509 St Moritz Avenue, Waterloo, ON N2T 0B3
Waterloo, ON N2T 0B3
Quick cost estimateKnown monthly subtotal$7,210.00 / monthLand transfer tax $23,855One-time estimate
Quick cost estimate
$7,210.00 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,369.74
- Property tax / month
- $840.26
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $23,855
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $23,855
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
LUXURY, PRIVACY & BREATHTAKING VIEWS IN WATERLOO'S PRESTIGIOUS CLAIR HILLS!* Discover this exceptional custom-built two-storey residence, where elegant design, quality craftsmanship, and an outstanding setting come together. Nestled in the sought-after Clair Hills community, this remarkable home offers the rare advantage of no neighbours directly in front or behind, providing enhanced privacy and beautiful open views. Enjoy peaceful mornings on the primary bedroom's private balcony and take in scenic park views from the media room. Adding exceptional versatility and value is a *newly completed, fully furnished two-bedroom basement with a separate entrance, ideal for extended family, guests, or additional living flexibility. Enjoy a welcoming, family-friendly neighbourhood with parks, walking trails, tennis courts, seasonal outdoor skating and hockey, and community activities. Benefit from convenient access to The Boardwalk's shopping, restaurants, entertainment, and medical services, along with Costco, Laurel Creek Conservation Area, nearby schools, the University of Waterloo, and Wilfrid Laurier University. Combining distinctive views, exceptional privacy, contemporary elegance, and a desirable location, this is a rare opportunity to own a remarkable home in one of Waterloo's sought-after communities. **A true gem that deserves to be experienced in person!*
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14095942
- Source status
- New
- Bedrooms
- 5
- Bathrooms
- 4
- Postal code
- N2T 0B3
- Kitchens
- 2
- Kitchens above grade
- 1
- Kitchens below grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 3000-3500 (units not reported)
- Lot depth
- 130 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 10083.11
- Basement
- Finished
- Interior features
- Water Heater
- Architectural style
- 2-Storey
- Parking features
- Available
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Electric
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- East
- Construction materials
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 19 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Electric
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 2
- Rooms above grade
- 6
- Rooms below grade
- 2
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,369,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- WATERLOO
- Municipality
- WATERLOO
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Edna Staebler Public School ↗
Elementary · JK-8 · English · Public
Waterloo Region DSB
450 Bernay Dr, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 76%
- Grade 3 Writing (at provincial standard)
- 71%
- Grade 3 Mathematics (at provincial standard)
- 75%
- Grade 6 Reading (at provincial standard)
- 86%
- Grade 6 Writing (at provincial standard)
- 88%
- Grade 6 Mathematics (at provincial standard)
- 53%
Vista Hills Public School ↗
Elementary · JK-8 · English · Public
Waterloo Region DSB
314 Sweet Gale Street, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 94%
- Grade 3 Writing (at provincial standard)
- 89%
- Grade 3 Mathematics (at provincial standard)
- 88%
- Grade 6 Reading (at provincial standard)
- 96%
- Grade 6 Writing (at provincial standard)
- 91%
- Grade 6 Mathematics (at provincial standard)
- 74%
Mary Johnston Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
475 Brynhurst Blvd, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 83%
- Grade 3 Writing (at provincial standard)
- 79%
- Grade 3 Mathematics (at provincial standard)
- 81%
- Grade 6 Reading (at provincial standard)
- 98%
- Grade 6 Writing (at provincial standard)
- 98%
- Grade 6 Mathematics (at provincial standard)
- 72%
Westvale Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
265 Westvale Dr, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 82%
- Grade 3 Writing (at provincial standard)
- 76%
- Grade 3 Mathematics (at provincial standard)
- 69%
- Grade 6 Reading (at provincial standard)
- 87%
- Grade 6 Writing (at provincial standard)
- 84%
- Grade 6 Mathematics (at provincial standard)
- 42%
Laurelwood Public School ↗
Elementary · JK-8 · English · Public
Waterloo Region DSB
460 Brentcliffe Dr, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 88%
- Grade 3 Writing (at provincial standard)
- 82%
- Grade 3 Mathematics (at provincial standard)
- 90%
- Grade 6 Reading (at provincial standard)
- 97%
- Grade 6 Writing (at provincial standard)
- 97%
- Grade 6 Mathematics (at provincial standard)
- 88%
Holy Rosary Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
485 Thorndale Dr, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 71%
- Grade 3 Writing (at provincial standard)
- 68%
- Grade 3 Mathematics (at provincial standard)
- 66%
- Grade 6 Reading (at provincial standard)
- 92%
- Grade 6 Writing (at provincial standard)
- 85%
- Grade 6 Mathematics (at provincial standard)
- 58%
St Nicholas Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
525 Laurelwood Dr, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 71%
- Grade 3 Writing (at provincial standard)
- 58%
- Grade 3 Mathematics (at provincial standard)
- 58%
- Grade 6 Reading (at provincial standard)
- 90%
- Grade 6 Writing (at provincial standard)
- 77%
- Grade 6 Mathematics (at provincial standard)
- 44%
Centennial (Waterloo) Public School ↗
Elementary · 7-8 · English · Public
Waterloo Region DSB
141 Amos Ave, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
Filter the records displayed below.
Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Waterloo
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
509 St Moritz Avenue, Waterloo, ON N2T 0B3, Waterloo is listed for sale as a Detached. The listing reports 5 bedrooms, 4 bathrooms, reported interior area of 3000-3500 (units not reported), kitchens reported as 2, parking spaces reported as 4. Asking price: $1,369,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14095942.
The Ministry’s school dataset lists Edna Staebler Public School approximately 236 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists Edna Staebler Public School approximately 236 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX REAL ESTATE CENTRE INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14095942. Information deemed reliable but not guaranteed.