142 Baldwin Bay Road, Trent Lakes, ON K0L 1J0
Trent Lakes, ON K0L 1J0
Quick cost estimateKnown monthly subtotal$4,605.83 / monthLand transfer tax $14,455One-time estimate
Quick cost estimate
$4,605.83 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,182.90
- Property tax / month
- $422.93
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $14,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $14,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Two cottages. Over 140 feet of clean Catchacoma waterfront. All-day sun and a dock you can dive right off.142 Baldwin Bay Road is a rare find - a property with two separate cottages on a large, level lot with weed-free swimming. This is the kind of place families dream about, and the kind of opportunity that takes skill and a vision to fully bring it back to life. Cottage One (Blue) is currently designed around a generous primary suite with a walk-in closet - intimate, practical, and full of potential. A newly updated heat pump and mini splits keep it very comfortable, the bathroom has been freshly updated, and a wood stove in the living room adds warmth and character. Views straight up the lake make this the one everyone will want to wake up in. Cottage Two (Black) offers three bedrooms & one bathroom, and has a brand new wood stove. This one is waiting for someone to put their stamp on it - the structure is there, the space is there, and the canvas is wide open. Beyond the cottages: a fully insulated & very cute Bunkie with its own heat pump can be used for guests or would make a great lakeside office, an outdoor shower that's genuinely beautiful, a transferrable permit for a garage with a foundation already started, Year-round access on a municipal road. Two septic systems. Lake water intake. Under an acre of large, level lot. Catchacoma is a special lake - clean, quiet, and the kind of place people come back to for generations. This property has been loved. It's ready for the next chapter.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13548174
- Source status
- Price Change
- Bedrooms
- 5
- Bathrooms
- 2
- Postal code
- K0L 1J0
- Kitchens
- 2
- Kitchens above grade
- 2
- Family room / den
- No
- Interior size (reported range)
- 1500-2000 (units not reported)
- Lot size
- 0.70 acres
- Lot depth
- 265 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 5
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 5075.11
- Basement
- Crawl Space
- Interior features
- Water Heater Owned
- Architectural style
- Bungalow
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Heat Pump
- Heating fuel
- Electric
- Cooling
- Wall Unit(s)
- Water source
- Lake/River
- Sewer
- Septic
- Direction facing
- North
- Construction materials
- Wood
- Roof
- Shingles
- Foundation
- Piers
- MLS entry age (not confirmed DOM)
- 120 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Lake/River
- Sewer
- Septic
- Heating system
- Heat Pump
- Heating fuel
- Electric
- Cooling
- Wall Unit(s)
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 5
- Rooms above grade
- 5
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $899,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- PETERBOROUGH
- Municipality
- TRENT LAKES
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Around this property
Schools, transit & everyday places
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Trent Lakes
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
142 Baldwin Bay Road, Trent Lakes, ON K0L 1J0, Trent Lakes is listed for sale as a Detached. The listing reports 5 bedrooms, 2 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 2, parking spaces reported as 5, lot size reported as 0.70 acres. Asking price: $899,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13548174.
Local context
Explore the area: Peterborough · Trent Lakes.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Ball Real Estate Inc.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13548174. Information deemed reliable but not guaranteed.