20 Nippissing Ridge Road, Tiny, ON L9M 0T8
Tiny, ON L9M 0T8
Quick cost estimateKnown monthly subtotal$9,727.65 / monthLand transfer tax $34,475One-time estimate
Quick cost estimate
$9,727.65 / monthKnown monthly subtotal
- Mortgage principal & interest
- $8,840.40
- Property tax / month
- $887.25
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $34,475
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $34,475
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Perched high on a ridge in the coveted Cedar Ridge private community at Cedar Point, this exceptional four-season residence captures sweeping panoramic views over the turquoise waters of Georgian Bay - "The Sixth Great Lake" and unforgettable western sunsets. Private Beach Club membership is available, offering residents of the community access to the waterfront of Georgian Bay. Set on a premium 3.3 acre lot just under two hours from Toronto, the home offers privacy, natural beauty, and a true four-season lifestyle. Designed for both relaxation and entertaining, the open-concept kitchen, dining and great room feature soaring vaulted ceilings, oak hardwood flooring, and oversized windows that fill the space with natural light. A granite-stone wood-burning fireplace anchors the great room, while a propane stove warms the sunroom. A wrap-around Western Red Cedar deck with LED lighting and a screened-in cedar lanai create seamless indoor-outdoor living. The private primary suite includes a 5-piece ensuite and direct access to its own deck overlooking the Bay. A walkout lower level with in-floor radiant heating and an upper loft provide flexible space for family and guests. Premium features include Pollard windows, Pella patio door, Lepage front door, generator, high-efficiency furnace, UV water treatment, air exchanger, irrigation, private well and septic. Professionally landscaped with integrated lighting and flagstone walkways. Located near the Thunder Beach community, Awenda Provincial Park, Lafontaine Beach and the historic towns of Penetanguishene and Midland, with Georgian Bay General Hospital and essential services close at hand. Blue Mountain and Horseshoe Valley ski & golf resorts are just 40 minutes away, while nearby private golf and tennis clubs, sailing clubs, trails and sandy beaches offer recreation for every season. A rare opportunity to own a four-season retreat in one of Ontario's most breathtaking shoreline settings.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- S13091276
- Source status
- Price Change
- Bedrooms
- 6
- Bathrooms
- 5
- Postal code
- L9M 0T8
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 3500-5000
- Lot size
- 2-4.99 acres (reported range)
- Lot depth
- 580 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 8
- Occupancy
- Vacant
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 10647
- Basement
- Finished with Walk-Out, Full
- Interior features
- Air Exchanger, Atrium, Auto Garage Door Remote, Bar Fridge, Built-In Oven, Countertop Range, ERV/HRV, Floor Drain, Generator - Full, In-Law Capability, In-Law Suite, Primary Bedroom - Main Floor, Propane Tank, Storage, Storage Area Lockers, Sump Pump, Ventilation System, Water Heater, Water Purifier, Water Treatment
- Exterior features
- Deck, Landscaped, Lawn Sprinkler System, Lighting, Patio, Privacy, Porch Enclosed
- Architectural style
- 2-Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
- Water source
- Drilled Well, Sediment Filter
- Sewer
- Septic
- View
- Clear, Forest, Lake, Panoramic, Ridge, Skyline, Trees/Woods, Water
- Direction facing
- West
- Construction materials
- Wood
- Roof
- Asphalt Shingle
- Foundation
- Concrete, Wood Frame
- MLS entry age (not confirmed DOM)
- 184 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Drilled Well, Sediment Filter
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 6
- Rooms above grade
- 9
- Rooms below grade
- 5
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,900,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- SIMCOE
- Municipality
- TINY
- MLS® community
- Rural Tiny
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Tiny
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
20 Nippissing Ridge Road, Tiny, ON L9M 0T8, Tiny is listed for sale as a Detached. The listing reports 6 bedrooms, 5 bathrooms, reported interior area of 3500-5000 (units not reported), kitchens reported as 1, parking spaces reported as 8, lot size reported as 2-4.99 acres (reported range). Asking price: $1,900,000. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® S13091276.
Local context
Explore the area: Tiny · Rural Tiny.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: HARVEY KALLES REAL ESTATE LTD.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® S13091276. Information deemed reliable but not guaranteed.