65 Westmount Road N 412, Waterloo, ON N2L 5G6
Waterloo, ON N2L 5G6
Quick cost estimateKnown monthly subtotal$1,344.67 / monthLand transfer tax $2,810One-time estimate
Quick cost estimate
$1,344.67 / monthKnown monthly subtotal
- Mortgage principal & interest
- $1,344.67
- Property tax / month
- $0
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $2,810
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $2,810
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Freshly updated and move-in ready, this spacious 2-bedroom, 2-bathroom residence at Westmount Towers II offers comfortable living in a highly convenient Waterloo location. Thoughtfully refreshed throughout, the unit combines a functional layout with numerous recent improvements, making it an excellent opportunity for buyers looking for a well-maintained home with key updates already completed. The bright living room flows into a separate dining area, while the kitchen offers plenty of functionality and has been updated with a new countertop, sink, backsplash, and faucet. The dishwasher is less than two years old. The primary bedroom features a private 2-piece ensuite, upgraded with a new toilet, vanity, sink, faucet, mirror, and light fixture. The spacious second bedroom is conveniently located near the 4-piece main bathroom, which features a refinished bathtub, new ceramic tile around the tub/shower, new vanity countertop, sink, and faucet. Additional updates include new flooring throughout the kitchen, living room, dining room, closet, and storage room, fresh paint in all rooms, professionally cleaned bedroom carpets, and new carpeting on the enclosed balcony. All water shut-off valves have also been replaced. The enclosed balcony provides a versatile year-round space for a sitting area, reading nook, or additional living space. The unit includes one underground parking space and a storage locker, with visitor parking and common laundry facilities available. Monthly fees include property taxes, heat, hydro, and water, providing convenient and predictable living costs. Located close to Uptown Waterloo, Waterloo Park, both universities, shopping, restaurants, public transit, and a wide range of amenities. This is a stock cooperative property, with Westmount Towers II currently undergoing conversion to condominium ownership, offering potential future ownership benefits. A great opportunity to enjoy an updated, low-maintenance home in a central Waterloo location.
Home details
- Days on market
- Not reported
- Property type
- Co-op Apartment
- MLS® number
- X13739850
- Source status
- New
- Bedrooms
- 2
- Bathrooms
- 2
- Postal code
- N2L 5G6
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1000-1199 (units not reported)
- Garage parking spaces
- Not reported
- Total parking spaces
- 1
- Occupancy
- Vacant
- Possession type
- Immediate
- Garage
- Underground
- Annual property tax
- 0
- Maintenance fee (source period)
- 1130.43
- Basement
- None
- Laundry
- Common Area, Laundry Room, In Building, Coin Operated
- Interior features
- Primary Bedroom - Main Floor
- Architectural style
- Apartment
- Parking features
- None
- Fireplace
- No
- Waterfront
- No
- Elevator
- Yes
- Garage available
- Yes
- Heating system
- Baseboard
- Heating fuel
- Gas
- Cooling
- Wall Unit(s)
- Construction materials
- Brick
- Roof
- Tar and Gravel
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 66 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Baseboard
- Heating fuel
- Gas
- Cooling
- Wall Unit(s)
- Included in maintenance
- Common Elements Included, Hydro Included, Heat Included, Water Included, Parking Included, Condo Taxes Included, Building Insurance Included
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 8
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $289,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- WATERLOO
- Municipality
- WATERLOO
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Waterloo, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
65 Westmount Road N 412, Waterloo, ON N2L 5G6, Waterloo is listed for sale as a Co-op Apartment. The listing reports 2 bedrooms, 2 bathrooms, reported interior area of 1000-1199 (units not reported), kitchens reported as 1, parking spaces reported as 1. Asking price: $289,000. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13739850.
Local context
Explore the area: Waterloo.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: EXP REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13739850. Information deemed reliable but not guaranteed.