103 Roger Street 414, Waterloo, ON N2J 0G2
Waterloo, ON N2J 0G2
Quick cost estimateKnown monthly subtotal$2,481.94 / monthLand transfer tax $5,475One-time estimate
Quick cost estimate
$2,481.94 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,093.78
- Property tax / month
- $388.17
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $5,475
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $5,475
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
SUN-FILLED SOPHISTICATION WITH EXCEPTIONAL VIEWS! Welcome to Suite 414 at 103 Roger Street, a stunning CORNER UNIT offering 2 bedrooms, 2 bathrooms and an enviable combination of style, comfort and convenience! Oversized windows flood the open-concept living space with natural light, drawing you toward a serene, treetop-facing balcony - your own private retreat above the city. The modern kitchen features quartz countertops, sleek cabinetry and stainless steel appliances, flowing seamlessly into the dining and living areas. The spacious primary suite offers a private ensuite and generous closet, while the second bedroom provides flexibility for guests or a home office. Perfectly positioned between Uptown Waterloo and Downtown Kitchener, enjoy convenient access to Google HQ, the Innovation District, Grand River Hospital, Belmont Village, the Spur Line Trail, restaurants, shopping and the nearby Allen Street LRT station. This well-appointed condo also features IN-SUITE LAUNDRY, ONE UNDERGROUND PARKING SPACE and a STORAGE LOCKER, offering everyday convenience and low-maintenance living. AN EXCELLENT OPPORTUNITY FOR INVESTORS & FUTURE OWNER-OCCUPANTS! Currently occupied by wonderful, cooperative tenants paying $2,500/month plus applicable utilities, who have expressed interest in remaining - offering investors the potential for immediate rental income. For purchasers looking to make this beautiful condo their own, the tenants have also expressed willingness to discuss vacant possession with appropriate notice, subject to applicable tenancy requirements. Whether you're looking to expand your investment portfolio, downsize in style or enjoy the convenience of urban condominium living, Suite 414 offers the flexibility, location and lifestyle you've been searching for. EXPERIENCE THE BEST OF BOTH WORLDS AT 103 ROGER STREET!
Home details
- Days on market
- Not reported
- Property type
- Condo Apartment
- MLS® number
- X14165080
- Source status
- New
- Bedrooms
- 2
- Bathrooms
- 2
- Postal code
- N2J 0G2
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 900-999 (units not reported)
- Garage parking spaces
- Not reported
- Total parking spaces
- 1
- Occupancy
- Tenant
- Possession type
- 60-89 days
- Garage
- Underground
- Annual property tax
- 4658
- Maintenance fee (source period)
- 543.15
- Basement
- None
- Laundry
- In-Suite Laundry
- Interior features
- Auto Garage Door Remote
- Architectural style
- 1 Storey/Apt
- Fireplace
- No
- Waterfront
- No
- Elevator
- Yes
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- View
- Downtown, Park/Greenbelt
- Construction materials
- Brick Veneer, Concrete Block
- Roof
- Flat
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Included in maintenance
- Building Insurance Included, Common Elements Included
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 4
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $450,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- WATERLOO
- Municipality
- WATERLOO
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Elizabeth Ziegler Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
90 Moore Ave S, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 71%
- Grade 3 Writing (at provincial standard)
- 60%
- Grade 3 Mathematics (at provincial standard)
- 48%
- Grade 6 Reading (at provincial standard)
- 93%
- Grade 6 Writing (at provincial standard)
- 86%
- Grade 6 Mathematics (at provincial standard)
- 47%
Kitchener Waterloo Collegiate and Vocational School ↗
Secondary · 9-12 · English · Public
Waterloo Region DSB
787 King St W, Kitchener
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 73%
- Grade 10 OSSLT (first-attempt pass)
- 88%
King Edward Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
709 King St W, Kitchener
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 55%
- Grade 3 Writing (at provincial standard)
- 33%
- Grade 3 Mathematics (at provincial standard)
- 36%
- Grade 6 Reading (at provincial standard)
- 77%
- Grade 6 Writing (at provincial standard)
- 77%
- Grade 6 Mathematics (at provincial standard)
- 30%
École élémentaire L'Harmonie ↗
Elementary · JK-8 · French · Public
158 Bridgeport E Rd, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
St John Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
99 Strange St, Kitchener
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 44%
- Grade 3 Writing (at provincial standard)
- 34%
- Grade 3 Mathematics (at provincial standard)
- 39%
- Grade 6 Reading (at provincial standard)
- 63%
- Grade 6 Writing (at provincial standard)
- 63%
- Grade 6 Mathematics (at provincial standard)
- 43%
Westmount Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
329 Glasgow St, Kitchener
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 66%
- Grade 3 Writing (at provincial standard)
- 59%
- Grade 3 Mathematics (at provincial standard)
- 57%
- Grade 6 Reading (at provincial standard)
- 93%
- Grade 6 Writing (at provincial standard)
- 87%
- Grade 6 Mathematics (at provincial standard)
- 38%
St Agnes Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
254 Neilson Ave, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 80%
- Grade 3 Writing (at provincial standard)
- 64%
- Grade 3 Mathematics (at provincial standard)
- 71%
- Grade 6 Reading (at provincial standard)
- 73%
- Grade 6 Writing (at provincial standard)
- 74%
- Grade 6 Mathematics (at provincial standard)
- 43%
Margaret Avenue Public School ↗
Elementary · 7-8 · English · Public
Waterloo Region DSB
325 Louisa St, Kitchener
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
Published transit locations. Distances are straight-line estimates, not walking routes or travel times.
Rail & subway · within 5 km
- Kitchener GOGO Transit · Train1.5 km
Bus & streetcar · within 2 km
- Kitchener GO BusGO Transit · Bus1.5 km
Sources & service information
These are locations in published feeds, not live arrivals or confirmation of service at this moment. Station platforms are grouped only by the source parent-station relationship. Check the agency for schedules, disruptions, access and entrances. Coverage: TTC, GO Transit and UP Express only; other agencies are not yet connected.
- GO Transit source · feed 2026-11-04 to 2026-11-27 · checked 2026-11-09 14:58:21 UTC · Licence · Agency website
Filter the records displayed below.
Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Waterloo, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.
How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
103 Roger Street 414, Waterloo, ON N2J 0G2, Waterloo is listed for sale as a Condo Apartment. The listing reports 2 bedrooms, 2 bathrooms, reported interior area of 900-999 (units not reported), kitchens reported as 1, parking spaces reported as 1. Asking price: $450,000. Occupancy is reported as Tenant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14165080.
The Ministry’s school dataset lists Elizabeth Ziegler Public School approximately 447 m from the property’s mapped location. The published GO Transit feed includes Kitchener GO, approximately 1.5 km away.
Local context
The Ministry’s school dataset lists Elizabeth Ziegler Public School approximately 447 m from the property’s mapped location.
The published GO Transit feed includes Kitchener GO, approximately 1.5 km away.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility. Published transit locations do not confirm service at this moment.
Explore the area: Waterloo.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: REAL BROKER ONTARIO LTD.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14165080. Information deemed reliable but not guaranteed.