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89 Finlay Street, Stone Mills, ON K7R 3L2
Stone Mills, ON K7R 3L2
Quick cost estimateKnown monthly subtotal$4,065.72 / monthLand transfer tax $12,775One-time estimate
Quick cost estimate
$4,065.72 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,792.06
- Property tax / month
- $273.66
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $12,775
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $12,775
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Step into a truly one-of-a-kind home-this beautifully converted 1875 church in Strathcona blends historic character with modern comfort. Featuring soaring ceilings and an abundance of natural light, this property offers a warm and inviting atmosphere throughout. The main living space boasts an open-concept design with a spacious living and dining area, perfect for entertaining or relaxing. The home includes 1 bedroom, 1.5 baths, and convenient main-floor laundry. The chef-inspired kitchen is a standout, complete with a large island and an adjoining prep area offering ample cabinetry and counter space. Just off the kitchen, a charming screened-in porch provides the perfect spot to enjoy your morning coffee and take in the sunrise. Upstairs, a versatile loft-style family room overlooks the main living area, showcasing the home's unique architecture. This flexible space can easily be converted into an additional bedroom if desired. The property also features a private in-law suite with its own separate entrance. This self-contained space includes a spacious living room with a natural gas fireplace, a newer kitchen, a bedroom, full bath with walk-in shower, and its own laundry. A cozy3-season sitting area adds even more comfort and privacy. Outside, enjoy peaceful surroundings from your deck. A detached, heated 2-car garage with plenty of natural light and a paved driveway adds convenience and functionality. Located just a short walk from the K&P Trail, this exceptional property offers a rare opportunity to own a piece of history with modern versatility. Be sure to ask for the full list of updates-this home truly does not disappoint.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13875294
- Source status
- New
- Bedrooms
- 2
- Bathrooms
- 3
- Postal code
- K7R 3L2
- Kitchens
- 2
- Kitchens above grade
- 2
- Family room / den
- Yes
- Interior size (reported range)
- 2000-2500
- Lot size
- 0.43 acres
- Lot depth
- 131.93 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 10
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 3283.9
- Basement
- Unfinished
- Interior features
- Auto Garage Door Remote, Carpet Free, In-Law Suite, Primary Bedroom - Main Floor, Solar Tube, Water Heater Owned, Water Softener, Water Treatment
- Exterior features
- Deck, Landscaped, Patio, Year Round Living
- Architectural style
- 2-Storey
- Parking features
- Private Triple
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Water source
- Drilled Well
- Sewer
- Septic
- View
- Pasture, Trees/Woods
- Direction facing
- East
- Construction materials
- Stone
- Roof
- Asphalt Rolled, Metal
- Foundation
- Stone
- MLS entry age (not confirmed DOM)
- 29 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Drilled Well
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 11
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $815,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 89 Finlay Street, Stone Mills, ON K7R 3L2, Stone Mills
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- LENNOX AND ADDINGTON
- Municipality
- STONE MILLS
- MLS® community
- 63 - Stone Mills
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Around this property
Schools, transit & everyday places
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Stone Mills
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
89 Finlay Street, Stone Mills, ON K7R 3L2, Stone Mills is listed for sale as a Detached. The listing reports 2 bedrooms, 3 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 2, parking spaces reported as 10, lot size reported as 0.43 acres. Asking price: $815,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13875294.
Local context
Explore the area: Stone Mills · 63 - Stone Mills.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX FINEST REALTY INC., BROKERAGE. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13875294. Information deemed reliable but not guaranteed.