121 Maskinonge Road, Tay, ON L0K 2A0
Tay, ON L0K 2A0
Quick cost estimateKnown monthly subtotal$2,962.38 / monthLand transfer tax $8,455One-time estimate
Quick cost estimate
$2,962.38 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,787.05
- Property tax / month
- $175.33
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $8,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $8,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Discover affordable waterfront living on the breathtaking shores of Georgian Bay in the peaceful community of Victoria Harbour. Tucked away at the end of a quiet dead-end street, this charming 2-bedroom, 1-bathroom cottage offers an incredible opportunity to own a slice of Georgian Bay at an accessible price point - whether you're searching for a year-round home, weekend getaway, or family cottage retreat. Set on an impressive 76 x 294 ft lot with 76 feet of private waterfront, this property is designed for enjoying the outdoors. Spend your days boating, fishing, kayaking, or paddle boarding from the brand-new 100-foot dock (2024) leading to a spacious 180 sq ft waterfront platform. Relax on the sandy shoreline, cook in the outdoor kitchen, or unwind in the standout enclosed hexagon gazebo - a cozy all-season space perfect for morning coffee, evening drinks, games night, or enjoying waterfront views no matter the weather. The property also features a newly built bunkie (2025), three storage sheds, an additional gazebo, and a large 15 x 12 ft deck platform ideal for entertaining family and friends. Inside, the approximately 900 sq ft cottage is warm, welcoming, and full of character. The spacious living and dining area features a cozy gas fireplace and flows into the functional kitchen, while the separate family room with its own gas fireplace offers extra space to gather and relax after a day on the bay. Two comfortable bedrooms and a 3-piece bathroom complete the layout. Located just 1.5 hours from the GTA and only 10 minutes off HWY 400 for an easy cottage commute. Close to shopping, restaurants, marinas, parks, Tay Shore Trail, and everyday amenities, this is your chance to enjoy the waterfront lifestyle without the premium price tag often found on Georgian Bay. Affordable, private, and packed with outdoor features, this waterfront gem is a rare opportunity you won't want to miss.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- S13158674
- Source status
- Extension
- Bedrooms
- 2
- Bathrooms
- 1
- Postal code
- L0K 2A0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 700-1100
- Lot depth
- 203.90 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Vacant
- Possession type
- Immediate
- Garage
- None
- Annual property tax
- 2104
- Basement
- None
- Interior features
- Water Heater Owned, Carpet Free, Primary Bedroom - Main Floor
- Exterior features
- Deck, Fishing, Year Round Living
- Architectural style
- Bungalow
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Other
- Heating fuel
- Gas
- Cooling
- None
- Sewer
- Septic
- View
- Water, Bay, Lake, Beach
- Direction facing
- West
- Construction materials
- Aluminum Siding
- Roof
- Metal
- Foundation
- Unknown
- MLS entry age (not confirmed DOM)
- 169 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Other
- Heating fuel
- Gas
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 5
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $599,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Tay
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
121 Maskinonge Road, Tay, ON L0K 2A0, Tay is listed for sale as a Detached. The listing reports 2 bedrooms, 1 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 4. Asking price: $599,000. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® S13158674.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: COLDWELL BANKER THE REAL ESTATE CENTRE. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® S13158674. Information deemed reliable but not guaranteed.