12 Cosgrove Lane, Stirling-Rawdon, ON K0K 2M0
Stirling-Rawdon, ON K0K 2M0
Quick cost estimateKnown monthly subtotal$2,735.35 / monthLand transfer tax $7,175One-time estimate
Quick cost estimate
$2,735.35 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,489.27
- Property tax / month
- $246.08
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $7,175
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $7,175
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Nestled on a picturesque 3.4-acre country parcel, this private retreat pairs tranquil rural living with 43 feet of owned waterfront on scenic Rylstone Lake. Embraced by mature trees and peaceful natural landscapes, the home captures serene views from nearly every window, all just 25 minutes north of Belleville. Embrace lake life across the seasons. 4 separate deeds and the one lot can be built on possibly more. Spend warm summer days boating, paddling, fishing, and swimming right from your shoreline, followed by quiet evenings unwinding on the deck or stargazing beside the campfire. In winter, lace up your skates and enjoy the quiet beauty of the frozen lake. Inside, the home delivers an inviting open-concept layout anchored by a classic woodstove that sets a cozy, welcoming tone for relaxing evenings or entertaining friends. Offering four bedrooms, the layout is designed for flexible family living. A walk-up basement with its own separate side entrance provides outstanding potential for an in-law suite, guest accommodations, or an expansive recreation space. Beyond your property line, outdoor adventure is right at your doorstep. Stroll to Callaghan's Rapids Conservation Area to explore its dramatic limestone riverbed, cascading waterfalls, and favorite swimming spots, or set out along the Crowe River and nearby Trans Canada Trail networks for miles of hiking, cycling, and ATVing. Local farm stands, equestrian stables, and country markets enrich the rural lifestyle, while the village of Marmora sits just minutes away for everyday essentials. A rare blend of usable acreage, owned waterfront access, and versatile living space, this is year-round country living at its finest. Free Rural Linx internet.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14104192
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- K0K 2M0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1100-1500
- Lot size
- 2-4.99 acres (reported range)
- Lot depth
- 108.03 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 6
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 2953.01
- Basement
- Full, Partially Finished, Walk-Up
- Interior features
- In-Law Capability, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater
- Exterior features
- Landscaped
- Architectural style
- 2-Storey
- Parking features
- Front Yard Parking
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- None
- Water source
- Drilled Well
- Sewer
- Septic
- View
- Panoramic, Trees/Woods
- Direction facing
- West
- Construction materials
- Vinyl Siding
- Roof
- Metal
- Foundation
- Concrete Block
- MLS entry age (not confirmed DOM)
- 16 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Drilled Well
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 1
- Rooms above grade
- 8
- Rooms below grade
- 5
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $535,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- HASTINGS
- Municipality
- STIRLING-RAWDON
- MLS® community
- Rawdon Ward
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Stirling-Rawdon
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
12 Cosgrove Lane, Stirling-Rawdon, ON K0K 2M0, Stirling-Rawdon is listed for sale as a Detached. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 6, lot size reported as 2-4.99 acres (reported range). Asking price: $535,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14104192.
Local context
Explore the area: Stirling-Rawdon · Rawdon Ward.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Royal LePage ProAlliance Realty. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14104192. Information deemed reliable but not guaranteed.