3550 Garrard Road, Whitby, ON L1R 2L6
Whitby, ON L1R 2L6
Quick cost estimateKnown monthly subtotal$4,708.07 / monthLand transfer tax $14,375One-time estimate
Quick cost estimate
$4,708.07 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,164.29
- Property tax / month
- $543.78
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $14,375
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $14,375
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to this rarely offered, turnkey bungalow in Whitby's desirable Rolling Acres community! Filled with natural light and meticulously maintained and updated over the years, this detached home features a grand foyer, hardwood floors throughout the main level, and an updated kitchen and bathrooms. The kitchen offers a breakfast bar and an eat-in area with direct access to a backyard deck perfect for summer barbecues and enjoying the private backyard. With three spacious bedrooms in total, including an oversized primary bedroom with a walk-in closet, there is plenty of room to relax. The bright lower level features large windows, a cozy gas fireplace, and additional living space that feels welcoming and comfortable. An attached double-car garage with direct access to the home and additional driveway parking provide everyday convenience. Conveniently located near schools, parks, shopping, and restaurants, this inviting home offers comfort and convenience in an established Whitby neighbourhood!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- E14139306
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- L1R 2L6
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500
- Lot depth
- 115.81 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 6525.36
- Basement
- Finished
- Interior features
- Other
- Architectural style
- Bungalow
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- West
- Construction materials
- Brick
- Roof
- Shingles
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 4 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Bedrooms below grade
- 1
- Rooms above grade
- 6
- Rooms below grade
- 1
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $895,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 3550 Garrard Road, Whitby, ON L1R 2L6, Whitby
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- DURHAM
- Municipality
- WHITBY
- MLS® community
- Rolling Acres
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Sir Samuel Steele Public School ↗
Elementary · JK-8 · English · Public
Durham DSB
55 Bakerville St, Whitby
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 82%
- Grade 3 Writing (at provincial standard)
- 80%
- Grade 3 Mathematics (at provincial standard)
- 82%
- Grade 6 Reading (at provincial standard)
- 85%
- Grade 6 Writing (at provincial standard)
- 87%
- Grade 6 Mathematics (at provincial standard)
- 57%
St Mark the Evangelist Catholic School ↗
Elementary · JK-8 · English · Catholic
95 Waller St, Whitby
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 63%
- Grade 3 Writing (at provincial standard)
- 42%
- Grade 3 Mathematics (at provincial standard)
- 55%
- Grade 6 Reading (at provincial standard)
- 81%
- Grade 6 Writing (at provincial standard)
- 86%
- Grade 6 Mathematics (at provincial standard)
- 48%
John Dryden Public School ↗
Elementary · JK-8 · English · Public
Durham DSB
40 Rolling Acres Dr, Whitby
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 81%
- Grade 3 Writing (at provincial standard)
- 62%
- Grade 3 Mathematics (at provincial standard)
- 69%
- Grade 6 Reading (at provincial standard)
- 87%
- Grade 6 Writing (at provincial standard)
- 90%
- Grade 6 Mathematics (at provincial standard)
- 62%
Willows Walk Public School ↗
Elementary · JK-8 · English · Public
Durham DSB
51 Lazio Street, Whitby
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 77%
- Grade 3 Writing (at provincial standard)
- 64%
- Grade 3 Mathematics (at provincial standard)
- 70%
- Grade 6 Reading (at provincial standard)
- 88%
- Grade 6 Writing (at provincial standard)
- 88%
- Grade 6 Mathematics (at provincial standard)
- 49%
Sinclair Secondary School ↗
Secondary · 9-12 · English · Public
Durham DSB
380 Taunton Rd E, Whitby
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 66%
- Grade 10 OSSLT (first-attempt pass)
- 90%
Father Leo J Austin Catholic Secondary School ↗
Secondary · 9-12 · English · Catholic
1020 Dryden Blvd, Whitby
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 55%
- Grade 10 OSSLT (first-attempt pass)
- 90%
St Bernard Catholic School ↗
Elementary · JK-8 · English · Catholic
1000 Dryden Blvd, Whitby
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 83%
- Grade 3 Writing (at provincial standard)
- 77%
- Grade 3 Mathematics (at provincial standard)
- 83%
- Grade 6 Reading (at provincial standard)
- 88%
- Grade 6 Writing (at provincial standard)
- 92%
- Grade 6 Mathematics (at provincial standard)
- 73%
Fallingbrook Public School ↗
Elementary · JK-8 · English · Public
Durham DSB
155 FALLINGBROOK ST, Whitby
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 79%
- Grade 3 Writing (at provincial standard)
- 79%
- Grade 3 Mathematics (at provincial standard)
- 81%
- Grade 6 Reading (at provincial standard)
- 94%
- Grade 6 Writing (at provincial standard)
- 94%
- Grade 6 Mathematics (at provincial standard)
- 58%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
Filter the records displayed below.
Nearby amenities
Mapped places within 2.0 km. Distances are straight-line estimates to map points or area centres.
Groceries
- 732 m
- 1.1 km
Pharmacies
- 655 m
- 934 m
Parks
- Cathedral ParkMapped area centre537 m
- Divine ParkMapped area centre935 m
- Stockton ParkMapped area centre939 m
Fitness centres
- 817 m
Cafés
- Tim HortonsMapped area centre780 m
- 846 m
- StarbucksMapped area centre886 m
Restaurants
- 822 m
- 825 m
- 829 m
Clinics
- Taunton Surgical CentreMapped area centre1.3 km
- Taunton Health CentreMapped area centre1.4 km
© OpenStreetMap contributors · ODbL · Download this open dataset
Coverage & map information
Map snapshot: 2026-11-02T15:25:06Z. This is a rectangular GTA-area extract with partial regional coverage. Data may be incomplete near its edges. Places and categories are community mapped; opening status, entrances and service availability are not verified. Matching point/area entries with the same name within 25 metres are paired for display using the point location; the downloadable dataset retains every original map record. Other duplicates may remain. No walking routes, travel times or walking score are inferred.
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Similar homes for sale in Whitby
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.
How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
3550 Garrard Road, Whitby, ON L1R 2L6, Whitby is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 4. Asking price: $895,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® E14139306.
The Ministry’s school dataset lists Sir Samuel Steele Public School approximately 457 m from the property’s mapped location. OpenStreetMap shows nearby mapped places including Cathedral Park (537 m) and Metro (732 m).
Local context
The Ministry’s school dataset lists Sir Samuel Steele Public School approximately 457 m from the property’s mapped location.
OpenStreetMap shows nearby mapped places including Cathedral Park (537 m) and Metro (732 m).
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
© OpenStreetMap contributors · ODbL
Explore the area: Whitby · Rolling Acres.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: UNION CAPITAL REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® E14139306. Information deemed reliable but not guaranteed.