < .50 acres (reported range)
- Lot depth
- 150.37 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 9
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 5277.63
- Basement
- Partially Finished
- Interior features
- Auto Garage Door Remote, Carpet Free, Central Vacuum, Water Heater, Water Softener
- Exterior features
- Deck, Landscape Lighting, Landscaped, Lighting, Patio, Porch, Porch Enclosed
- Architectural style
- 1 1/2 Storey
- Parking features
- Private
- Pool features
- On Ground
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- View
- Pool, Trees/Woods
- Direction facing
- North
- Construction materials
- Brick
- Roof
- Shingles
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 76 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 5
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $789,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- Perth
- Municipality
- ST. MARYS
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Around this property
Schools, transit & everyday places
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in St. Marys, Perth, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
318 Elizabeth Street, St. Marys, ON N4X 1C8, St. Marys is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 9, lot size reported as < .50 acres (reported range). Asking price: $789,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13706430.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Peak Select Realty Inc. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13706430. Information deemed reliable but not guaranteed.