48 Stephen Drive, Toronto, ON M8Y 3M6
Toronto, ON M8Y 3M6
Quick cost estimateKnown monthly subtotal$5,507.47 / monthLand transfer tax $36,910One-time estimate
Quick cost estimate
$5,507.47 / monthKnown monthly subtotal
- Mortgage principal & interest
- $5,113.47
- Property tax / month
- $394
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $36,910
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal tax is included because the listing is located in the City of Toronto.
- Ontario tax
- $18,455
- Toronto municipal tax
- $18,455
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
**Beautifully Renovated! Incredible Income Potential! Steps Away from an Exceptional Lifestyle!** Welcome to 48 Stephen Drive, a beautifully renovated, move-in-ready detached bungalow in Toronto's sought-after Stonegate-Queensway neighbourhood, offering the perfect combination of modern comfort, exceptional versatility & outstanding income potential! Situated on a generous 33 x 105 ft lot with parking for 4 vehicles, this impressive home features a bright, inviting main floor with two spacious bedrooms, stylish finishes, beautiful quartz countertops & thoughtfully updated living spaces designed for everyday comfort & effortless entertaining. A standout feature is the direct access from the main floor to the backyard! Seamlessly connecting indoor & outdoor living, this valuable feature makes summer BBQs, family gatherings, outdoor dining & relaxing in your private outdoor space wonderfully convenient. The income potential is equally impressive! The fully finished basement features a separate entrance, a second kitchen & two additional bedrooms, creating an excellent opportunity for rental income, multigenerational living, or extended family accommodation. Live comfortably upstairs while exploring the possibility of additional income to help offset your mortgage! Enjoy a fantastic location just minutes from Toronto's beautiful waterfront, beaches, scenic trails, parks, shopping, restaurants, public transit & major highways. Whether you're a first-time buyer, growing family, investor, or someone looking for a flexible living arrangement, this home offers an exceptional opportunity in an established Toronto neighbourhood. With its extensive renovations, functional layout, generous lot & exciting future possibilities, 48 Stephen Drive is more than just a home - it's a smart lifestyle choice with room to grow. * Move In. Enjoy the Lifestyle. Unlock the Potential! * A rare combination of location, comfort & opportunity. Don't miss it! * (some photos virtually staged)
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- W14122782
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- M8Y 3M6
- Kitchens
- 2
- Kitchens above grade
- 1
- Kitchens below grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 700-1100 (units not reported)
- Lot depth
- 105.14 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Owner
- Possession type
- Immediate
- Garage
- None
- Annual property tax
- 4728
- Basement
- Apartment, Separate Entrance
- Interior features
- Accessory Apartment, Carpet Free
- Architectural style
- Bungalow
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- West
- Construction materials
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 9 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Bedrooms below grade
- 2
- Rooms above grade
- 6
- Rooms below grade
- 3
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,099,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 48 Stephen Drive, Toronto, ON M8Y 3M6, Toronto
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Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Toronto
- Municipality
- TORONTO
- MLS® community
- Stonegate-Queensway
- MLS® district
- Toronto W07
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
St Mark Catholic School ↗
Elementary · JK-8 · English · Catholic
45 Cloverhill Rd, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 56%
- Grade 3 Writing (at provincial standard)
- 56%
- Grade 3 Mathematics (at provincial standard)
- 56%
- Grade 6 Reading (at provincial standard)
- 74%
- Grade 6 Writing (at provincial standard)
- 63%
- Grade 6 Mathematics (at provincial standard)
- 47%
Étienne Brûlé Junior School ↗
Elementary · JK-5 · English · Public
50 Cloverhill Rd, Etobicoke
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 87%
- Grade 3 Writing (at provincial standard)
- 73%
- Grade 3 Mathematics (at provincial standard)
- 77%
Park Lawn Junior and Middle School ↗
Elementary · JK-8 · English · Public
71 Ballacaine Dr, Etobicoke
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 64%
- Grade 3 Writing (at provincial standard)
- 58%
- Grade 3 Mathematics (at provincial standard)
- 50%
- Grade 6 Reading (at provincial standard)
- 99%
- Grade 6 Writing (at provincial standard)
- 94%
- Grade 6 Mathematics (at provincial standard)
- 62%
Karen Kain School of the Arts ↗
Elementary · 6-8 · English · Public
60 Berl Ave, Etobicoke
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 6 Reading (at provincial standard)
- 89%
- Grade 6 Writing (at provincial standard)
- 89%
- Grade 6 Mathematics (at provincial standard)
- 50%
Swansea Junior and Senior Junior and Senior Public School ↗
Elementary · JK-8 · English · Public
207 Windermere Ave, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 82%
- Grade 3 Writing (at provincial standard)
- 72%
- Grade 3 Mathematics (at provincial standard)
- 79%
- Grade 6 Reading (at provincial standard)
- 87%
- Grade 6 Writing (at provincial standard)
- 88%
- Grade 6 Mathematics (at provincial standard)
- 62%
St Louis Catholic School ↗
Elementary · JK-8 · English · Catholic
11 Morgan Ave, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 79%
- Grade 3 Writing (at provincial standard)
- 74%
- Grade 3 Mathematics (at provincial standard)
- 81%
- Grade 6 Reading (at provincial standard)
- 100%
- Grade 6 Writing (at provincial standard)
- 82%
- Grade 6 Mathematics (at provincial standard)
- 43%
Etobicoke School of the Arts ↗
Secondary · 9-12 · English · Public
675 Royal York Rd, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 68%
- Grade 10 OSSLT (first-attempt pass)
- 92%
David Hornell Junior School ↗
Elementary · JK-5 · English · Public
32 Victoria St, Etobicoke
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 76%
- Grade 3 Writing (at provincial standard)
- 68%
- Grade 3 Mathematics (at provincial standard)
- 60%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
Published transit locations. Distances are straight-line estimates, not walking routes or travel times.
