402 Palamino Place, Waterloo, ON N2K 4K5
Waterloo, ON N2K 4K5
Quick cost estimateKnown monthly subtotal$5,564.73 / monthLand transfer tax $17,455One-time estimate
Quick cost estimate
$5,564.73 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,880.83
- Property tax / month
- $683.90
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $17,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $17,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Nestled in Lincoln Village West, one of Waterloo's most sought-after neighbourhoods, this well-cared-for home offers an exceptional blend of comfort, space, and convenience. Built in 2010 and ideally situated on a rare cul-de-sac, the location is truly second to none - just minutes from Wilfrid Laurier University, the University of Waterloo, Conestoga Mall, Grey Silo Golf Course, the Waterloo Recreation Complex, major highways, shopping, restaurants, coffee shops, and more. The main floor features a bright and spacious layout with 9-foot ceilings, beautiful front windows, and a well-appointed living and dining area. The entertainer's kitchen boasts a large island and opens to both the breakfast area and the spacious family room, which stretches across the back of the home and offers a walkout to the private backyard. A large laundry room and updated powder room complete the main level. Upstairs, the spacious primary suite features a large walk-in closet and a private ensuite. Three additional generously sized bedrooms, including two with walk-in closets, and a full bathroom complete the upper level. The home also includes a double-car garage and a double driveway with parking for up to four vehicles, plus the added benefit of no sidewalk to shovel in the winter. This is a wonderful opportunity to live in a thriving community that offers comfort, convenience, and the perfect place to create lasting memories. Pictures are Virtually Enhanced.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14156042
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 3
- Postal code
- N2K 4K5
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 2500-3000 (units not reported)
- Lot depth
- 104.67 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 6
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 8206.85
- Basement
- Unfinished
- Interior features
- Auto Garage Door Remote, Sump Pump, Water Softener
- Architectural style
- 2-Storey
- Parking features
- Private Double
- Pool features
- Community
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- North
- Construction materials
- Brick, Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 2 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 14
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,049,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- WATERLOO
- Municipality
- WATERLOO
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
St Matthew Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
405 Pastern Trail, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 86%
- Grade 3 Writing (at provincial standard)
- 78%
- Grade 3 Mathematics (at provincial standard)
- 83%
- Grade 6 Reading (at provincial standard)
- 98%
- Grade 6 Writing (at provincial standard)
- 95%
- Grade 6 Mathematics (at provincial standard)
- 72%
Lexington Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
431 Forestlawn Rd, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 77%
- Grade 3 Writing (at provincial standard)
- 67%
- Grade 3 Mathematics (at provincial standard)
- 77%
- Grade 6 Reading (at provincial standard)
- 88%
- Grade 6 Writing (at provincial standard)
- 80%
- Grade 6 Mathematics (at provincial standard)
- 60%
Sandowne Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
265 Sandowne Dr, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 73%
- Grade 3 Writing (at provincial standard)
- 50%
- Grade 3 Mathematics (at provincial standard)
- 57%
- Grade 6 Reading (at provincial standard)
- 78%
- Grade 6 Writing (at provincial standard)
- 91%
- Grade 6 Mathematics (at provincial standard)
- 35%
Lester B Pearson Public School ↗
Elementary · JK-8 · English · Public
Waterloo Region DSB
520 Chesapeake Dr, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 75%
- Grade 3 Writing (at provincial standard)
- 62%
- Grade 3 Mathematics (at provincial standard)
- 73%
- Grade 6 Reading (at provincial standard)
- 95%
- Grade 6 Writing (at provincial standard)
- 95%
- Grade 6 Mathematics (at provincial standard)
- 68%
St Luke Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
550 Chesapeake Dr, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 82%
- Grade 3 Writing (at provincial standard)
- 68%
- Grade 3 Mathematics (at provincial standard)
- 82%
- Grade 6 Reading (at provincial standard)
- 88%
- Grade 6 Writing (at provincial standard)
- 98%
- Grade 6 Mathematics (at provincial standard)
- 73%
Bridgeport Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
59 Bridge St W, Kitchener
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 51%
- Grade 3 Writing (at provincial standard)
- 42%
- Grade 3 Mathematics (at provincial standard)
- 53%
- Grade 6 Reading (at provincial standard)
- 70%
- Grade 6 Writing (at provincial standard)
- 72%
- Grade 6 Mathematics (at provincial standard)
- 50%
KidsAbility School ↗
Elementary · JK-3 · English · Hospital
KidsAbility E A
500 Hallmark Dr, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Millen Woods Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
640 New Hampshire Street, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 78%
- Grade 3 Writing (at provincial standard)
- 78%
- Grade 3 Mathematics (at provincial standard)
- 88%
- Grade 6 Reading (at provincial standard)
- 94%
- Grade 6 Writing (at provincial standard)
- 100%
- Grade 6 Mathematics (at provincial standard)
- 79%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
Published transit locations. Distances are straight-line estimates, not walking routes or travel times.
Rail & subway · within 5 km
- Kitchener GOGO Transit · Train4.7 km
Sources & service information
These are locations in published feeds, not live arrivals or confirmation of service at this moment. Station platforms are grouped only by the source parent-station relationship. Check the agency for schedules, disruptions, access and entrances. Coverage: TTC, GO Transit and UP Express only; other agencies are not yet connected.
- GO Transit source · feed 2026-10-28 to 2026-11-27 · checked 2026-11-02 14:57:59 UTC · Licence · Agency website
Filter the records displayed below.
Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Waterloo, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
402 Palamino Place, Waterloo, ON N2K 4K5, Waterloo is listed for sale as a Detached. The listing reports 4 bedrooms, 3 bathrooms, reported interior area of 2500-3000 (units not reported), kitchens reported as 1, parking spaces reported as 6. Asking price: $1,049,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14156042.
The Ministry’s school dataset lists St Matthew Catholic Elementary School approximately 272 m from the property’s mapped location. The published GO Transit feed includes Kitchener GO, approximately 4.7 km away.
Local context
The Ministry’s school dataset lists St Matthew Catholic Elementary School approximately 272 m from the property’s mapped location.
The published GO Transit feed includes Kitchener GO, approximately 4.7 km away.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility. Published transit locations do not confirm service at this moment.
Explore the area: Waterloo.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ENVOY CAPITOL REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14156042. Information deemed reliable but not guaranteed.