20 Richardson Street 1305, Toronto, ON M5A 0S6
Toronto C08, ON M5A 0S6
Quick cost estimateKnown monthly subtotal$4,760.89 / monthLand transfer tax $30,870One-time estimate
Quick cost estimate
$4,760.89 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,410.89
- Property tax / month
- $350
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $30,870
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal tax is included because the listing is located in the City of Toronto.
- Ontario tax
- $15,435
- Toronto municipal tax
- $15,435
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Live In The Prestigious Lighthouse Tower Located Next To Waterfront & Sugar Beach. Bright Corner Unit With Wrap Around Balcony. 2 Bedroom, 2 Bath, Gourmet Kitchen With Integrated Appliances And Island. Designer Backsplash, Laminate Floor Throughout. Lake View. Close To DVP, Gardiner. Excellent Amenities Like Lavish And Spacious Party Room, Upscale Gym With Updated Exercise Equipment, Yoga Room, 24 Hours Concierge, Theatre Room, Tennis\Basketball Court, Gardening Plots And Much More. 5 Minute Walk To St Lawrence Market, Loblaw. Across From Sugar Beach. Don't Miss The Chance To Live At The Toronto Waterfront. Total Area: 1168 SqFt, Suite Area: 849 SqFt, Outdoor: 319 SqFt.
Home details
- Days on market
- Not reported
- Property type
- Condo Apartment
- MLS® number
- C14149716
- Source status
- New
- Bedrooms
- 2
- Bathrooms
- 2
- Postal code
- M5A 0S6
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 900-999 (units not reported)
- Garage parking spaces
- Not reported
- Total parking spaces
- 1
- Occupancy
- Tenant
- Possession type
- Flexible
- Garage
- Underground
- Annual property tax
- 4200
- Maintenance fee (source period)
- 841
- Basement
- None
- Laundry
- Ensuite
- Interior features
- Built-In Oven, Carpet Free
- Architectural style
- Apartment
- Parking features
- Underground
- Fireplace
- No
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Construction materials
- Brick Front, Concrete
- MLS entry age (not confirmed DOM)
- 3 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Included in maintenance
- Heat Included, Common Elements Included, Building Insurance Included, Water Included
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 6
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $948,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Toronto
- Municipality
- TORONTO
- MLS® community
- Waterfront Communities C8
- MLS® district
- Toronto C08
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
St Michael Catholic School ↗
Elementary · JK-8 · English · Catholic
50 George St S, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 75%
- Grade 3 Writing (at provincial standard)
- 75%
- Grade 3 Mathematics (at provincial standard)
- 60%
- Grade 6 Reading (at provincial standard)
- 83%
- Grade 6 Writing (at provincial standard)
- 75%
- Grade 6 Mathematics (at provincial standard)
- 36%
Downtown Alternative School ↗
Elementary · JK-6 · English · Public
85 Lower Jarvis St, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Market Lane Junior and Senior Public School ↗
Elementary · JK-8 · English · Public
246 The Esplanade, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 83%
- Grade 3 Writing (at provincial standard)
- 64%
- Grade 3 Mathematics (at provincial standard)
- 59%
- Grade 6 Reading (at provincial standard)
- 94%
- Grade 6 Writing (at provincial standard)
- 91%
- Grade 6 Mathematics (at provincial standard)
- 50%
Inglenook Community School ↗
Secondary · 9-12 · English · Public
19 Sackville St, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 10 OSSLT (first-attempt pass)
- 50%
École élémentaire Gabrielle-Roy ↗
Elementary · JK-6 · French · Public
14 Pembroke rue, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
St Paul Catholic School ↗
Elementary · JK-8 · English · Catholic
80 Sackville St, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 50%
- Grade 3 Writing (at provincial standard)
- 50%
- Grade 3 Mathematics (at provincial standard)
- 58%
- Grade 6 Reading (at provincial standard)
- 87%
- Grade 6 Writing (at provincial standard)
- 80%
- Grade 6 Mathematics (at provincial standard)
- 50%
St Michael's Choir (Jr) School ↗
Elementary · 1-8 · English · Catholic
66 Bond St, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 100%
- Grade 3 Writing (at provincial standard)
- 92%
- Grade 3 Mathematics (at provincial standard)
- 100%
- Grade 6 Reading (at provincial standard)
- 100%
- Grade 6 Writing (at provincial standard)
- 96%
- Grade 6 Mathematics (at provincial standard)
- 100%
St Michael's Choir (Sr) School ↗
Secondary · 9-12 · English · Catholic
67 Bond St, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 96%
- Grade 10 OSSLT (first-attempt pass)
- 100%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
Published transit locations. Distances are straight-line estimates, not walking routes or travel times.
