590 Fern Road, Waterloo, ON N2V 1K6
Waterloo, ON N2V 1K6
Quick cost estimateKnown monthly subtotal$4,082.28 / monthLand transfer tax $12,273One-time estimate
Quick cost estimate
$4,082.28 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,675.28
- Property tax / month
- $407
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $12,273
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $12,273
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Pride of ownership and meticulous care is evident throughout. Updated kitchen by BARZOTTI, quality craftmanship with soft close cabinets and drawers. You've worked Hard now enjoy your Inviting retreat with 2 tier deck featuring wood beam Pergola with privacy blind. You will enjoy the beautiful gardens. Spacius 14'x 14'custom built shed with its own spacious concrete patio. All enclosed in private fully fenced yard with gates to back trailer into yard.Spoil Yourself, guests & your family! RARE OPPORTUNITY IN THE PRESTIGIOUS LAKESHORE NORTH NEIGHBOURHOOD in Waterloo. Bright & Spacious Beautifully Renovated home on a Huge Lot. Move-In Condition. Exceptional accessibility to get around the city. Plus excellent schools & parks. MUD ROOM shower and Laundry walkin from garage. Main floor 3rd bedroom is now aranged as in home office. Windows filled with natural light. Separate dining area with W/O to a Huge Deck.The Basement is Very Bright with large above grade Windows. It has a 4th Bedroom & a Large RecRoom with a gas fireplace. This offers flexibility as a Home Office, Guest Suite, Studio, Entertainment Area or the Perfect Multi-Generational Extended Family Living Opportunity.Close to U of W & Wilfried Laurier. The Future Waterloo Region Hospital is minutes away. Closely located to shopping, St.Jacobs Farmers Market, Uptown Waterloo, Conestoga Mall, restaurants, public transit, ION LRT, easy access Hwy 85. Minutes from Trans Canada Trail Waterloo & Laurel Creek Conservation Area.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13700768
- Source status
- Price Change
- Bedrooms
- 4
- Bathrooms
- 3
- Postal code
- N2V 1K6
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500
- Lot depth
- 88.47 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 3
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 4884
- Basement
- Development Potential, Finished, Finished with Walk-Out, Separate Entrance
- Interior features
- Auto Garage Door Remote, Carpet Free, Floor Drain, Guest Accommodations, In-Law Capability, Primary Bedroom - Main Floor, Storage Area Lockers, Sump Pump, Upgraded Insulation, Water Heater, Water Meter, Water Softener
- Exterior features
- Deck, Landscape Lighting, Landscaped, Patio, Privacy, Porch, Recreational Area, Seasonal Living
- Architectural style
- Bungalow-Raised
- Parking features
- Available, Front Yard Parking, Private Double
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Elevator
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Water source
- Chlorination
- Sewer
- Sewer
- Direction facing
- East
- Construction materials
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 77 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Chlorination
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 1
- Rooms above grade
- 7
- Rooms below grade
- 4
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $789,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 590 Fern Road, Waterloo, ON N2V 1K6, Waterloo
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Sir Edgar Bauer Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
660 Glen Forest Blvd, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 76%
- Grade 3 Writing (at provincial standard)
- 78%
- Grade 3 Mathematics (at provincial standard)
- 69%
- Grade 6 Reading (at provincial standard)
- 86%
- Grade 6 Writing (at provincial standard)
- 78%
- Grade 6 Mathematics (at provincial standard)
- 60%
Northlake Woods Public School ↗
Elementary · JK-8 · English · Public
Waterloo Region DSB
500 Northlake Dr, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 87%
- Grade 3 Writing (at provincial standard)
- 84%
- Grade 3 Mathematics (at provincial standard)
- 93%
- Grade 6 Reading (at provincial standard)
- 97%
- Grade 6 Writing (at provincial standard)
- 97%
- Grade 6 Mathematics (at provincial standard)
- 78%
N A MacEachern Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
580 Rolling Hills Dr, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 97%
- Grade 3 Writing (at provincial standard)
- 78%
- Grade 3 Mathematics (at provincial standard)
- 81%
- Grade 6 Reading (at provincial standard)
- 90%
- Grade 6 Writing (at provincial standard)
- 97%
- Grade 6 Mathematics (at provincial standard)
- 55%
Cedarbrae Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
230 Cedarbrae Ave, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 21%
- Grade 3 Writing (at provincial standard)
- 24%
- Grade 3 Mathematics (at provincial standard)
- 24%
- Grade 6 Reading (at provincial standard)
- 76%
- Grade 6 Writing (at provincial standard)
- 62%
- Grade 6 Mathematics (at provincial standard)
- 14%
Winston Churchill Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
100 Milford Ave, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 81%
- Grade 3 Writing (at provincial standard)
- 81%
- Grade 3 Mathematics (at provincial standard)
- 65%
- Grade 6 Reading (at provincial standard)
- 88%
- Grade 6 Writing (at provincial standard)
- 97%
- Grade 6 Mathematics (at provincial standard)
- 56%
St David Catholic Secondary School ↗
Secondary · 9-12 · English · Catholic
4 High St, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 67%
- Grade 10 OSSLT (first-attempt pass)
- 97%
Waterloo Collegiate Institute ↗
Secondary · 9-12 · English · Public
Waterloo Region DSB
300 Hazel St, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 57%
- Grade 10 OSSLT (first-attempt pass)
- 85%
KidsAbility School ↗
Elementary · JK-3 · English · Hospital
KidsAbility E A
500 Hallmark Dr, Waterloo
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Waterloo
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
590 Fern Road, Waterloo, ON N2V 1K6, Waterloo is listed for sale as a Detached. The listing reports 4 bedrooms, 3 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 3. Asking price: $789,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13700768.
The Ministry’s school dataset lists Sir Edgar Bauer Catholic Elementary School approximately 539 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists Sir Edgar Bauer Catholic Elementary School approximately 539 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Waterloo.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ROYAL LEPAGE SIGNATURE REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13700768. Information deemed reliable but not guaranteed.