489 Ontario Street, Toronto, ON M4X 1M8
Toronto, ON M4X 1M8
Quick cost estimateKnown monthly subtotal$8,720.49 / monthLand transfer tax $60,910One-time estimate
Quick cost estimate
$8,720.49 / monthKnown monthly subtotal
- Mortgage principal & interest
- $7,905.17
- Property tax / month
- $815.32
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $60,910
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal tax is included because the listing is located in the City of Toronto.
- Ontario tax
- $30,455
- Toronto municipal tax
- $30,455
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
A rare offering in Toronto's coveted Cabbagetown, this distinctive three-storey townhouse brings together beautiful design, generous proportions and an artfully curated aesthetic. Rich in personality and thoughtfully appointed throughout, the home balances expressive style with understated sophistication. 3 bedrooms above grade, perfectly laid out with a versatile lower level that can be used as a guest bedroom or extra family room. Well-appointed rooms offer inviting spaces for entertaining and everyday living, while large bedrooms provide exceptional comfort. The primary bedroom retreat is a private haven, offering a peaceful escape at the end of the day. Outdoors, a serene, low-maintenance garden creates an intimate setting. Tastefully composed and truly one of a kind, this is a home for those who appreciate interiors with character and a style all their own.
Home details
- Days on market
- Not reported
- Property type
- Semi-Detached
- MLS® number
- C14104316
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 3
- Postal code
- M4X 1M8
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1500-2000
- Lot size
- Not Applicable acres (reported range)
- Lot depth
- 25.72 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 0
- Occupancy
- Owner+Tenant
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 9783.8
- Basement
- Finished
- Interior features
- None
- Architectural style
- 3-Storey
- Parking features
- None
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- East
- Construction materials
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 15 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 7
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,699,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 489 Ontario Street, Toronto, ON M4X 1M8, Toronto
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Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Toronto
- Municipality
- TORONTO
- MLS® community
- Cabbagetown-South St. James Town
- MLS® district
- Toronto C08
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Winchester Junior and Senior Public School ↗
Elementary · JK-8 · English · Public
15 Prospect St, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Mathematics (at provincial standard)
- 71%
- Grade 6 Reading (at provincial standard)
- 89%
- Grade 6 Writing (at provincial standard)
- 86%
- Grade 6 Mathematics (at provincial standard)
- 57%
Our Lady of Lourdes Catholic School ↗
Elementary · JK-8 · English · Catholic
444 Sherbourne St, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 69%
- Grade 3 Writing (at provincial standard)
- 59%
- Grade 3 Mathematics (at provincial standard)
- 56%
- Grade 6 Reading (at provincial standard)
- 80%
- Grade 6 Writing (at provincial standard)
- 74%
- Grade 6 Mathematics (at provincial standard)
- 43%
St Martin Catholic School(OL of Lourdes
Elementary · 6-8 · English · Catholic
270 Cherokee Blvd, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Jarvis Collegiate Institute ↗
Secondary · 9-12 · English · Public
495 Jarvis St, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 34%
- Grade 10 OSSLT (first-attempt pass)
- 80%
Lord Dufferin Junior and Senior Public School ↗
Elementary · JK-8 · English · Public
350 Parliament St, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 50%
- Grade 3 Writing (at provincial standard)
- 44%
- Grade 3 Mathematics (at provincial standard)
- 47%
- Grade 6 Reading (at provincial standard)
- 80%
- Grade 6 Writing (at provincial standard)
- 77%
- Grade 6 Mathematics (at provincial standard)
- 30%
Collège français secondaire ↗
Secondary · 9-12 · French · Public
100 Carlton rue, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Sprucecourt Junior Public School ↗
Elementary · JK-8 · English · Public
70 Spruce St, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 73%
- Grade 3 Writing (at provincial standard)
- 54%
- Grade 3 Mathematics (at provincial standard)
- 50%
- Grade 6 Reading (at provincial standard)
- 85%
- Grade 6 Writing (at provincial standard)
- 65%
- Grade 6 Mathematics (at provincial standard)
- 25%
Collège français élémentaire ↗
Elementary · 7-8 · French · Public
100 Carlton rue, Toronto
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
Published transit locations. Distances are straight-line estimates, not walking routes or travel times.
