148 Main Street, West Elgin, ON N0L 2P0
West Elgin, ON N0L 2P0
Quick cost estimateKnown monthly subtotal$2,010.42 / monthLand transfer tax $4,473.50One-time estimate
Quick cost estimate
$2,010.42 / monthKnown monthly subtotal
- Mortgage principal & interest
- $1,860.67
- Property tax / month
- $149.75
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $4,473.50
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $4,473.50
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to the heart of West Lorne - just steps to the fire hall, local shops, restaurants, parks, and walking trails, with quick access to Highway 401 for an easy commute. Situated on a generous 66 x 132 ft lot, this charming 3-bedroom, 1-bath bungalow offers comfortable single-floor living - ideal for first-time buyers or downsizers seeking small-town charm and everyday convenience. Inside, you'll find a spacious living room filled with natural light and a dedicated space for a dining room, creating a functional layout for both everyday living and entertaining. A bright 3-season sunroom adds bonus square footage and is perfect for morning coffee or relaxing evenings in spring and fall. An attached garage - a rare find in this price point - adds valuable storage, parking, and functionality, with convenient interior access. From the garage, patio doors lead to the fully fenced backyard (2021), offering a private space ideal for kids, pets, or summer gatherings. The adorable blue kitchen features stainless steel appliances, a gas stove, dishwasher (2023), and a brand-new fridge (2025). The thoughtful layout places the primary bedroom near the bathroom, with two additional bedrooms perfect for children, guests, or a home office. A cozy alcove offers flexible space for a reading nook or desk. With the entry and utility area located beside the existing bathroom, there may also be potential to add a convenient powder room for added functionality (buyer to verify). Key updates include windows (2020), roof (2019), insulated and sealed crawl space (2021), washer and dryer (2024), owned hot water tank (2025), and furnace & A/C (2024, currently rentals). Gas BBQ hookup included. West Lorne offers friendly small-town living just 35 minutes to London and Chatham - the perfect balance of peace and accessibility. Some photos are virtually staged.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13731424
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- N0L 2P0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500 (units not reported)
- Lot depth
- 132 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Owner
- Possession type
- 60-89 days
- Garage
- Attached
- Annual property tax
- 1797
- Basement
- Crawl Space
- Interior features
- Water Heater Owned
- Architectural style
- Bungalow
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- North
- Construction materials
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Block
- MLS entry age (not confirmed DOM)
- 67 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 8
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $399,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- ELGIN
- Municipality
- WEST ELGIN
- MLS® community
- West Lorne
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
St Mary's Separate School ↗
Elementary · JK-8 · English · Catholic
School board: London District Catholic School Board ↗
128 William St, West Lorne
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 79%
- Grade 3 Writing (at provincial standard)
- 82%
- Grade 3 Mathematics (at provincial standard)
- 71%
- Grade 6 Reading (at provincial standard)
- 72%
- Grade 6 Writing (at provincial standard)
- 67%
- Grade 6 Mathematics (at provincial standard)
- 6%
West Elgin Secondary School ↗
Secondary · 9-12 · English · Public
School board: Thames Valley DSB ↗
139 Graham St, West Lorne
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 28%
- Grade 10 OSSLT (first-attempt pass)
- 77%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in West Elgin
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
148 Main Street, West Elgin, ON N0L 2P0, West Elgin is listed for sale as a Detached. The listing reports 3 bedrooms, 1 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 2. Asking price: $399,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13731424.
The Ministry’s school dataset lists St Mary's Separate School approximately 269 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists St Mary's Separate School approximately 269 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: BLUE FOREST REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13731424. Information deemed reliable but not guaranteed.