154 William Street, Tay, ON L0K 2A0
Tay, ON L0K 2A0
Quick cost estimateKnown monthly subtotal$8,779.04 / monthLand transfer tax $32,455One-time estimate
Quick cost estimate
$8,779.04 / monthKnown monthly subtotal
- Mortgage principal & interest
- $8,370.46
- Property tax / month
- $408.58
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $32,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $32,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
A STRATEGIC MIXED-USE ACQUISITION IN THE HEART OF VICTORIA HARBOUR! The smartest business decision you can make is owning the building your future runs from, and this 10,300+ sq ft mixed-use landmark in the centre of Victoria Harbour delivers exactly that, pairing a high-exposure commercial presence with five self-contained residential units that create layered income potential under one roof. Positioned in the centre of Victoria Harbour, the property benefits from steady vehicle and foot traffic, with Georgian Bay and the waterfront close by, while marinas, trails, parks, and local amenities sit nearby, strengthening the appeal for both customers and tenants. The nearly 2,900 sq ft street-level commercial space features soaring 13 ft ceilings, rustic wood character, two washrooms, and an open layout that adapts to a wide range of permitted uses, including restaurant, tavern, retail store, business or professional office, clinic, craft shop, or personal service shop. Upstairs, the bright four-bedroom unit functions like a full private residence with a spacious kitchen centred around a large island, open living and dining areas, warm wood flooring, large windows, and two full baths, offering a standout owner's suite or a premium rental option, while two main-level one-bedroom units and two lower-level bachelor units add additional tenancy options and the flexibility to structure tenancies around your business goals. With C1 zoning supporting an array of commercial possibilities, this is the kind of property that lets you build your brand out front while the rest of the building works in the background. Buy the building, run the brand, and let the rest of the space support the vision with serious cash flow potential.
Home details
- Days on market
- Not reported
- Property type
- Multiplex
- MLS® number
- S13853826
- Source status
- New
- Bedrooms
- 6
- Bathrooms
- 8
- Postal code
- L0K 2A0
- Kitchens
- 6
- Kitchens above grade
- 6
- Family room / den
- Yes
- Interior size (reported range)
- 5000 +
- Lot size
- < .50 acres (reported range)
- Lot depth
- 131.16 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 14
- Occupancy
- Owner+Tenant
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 4902.97
- Basement
- Partial Basement, Partially Finished
- Interior features
- None
- Architectural style
- 2-Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- View
- Bay
- Direction facing
- West
- Construction materials
- Vinyl Siding, Wood
- Roof
- Flat, Membrane
- Foundation
- Stone
- MLS entry age (not confirmed DOM)
- 35 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 6
- Rooms above grade
- 14
- Rooms below grade
- 2
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,799,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- SIMCOE
- Municipality
- TAY
- MLS® community
- Victoria Harbour
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Around this property
Schools, transit & everyday places
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Nearby schools
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Nearby shops & amenities
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Similar homes for sale in Tay
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
154 William Street, Tay, ON L0K 2A0, Tay is listed for sale as a Multiplex. The listing reports 6 bedrooms, 8 bathrooms, reported interior area of 5000 + (units not reported), kitchens reported as 6, parking spaces reported as 14, lot size reported as < .50 acres (reported range). Asking price: $1,799,000. Occupancy is reported as Owner+Tenant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® S13853826.
Local context
Explore the area: Tay · Victoria Harbour.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX HALLMARK PEGGY HILL GROUP REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® S13853826. Information deemed reliable but not guaranteed.