20863 WYE Creek Drive, Thames Centre, ON N0M 2P0
Thames Centre, ON N0M 2P0
Quick cost estimateKnown monthly subtotal$2,214.84 / monthLand transfer tax $5,673One-time estimate
Quick cost estimate
$2,214.84 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,139.84
- Property tax / month
- $75
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $5,673
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $5,673
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to lakeside living on beautiful Fanshawe Lake in the charming community of Thorndale. A rare opportunity right on Fanshawe Lake! Come relax in this spacious 2 bedroom, 2 bathroom winterized cottage. The living room features huge windows with a vaulted ceiling, Italian marble mantel, and spectacular views of the lake. The master bedroom includes a walk-in closet and 3-piece ensuite. The kitchen offers plenty of storage plus a bright dining room. Plenty of space to barbecue and entertain. This renovated cottage has a propane furnace to keep you warm during the winter, and central air to keep you cool all summer long. This well-maintained cottage offers the perfect blend of comfort, functionality, and year-round enjoyment-ideal as a full-time residence or a relaxing weekend escape. Set in a welcoming, close-knit community, this property delivers a lifestyle that's hard to match. Enjoy morning walks to the water. it is short distance to London. you could enjoy lakeside life! Enjoy hiking the trails, canoeing, and all the natural beauty this location has a lot to offer: Current land lease is $248monthly and includes Water for free. Property Taxes were $900 in 2025. The septic system pump out in 2025.The detached single garage with work-bench is side of the garage. It is the buyer's responsibility to contact the UTRCA regarding the Lease. Four Season occupancy, please contact the listing agent for further details. Move-in condition.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13717716
- Source status
- New
- Bedrooms
- 2
- Bathrooms
- 2
- Postal code
- N0M 2P0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Owner
- Possession type
- Immediate
- Garage
- Detached
- Annual property tax
- 900
- Basement
- Crawl Space, Unfinished
- Interior features
- Carpet Free, Primary Bedroom - Main Floor
- Exterior features
- Backs On Green Belt, Fishing, Landscaped, Patio, Paved Yard, Seasonal Living
- Architectural style
- Bungalow
- Pool features
- None
- Fireplace
- No
- Waterfront
- Yes
- Elevator
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
- Water source
- Comm Well
- Sewer
- Septic
- View
- Creek/Stream, Lake, Water
- Direction facing
- North
- Construction materials
- Vinyl Siding
- Roof
- Shingles
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 71 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Comm Well
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Bedrooms below grade
- 0
- Rooms above grade
- 8
- Rooms below grade
- 0
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $459,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 20863 WYE Creek Drive, Thames Centre, ON N0M 2P0, Thames Centre
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Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- MIDDLESEX
- Municipality
- THAMES CENTRE
- MLS® community
- Rural Thames Centre
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Cedar Hollow Public School ↗
Elementary · JK-8 · English · Public
School board: Thames Valley DSB ↗
1800 Cedarhollow Blvd, London
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 88%
- Grade 3 Writing (at provincial standard)
- 73%
- Grade 3 Mathematics (at provincial standard)
- 75%
- Grade 6 Reading (at provincial standard)
- 94%
- Grade 6 Writing (at provincial standard)
- 93%
- Grade 6 Mathematics (at provincial standard)
- 70%
Chippewa Public School ↗
Elementary · JK-8 · English · Public
School board: Thames Valley DSB ↗
1035 Chippewa Dr, London
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 78%
- Grade 3 Writing (at provincial standard)
- 72%
- Grade 3 Mathematics (at provincial standard)
- 71%
- Grade 6 Reading (at provincial standard)
- 81%
- Grade 6 Writing (at provincial standard)
- 81%
- Grade 6 Mathematics (at provincial standard)
- 42%
West Nissouri Public School ↗
Elementary · JK-8 · English · Public
School board: Thames Valley DSB ↗
37 Elliott Trail, Thorndale
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 74%
- Grade 3 Writing (at provincial standard)
- 72%
- Grade 3 Mathematics (at provincial standard)
- 85%
- Grade 6 Reading (at provincial standard)
- 76%
- Grade 6 Writing (at provincial standard)
- 69%
- Grade 6 Mathematics (at provincial standard)
- 49%
Evelyn Harrison Public School ↗
Elementary · JK-8 · English · Public
School board: Thames Valley DSB ↗
50 Tewksbury Cres, London
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 50%
- Grade 3 Writing (at provincial standard)
- 18%
- Grade 3 Mathematics (at provincial standard)
- 36%
- Grade 6 Reading (at provincial standard)
- 75%
- Grade 6 Writing (at provincial standard)
- 80%
- Grade 6 Mathematics (at provincial standard)
- 40%
École élémentaire catholique Ste-Jeanne-d'Arc ↗
Elementary · JK-8 · French · Catholic
Conseil scolaire catholique Providence
35 Fallons Lane, London
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Thames Centre
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
20863 WYE Creek Drive, Thames Centre, ON N0M 2P0, Thames Centre is listed for sale as a Detached. The listing reports 2 bedrooms, 2 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 2. Asking price: $459,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13717716.
The Ministry’s school dataset lists Cedar Hollow Public School approximately 4.1 km from the property’s mapped location.
Local context
The Ministry’s school dataset lists Cedar Hollow Public School approximately 4.1 km from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Thames Centre · Rural Thames Centre.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX CENTRE CITY REALTY INC. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13717716. Information deemed reliable but not guaranteed.