11423 Morgans Point Road, Wainfleet, ON L3K 5V4
Wainfleet, ON L3K 5V4
Quick cost estimateKnown monthly subtotal$5,891.59 / monthLand transfer tax $19,473One-time estimate
Quick cost estimate
$5,891.59 / monthKnown monthly subtotal
- Mortgage principal & interest
- $5,350.30
- Property tax / month
- $541.29
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $19,473
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $19,473
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to 11423 Morgans Point Road, a beautifully renovated four-season home on the picturesque shores of Lake Erie, complete with a detached 1-bedroom cottage that makes an exceptional guest retreat, in-law suite, or private space for extended family. The main home offers 4 bedrooms and 2.5 bathrooms, with stunning lake views from the kitchen and living room through a full wall of windows. Enjoy lakeside living from the second-storey balcony off the primary bedroom, which also features a private 3-piece ensuite. The updated kitchen is ideal for everyday living and entertaining, featuring stainless steel appliances, a gas stove, oversized island with stone countertops, backsplash, under-cabinet lighting, and a walk-in pantry. The inviting living room includes a natural gas fireplace and built-in wall unit. The main bathroom has been recently remodelled. Thoughtful updates include new attic insulation, a Generlink system, owned hot water heater, Nest thermostat, Ring doorbell, and more. Outdoors, enjoy a large deck with room for ample seating, a new Jacuzzi hot tub, landscaped stone steps leading to the beach and parking for up to 7 vehicles. The detached cottage includes its own fridge and stove and has been updated with new siding, railings, and stairs, with new siding also added to the shed. Ideally located directly across from Morgan's Point Conservation Area with a children's playground & trails. Just a short drive to Port Colborne, this property offers comfort, flexibility, and the Lake Erie lifestyle in one impressive package. Features: Trap door to basement in laundry. Main Home Remodel (2018), Cottage Remodel (2020), Furnace & Water Heater (2020), Windows (2015 & Newer), Main Bath Remodel (2022), Hot Tub (2022), Steps to Beach (2022), Generlink (2023), Attic Insulation (2024), New Siding - Cottage & Shed (2025), Cottage Railing & Stairs (2026).
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13785400
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 3
- Postal code
- L3K 5V4
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 2000-2500
- Lot depth
- 305 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 7
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 6495.42
- Basement
- Crawl Space, Unfinished
- Interior features
- Accessory Apartment, Guest Accommodations, In-Law Capability, In-Law Suite, Water Heater Owned, Generator - Partial, Water Softener
- Exterior features
- Year Round Living, Fishing, Hot Tub, Landscaped
- Architectural style
- 2-Storey
- Parking features
- Mutual
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Water source
- Drilled Well
- Sewer
- Septic
- View
- Beach, Water
- Direction facing
- East
- Construction materials
- Metal/Steel Siding, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block, Poured Concrete
- MLS entry age (not confirmed DOM)
- 52 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Drilled Well
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 10
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,149,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- NIAGARA
- Municipality
- WAINFLEET
- MLS® community
- 880 - Lakeshore
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Around this property
Schools, transit & everyday places
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
No geolocated school in this source was found within 5 km. This does not establish school availability or eligibility.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Wainfleet
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
11423 Morgans Point Road, Wainfleet, ON L3K 5V4, Wainfleet is listed for sale as a Detached. The listing reports 4 bedrooms, 3 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 1, parking spaces reported as 7. Asking price: $1,149,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13785400.
Local context
Explore the area: Wainfleet · 880 - Lakeshore.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: NESTLOCAL. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13785400. Information deemed reliable but not guaranteed.