12 George Street, Waterloo, ON N2J 1K5
Waterloo, ON N2J 1K5
Quick cost estimateKnown monthly subtotal$8,431.97 / monthLand transfer tax $28,455One-time estimate
Quick cost estimate
$8,431.97 / monthKnown monthly subtotal
- Mortgage principal & interest
- $7,439.89
- Property tax / month
- $992.08
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $28,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $28,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Offering over 3,500 square feet of impeccably finished, carpet-free living space, this exceptional residence perfectly balances, sophisticated design with the ease and vibrancy of Uptown living. Every detail has been thoughtfully considered, from rich hardwood flooring and porcelain tile to coffered ceilings, oversized windows, and custom millwork that lend warmth and timeless elegance throughout. The beautifully appointed kitchen features quartz countertops, custom cabinetry, built-in appliances, an apron-front sink, beverage fridge, and pot filler, while the adjoining living spaces invite everything from holiday celebrations to cozy nights by the fire. A private main-floor office offers a quiet retreat for those who work from home, while the custom mudroom keeps daily life beautifully organized. At day's end, escape to the primary suite-a sanctuary designed for rest and renewal. Beneath the raised tray ceiling, two custom walk-in closets provide exceptional storage, while the spa-inspired ensuite transforms ordinary routines into indulgent rituals with heated floors, a steam shower, soaker tub, double vanity, and private water closet. Two additional bedrooms and a beautifully appointed bath provide comfort for family and guests. Above it all, the rare third-floor loft offers endless possibilities as a family lounge, media room, home gym, creative studio, or guest retreat, complete with its own bathroom and separate climate control. Outside, the composite deck and fully fenced backyard extend the living space outdoors, offering privacy and a manageable lawn area where pets can play without compromising the low-maintenance lifestyle so often desired in Uptown living. Just steps from acclaimed restaurants, cafe's, parks, trails, the LRT, and the energy of Uptown Waterloo, this is more than a beautiful home-it's a lifestyle defined by connection, convenience, and effortless luxury.
Home details
- Days on market
- Not reported
- Property type
- Semi-Detached
- MLS® number
- X14025236
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 4
- Postal code
- N2J 1K5
- Kitchens
- 1
- Kitchens above grade
- 1
- Kitchens below grade
- 0
- Family room / den
- Yes
- Interior size (reported range)
- 2500-3000
- Lot size
- < .50 acres (reported range)
- Lot depth
- 102 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Vacant
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 11905
- Basement
- Finished
- Interior features
- Air Exchanger, Auto Garage Door Remote, Bar Fridge, Built-In Oven, On Demand Water Heater, Separate Heating Controls, Sump Pump, ERV/HRV
- Exterior features
- Deck, Year Round Living
- Architectural style
- 3-Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Elevator
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air, Other
- Sewer
- Sewer
- View
- City
- Direction facing
- East
- Construction materials
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 24 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air, Other
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 0
- Rooms above grade
- 18
- Rooms below grade
- 2
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,599,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 12 George Street, Waterloo, ON N2J 1K5, Waterloo
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Elizabeth Ziegler Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
90 Moore Ave S, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 71%
- Grade 3 Writing (at provincial standard)
- 60%
- Grade 3 Mathematics (at provincial standard)
- 48%
- Grade 6 Reading (at provincial standard)
- 93%
- Grade 6 Writing (at provincial standard)
- 86%
- Grade 6 Mathematics (at provincial standard)
- 47%
Our Lady of Lourdes Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
55 Roslin Ave S, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 71%
- Grade 3 Writing (at provincial standard)
- 54%
- Grade 3 Mathematics (at provincial standard)
- 64%
- Grade 6 Reading (at provincial standard)
- 83%
- Grade 6 Writing (at provincial standard)
- 83%
- Grade 6 Mathematics (at provincial standard)
- 45%
MacGregor Public School ↗
Elementary · 6-8 · English · Public
Waterloo Region DSB
32 Central St, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Kitchener Waterloo Collegiate and Vocational School ↗
Secondary · 9-12 · English · Public
Waterloo Region DSB
787 King St W, Kitchener
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 73%
- Grade 10 OSSLT (first-attempt pass)
- 88%
Empire Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
83 Empire St, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 86%
- Grade 3 Writing (at provincial standard)
- 70%
- Grade 3 Mathematics (at provincial standard)
- 70%
- Grade 6 Reading (at provincial standard)
- 87%
- Grade 6 Writing (at provincial standard)
- 90%
- Grade 6 Mathematics (at provincial standard)
- 52%
Westmount Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
329 Glasgow St, Kitchener
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 66%
- Grade 3 Writing (at provincial standard)
- 59%
- Grade 3 Mathematics (at provincial standard)
- 57%
- Grade 6 Reading (at provincial standard)
- 93%
- Grade 6 Writing (at provincial standard)
- 87%
- Grade 6 Mathematics (at provincial standard)
- 38%
King Edward Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
709 King St W, Kitchener
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 55%
- Grade 3 Writing (at provincial standard)
- 33%
- Grade 3 Mathematics (at provincial standard)
- 36%
- Grade 6 Reading (at provincial standard)
- 77%
- Grade 6 Writing (at provincial standard)
- 77%
- Grade 6 Mathematics (at provincial standard)
- 30%
École élémentaire L'Harmonie ↗
Elementary · JK-8 · French · Public
158 Bridgeport E Rd, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
Published transit locations. Distances are straight-line estimates, not walking routes or travel times.
Rail & subway · within 5 km
- Kitchener GOGO Transit · Train2.3 km
Bus & streetcar · within 2 km
- Wilfrid Laurier UniversityGO Transit · Bus1.6 km
- Wilfrid Laurier UniversityGO Transit · Bus1.6 km
- University Ave. E. @ Weber St. N.GO Transit · Bus1.8 km
- University Ave. E. @ Weber St. N.GO Transit · Bus1.8 km
Sources & service information
These are locations in published feeds, not live arrivals or confirmation of service at this moment. Station platforms are grouped only by the source parent-station relationship. Check the agency for schedules, disruptions, access and entrances. Coverage: TTC, GO Transit and UP Express only; other agencies are not yet connected.
- GO Transit source · feed 2026-10-28 to 2026-11-27 · checked 2026-11-02 14:57:59 UTC · Licence · Agency website
Filter the records displayed below.
Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Waterloo
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
12 George Street, Waterloo, ON N2J 1K5, Waterloo is listed for sale as a Semi-Detached. The listing reports 3 bedrooms, 4 bathrooms, reported interior area of 2500-3000 (units not reported), kitchens reported as 1, parking spaces reported as 2, lot size reported as < .50 acres (reported range). Asking price: $1,599,000. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14025236.
The Ministry’s school dataset lists Elizabeth Ziegler Public School approximately 743 m from the property’s mapped location. The published GO Transit feed includes Kitchener GO, approximately 2.3 km away.
Local context
The Ministry’s school dataset lists Elizabeth Ziegler Public School approximately 743 m from the property’s mapped location.
The published GO Transit feed includes Kitchener GO, approximately 2.3 km away.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility. Published transit locations do not confirm service at this moment.
Explore the area: Waterloo.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX TWIN CITY REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14025236. Information deemed reliable but not guaranteed.