Rail & subway · within 5 km
- KingTTC · Subway849 m
- UnionTTC · Subway · Streetcar882 m
- Union Station GOGO Transit · Train953 m
- QueenTTC · Subway1.2 km
- UP Express Union StationUP Express · Train1.2 km
Bus & streetcar · within 2 km
- Lower Jarvis St at Lake Shore Blvd EastTTC · Bus74 m
- Lower Jarvis St at Queens Quay East North SideTTC · Bus129 m
- Queens Quay East at Lower Jarvis StTTC · Bus172 m
- Queens Quay East at Lower Jarvis St West SideTTC · Bus197 m
- Lower Sherbourne St at Queens Quay EastTTC · Bus249 m
- Queens Quay East at Dockside DrTTC · Bus256 m
- Queens Quay East at Lower Sherbourne StTTC · Bus281 m
- Dockside Dr at Queens Quay EastTTC · Bus283 m
Sources & service information
These are locations in published feeds, not live arrivals or confirmation of service at this moment. Station platforms are grouped only by the source parent-station relationship. Check the agency for schedules, disruptions, access and entrances. Coverage: TTC, GO Transit and UP Express only; other agencies are not yet connected.
- GO Transit source · feed 2026-10-28 to 2026-11-27 · checked 2026-11-02 14:57:59 UTC · Licence · Agency website
- TTC source · feed 2026-11-01 to 2026-12-19 · checked 2026-11-02 14:57:57 UTC · Licence · Agency website
- UP Express source · feed 2026-10-30 to 2027-04-28 · checked 2026-11-02 14:57:59 UTC · Licence · Agency website
Filter the records displayed below.
Nearby amenities
Mapped places within 2.0 km. Distances are straight-line estimates to map points or area centres.
Groceries
- LoblawsMapped area centre159 m
- 286 m
- 421 m
Pharmacies
- 185 m
- 294 m
- 356 m
Parks
- Sugar Beach NorthMapped area centre123 m
- Sugar BeachMapped area centre305 m
- Sherbourne CommonMapped area centre316 m
Fitness centres
- 265 m
- 521 m
- 633 m
Libraries
- 299 m
- 495 m
- 1.4 km
Community centres
- 460 m
- 540 m
- St. Lawrence Community Recreation CentreMapped area centre563 m
Cafés
- 65 m
- 133 m
- 159 m
Restaurants
- 320 m
- 352 m
- 360 m
Clinics
- 179 m
- 368 m
- 495 m
Hospitals
- St. Michael's HospitalMapped area centre1.2 km
- Hospital for Sick ChildrenMapped area centre2.0 km
Childcare
- 1.5 km
- 1.7 km
- 1.9 km
© OpenStreetMap contributors · ODbL · Download this open dataset
Coverage & map information
Map snapshot: 2026-11-02T15:25:06Z. This is a rectangular GTA-area extract with partial regional coverage. Data may be incomplete near its edges. Places and categories are community mapped; opening status, entrances and service availability are not verified. Matching point/area entries with the same name within 25 metres are paired for display using the point location; the downloadable dataset retains every original map record. Other duplicates may remain. No walking routes, travel times or walking score are inferred.
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Similar homes for sale in Waterfront Communities C8, Toronto, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
20 Richardson Street 1305, Toronto, ON M5A 0S6, Toronto C08 is listed for sale as a Condo Apartment. The listing reports 2 bedrooms, 2 bathrooms, reported interior area of 900-999 (units not reported), kitchens reported as 1, parking spaces reported as 1. Asking price: $948,000. Occupancy is reported as Tenant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® C14149716.
The Ministry’s school dataset lists St Michael Catholic School approximately 279 m from the property’s mapped location. The published TTC feed includes King, approximately 849 m away. OpenStreetMap shows nearby mapped places including Sugar Beach North (123 m) and Loblaws (159 m).
Local context
The Ministry’s school dataset lists St Michael Catholic School approximately 279 m from the property’s mapped location.
The published TTC feed includes King, approximately 849 m away.
OpenStreetMap shows nearby mapped places including Sugar Beach North (123 m) and Loblaws (159 m).
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility. Published transit locations do not confirm service at this moment.
© OpenStreetMap contributors · ODbL
Explore the area: Toronto · Waterfront Communities C8.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ROYAL STAR REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® C14149716. Information deemed reliable but not guaranteed.