657B Albert Street, Waterloo, ON N2L 3V5
Waterloo, ON N2L 3V5
Quick cost estimateKnown monthly subtotal$2,234.19 / monthLand transfer tax $5,073One-time estimate
Quick cost estimate
$2,234.19 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,000.26
- Property tax / month
- $233.94
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $5,073
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $5,073
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to this beautifully updated and well-maintained townhouse, offering comfortable living in a fantastic Waterloo location. This home features gas forced-air heating and central air conditioning, providing efficient year-round comfort. Freshly painted throughout, the home offers three bedrooms and an updated bathroom on the upper level. The main floor features a spacious living and dining area with new flooring, plenty of natural light, and a walkout to your private yard backing onto peaceful greenspace. The beautiful maple kitchen includes appliances and offers plenty of cabinetry and workspace. The lower level provides additional flexibility with space for a home office, den, or recreation area, along with a Bosch washer and dryer. Enjoy the many amenities this well-managed complex has to offer, including an outdoor heated inground swimming pool and playground-perfect for summer enjoyment. Condo fees are low and include water. Two parking spaces are included. The location is ideal, with Waterloo Park, St. Jacobs Farmers' Market, Laurel Creek Conservation Area, and both Waterloo universities just minutes away. Conveniently located close to shopping, recreation, schools, and more. Nothing to do but move in and enjoy! Fully updated, freshly painted, well maintained, and available for flexible possession.
Home details
- Days on market
- Not reported
- Property type
- Condo Townhouse
- MLS® number
- X13766072
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- N2L 3V5
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1400-1599
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Vacant
- Possession type
- Immediate
- Garage
- None
- Annual property tax
- 2807.22
- Maintenance fee (source period)
- 560.56
- Basement
- Unfinished
- Laundry
- In-Suite Laundry
- Interior features
- Storage, Water Heater Owned, Water Softener, Water Treatment
- Architectural style
- 2-Storey
- Fireplace
- No
- Waterfront
- No
- Elevator
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Construction materials
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 57 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Included in maintenance
- Water Included, Building Insurance Included, Common Elements Included, Parking Included
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 7
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $429,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Waterloo
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
657B Albert Street, Waterloo, ON N2L 3V5, Waterloo is listed for sale as a Condo Townhouse. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 1400-1599 (units not reported), kitchens reported as 1, parking spaces reported as 2. Asking price: $429,900. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13766072.
Local context
Explore the area: Waterloo.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: PEAK REALTY LTD.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13766072. Information deemed reliable but not guaranteed.