Rail & subway · within 5 km
- SherbourneTTC · Subway918 m
- WellesleyTTC · Subway · Bus994 m
- Castle FrankTTC · Subway · Bus1.0 km
- CollegeTTC · Subway1.1 km
- TMUTTC · Subway1.2 km
Bus & streetcar · within 2 km
- Carlton St at Ontario StTTC · Streetcar113 m
- Carlton St at Ontario StTTC · Streetcar126 m
- Carlton St at Sherbourne StTTC · Streetcar217 m
- 433 Sherbourne StTTC · Bus227 m
- Sherbourne St at Carlton StTTC · Bus228 m
- Parliament St at Winchester StTTC · Bus231 m
- Parliament St at Winchester StTTC · Bus237 m
- Sherbourne St at Carlton StTTC · Bus238 m
Sources & service information
These are locations in published feeds, not live arrivals or confirmation of service at this moment. Station platforms are grouped only by the source parent-station relationship. Check the agency for schedules, disruptions, access and entrances. Coverage: TTC, GO Transit and UP Express only; other agencies are not yet connected.
- TTC source · feed 2026-11-01 to 2026-12-19 · checked 2026-11-02 14:57:57 UTC · Licence · Agency website
Filter the records displayed below.
Nearby amenities
Mapped places within 2.0 km. Distances are straight-line estimates to map points or area centres.
Groceries
- 329 m
- 351 m
- 370 m
Pharmacies
- 237 m
- 253 m
- 286 m
Parks
- Winchester Square ParkMapped area centre55 m
- Winchester ParkMapped area centre131 m
- Bleecker ParketteMapped area centre223 m
Fitness centres
- 217 m
- 280 m
- 1.0 km
Libraries
- 393 m
- Toronto Public Library - Parliament StreetMapped area centre406 m
- Library BuildingMapped area centre1.1 km
Community centres
- Dixon HallMapped area centre119 m
- Dixon HallMapped area centre133 m
- Cabbagetown Youth CentreMapped area centre234 m
Cafés
- 237 m
- 314 m
- 323 m
Restaurants
- 134 m
- 137 m
- 170 m
Clinics
- Sherbourne Health CentreMapped area centre279 m
- 412 m
- 815 m
Hospitals
- Sunnybrook Holland CentreMapped area centre905 m
- Hennick Bridgepoint HospitalMapped area centre1.3 km
- St. Michael's HospitalMapped area centre1.3 km
Childcare
- 411 m
- 515 m
- 561 m
© OpenStreetMap contributors · ODbL · Download this open dataset
Coverage & map information
Map snapshot: 2026-11-02T15:25:06Z. This is a rectangular GTA-area extract with partial regional coverage. Data may be incomplete near its edges. Places and categories are community mapped; opening status, entrances and service availability are not verified. Matching point/area entries with the same name within 25 metres are paired for display using the point location; the downloadable dataset retains every original map record. Other duplicates may remain. No walking routes, travel times or walking score are inferred.
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Similar homes for sale in Toronto
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.
How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
489 Ontario Street, Toronto, ON M4X 1M8, Toronto is listed for sale as a Semi-Detached. The listing reports 3 bedrooms, 3 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 0, lot size reported as Not Applicable acres (reported range). Asking price: $1,699,000. Occupancy is reported as Owner+Tenant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® C14104316.
The Ministry’s school dataset lists Winchester Junior and Senior Public School approximately 130 m from the property’s mapped location. The published TTC feed includes Sherbourne, approximately 918 m away. OpenStreetMap shows nearby mapped places including Winchester Square Park (55 m) and No Frills (329 m).
Local context
The Ministry’s school dataset lists Winchester Junior and Senior Public School approximately 130 m from the property’s mapped location.
The published TTC feed includes Sherbourne, approximately 918 m away.
OpenStreetMap shows nearby mapped places including Winchester Square Park (55 m) and No Frills (329 m).
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility. Published transit locations do not confirm service at this moment.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: HARVEY KALLES REAL ESTATE LTD.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® C14104316. Information deemed reliable but not guaranteed.