243 Colin Farmer Road, Tay Valley, ON K7H 3C7
Tay Valley, ON K7H 3C7
Quick cost estimateKnown monthly subtotal$7,468.39 / monthLand transfer tax $26,453One-time estimate
Quick cost estimate
$7,468.39 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,974.14
- Property tax / month
- $494.25
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $26,453
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $26,453
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Facing west on Otty Lake for spectacular sunsets, welcoming family home tucked into picturesque private acre. Thoughtfully designed, the 3+1 bedroom, 3 full bathroom home offers big family spaces full of natural light. Front foyer white and bright with lovely stained glass window and stately French doors opening to deep closet. Living room generous both in size and flex spaces. Patio doors all along one wall provide endless lake views. Architecturally handsome stone fireplace complements the space and has efficient wood-burning insert with built-in fan circulating the warmth. Adjoining the living room is sitting area/den with large window. Also open to living room is kitchen with amazing extra-long island facing the lake. As you prep food, the lake is right there. All renovated in 2020, the kitchen's custom cherry wood cabinetry accents quartz counters and textured ceramic backsplash. Butler's pantry cheerfully airy with windows and extra cabinet storage. Sunny open dining room overlooks the lake, with more fabulous views. Several sets of patio doors lead to new 2020 deck with glass railings for full lake views. This home offers flexibility such as main floor bedroom and a 3-pc bathroom with quartz vanity. Second floor has your primary suite with full wall of closets and phenomenal views of the lake; 4-pc luxury ensuite ceramic rain head shower and two custom quartz vanities, one with make-up table. Two more bedrooms and 4-pc bathroom also on second floor. Lower level family room overlooks the spectacular lake. Lower level office nook, cold room, gym & storage; the laundry room is welcoming with chic herringbone ceramic floor, sink & counter for folding. Lower level also has door to outside. Architectural roof shingles 2020. Propane furnace 2024. Electrical 200 amp, 2020 panel. Propane hot water on demand. Waterfront 153' with 2021 Dockmaster dock, approx 7' deep at end. On private road, maintenance & snow plowing $400/2025. 20 mins Smiths Falls or 10 mins Perth
Home details
- Days on market
- Not reported
- Property type
- Rural Residential
- MLS® number
- X13789760
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 3
- Postal code
- K7H 3C7
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 2000-2500
- Lot size
- 1.17 acres
- Lot depth
- 318.94 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 6
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 5931
- Basement
- Full, Finished
- Interior features
- Central Vacuum, On Demand Water Heater, Water Heater Owned, Water Softener
- Exterior features
- Deck, Fishing, Landscaped, Patio, Year Round Living
- Architectural style
- 2-Storey
- Parking features
- Private, Lane
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
- Water source
- Drilled Well
- Sewer
- Septic
- View
- Trees/Woods, Water
- Direction facing
- West
- Construction materials
- Wood
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- MLS entry age (not confirmed DOM)
- 51 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Drilled Well
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 13
- Rooms below grade
- 5
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,498,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- LANARK
- Municipality
- TAY VALLEY
- MLS® community
- 904 - Bathurst/Burgess & Sherbrooke (North Burgess) Twp
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Tay Valley
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
243 Colin Farmer Road, Tay Valley, ON K7H 3C7, Tay Valley is listed for sale as a Rural Residential. The listing reports 4 bedrooms, 3 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 1, parking spaces reported as 6, lot size reported as 1.17 acres. Asking price: $1,498,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13789760.
Local context
Explore the area: Tay Valley · 904 - Bathurst/Burgess & Sherbrooke (North Burgess) Twp.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: COLDWELL BANKER FIRST OTTAWA REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13789760. Information deemed reliable but not guaranteed.