Rail & subway · within 5 km
- JaneTTC · Subway · Bus1.9 km
- Mimico GOGO Transit · Train2.1 km
- Old MillTTC · Subway · Bus2.1 km
- RunnymedeTTC · Subway · Bus2.3 km
- Royal YorkTTC · Subway · Bus2.7 km
Bus & streetcar · within 2 km
- Stephen Dr at Whitworth Ave North SideTTC · Bus45 m
- Stephen Dr at Whitworth AveTTC · Bus62 m
- Stephen Dr at The Queensway North SideTTC · Bus242 m
- Stephen Dr at The QueenswayTTC · Bus275 m
- Stephen Dr at Cloverhill RdTTC · Bus277 m
- The Queensway at Stephen DrTTC · Bus287 m
- Stephen Dr at Cloverhill Rd North SideTTC · Bus291 m
- The Queensway at Stephen DrTTC · Bus308 m
Sources & service information
These are locations in published feeds, not live arrivals or confirmation of service at this moment. Station platforms are grouped only by the source parent-station relationship. Check the agency for schedules, disruptions, access and entrances. Coverage: TTC, GO Transit and UP Express only; other agencies are not yet connected.
- GO Transit source · feed 2026-10-28 to 2026-11-27 · checked 2026-11-02 14:57:59 UTC · Licence · Agency website
- TTC source · feed 2026-11-01 to 2026-12-19 · checked 2026-11-02 14:57:57 UTC · Licence · Agency website
Filter the records displayed below.
Nearby amenities
Mapped places within 2.0 km. Distances are straight-line estimates to map points or area centres.
Groceries
Pharmacies
- Shoppers Drug MartMapped area centre351 m
- 482 m
- 600 m
Parks
- Kinsdale ParkMapped area centre390 m
- South Humber ParkMapped area centre421 m
- Bell Manor ParkMapped area centre746 m
Fitness centres
- 576 m
- 1.0 km
- 1.0 km
Libraries
- Toronto Public Library - Humber BayMapped area centre520 m
- 1.8 km
Community centres
- 1.5 km
- Swansea Town HallMapped area centre1.8 km
Cafés
- 355 m
- 492 m
- Tim HortonsMapped area centre590 m
Restaurants
- 252 m
- 273 m
- 276 m
Clinics
- 610 m
- 629 m
- 638 m
Childcare
- 393 m
- 1.0 km
© OpenStreetMap contributors · ODbL · Download this open dataset
Coverage & map information
Map snapshot: 2026-11-02T15:25:06Z. This is a rectangular GTA-area extract with partial regional coverage. Data may be incomplete near its edges. Places and categories are community mapped; opening status, entrances and service availability are not verified. Matching point/area entries with the same name within 25 metres are paired for display using the point location; the downloadable dataset retains every original map record. Other duplicates may remain. No walking routes, travel times or walking score are inferred.
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Similar homes for sale in Toronto
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.
How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
48 Stephen Drive, Toronto, ON M8Y 3M6, Toronto is listed for sale as a Detached. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 2, parking spaces reported as 4. Asking price: $1,099,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® W14122782.
The Ministry’s school dataset lists St Mark Catholic School approximately 383 m from the property’s mapped location. The published TTC feed includes Jane, approximately 1.9 km away. OpenStreetMap shows nearby mapped places including Kinsdale Park (390 m) and Sobeys (490 m).
Local context
The Ministry’s school dataset lists St Mark Catholic School approximately 383 m from the property’s mapped location.
The published TTC feed includes Jane, approximately 1.9 km away.
OpenStreetMap shows nearby mapped places including Kinsdale Park (390 m) and Sobeys (490 m).
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility. Published transit locations do not confirm service at this moment.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: CENTURY 21 HERITAGE GROUP LTD.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® W14122782. Information deemed reliable but not guaranteed.