40 Water Street, Woolwich, ON N0B 2N0
Woolwich, ON N0B 2N0
Quick cost estimateKnown monthly subtotal$4,083.26 / monthLand transfer tax $12,375One-time estimate
Quick cost estimate
$4,083.26 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,699.01
- Property tax / month
- $384.25
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $12,375
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $12,375
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
St. Jacobs is famous for its bustling Farmers' Market, but when the holidays arrive, the Village takes on a magic of its own. The beloved St. Jacobs Sparkles holiday shopping event transforms its historic streets into a winter wonderland of twinkling lights, live carollers, and horse-drawn wagon rides. Year-round, the Village is a destination for its charming boutiques, restaurants, and local favourites like Stone Crock, Block Three Brewing, The Weathered Gate, and La Crème. Rich in history and character, St. Jacobs is also the birthplace of Home Hardware.Now imagine having all that small-town charm, culture, and excitement at your fingertips, while enjoying the peace and beauty of scenic walking trails along the Conestogo River, just steps from your front door. This Cape Cod-style home sits on a fully fenced 66 by 132 foot private lot with Perennial gardens beautifully framing the property. The main floor has a beautiful layout with a spacious living room, a dining room, an eat-in kitchen, a powder room and a main floor bedroom. Garden doors in the kitchen open straight onto the backyard, but the best features are the granite countertops and the coffee bar Upstairs there are two more bedrooms and a trendy fully renovated bathroom with a deep tub.In the basement, the large rec room has a gorgeous fireplace, along with a three-piece bathroom and a laundry room. Enjoy upgrades like a huge shed, gutter guards, a steel roof installed by High-Grade Roofing, upgraded attic insulation and updated vinyl windows throughout.Enjoy the charm of village living, with shops, restaurants, a library and a community center just steps away. Stroll along the River and get to know some of the friendliest neighbours you'll ever meet in one of the most coveted areas of Ontario.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14114122
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 3
- Postal code
- N0B 2N0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500 (units not reported)
- Lot depth
- 132 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 5
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 4611
- Basement
- Full, Finished
- Interior features
- Auto Garage Door Remote, Floor Drain, Water Heater Owned, Water Softener, Water Treatment
- Exterior features
- Deck, Landscaped, Privacy
- Architectural style
- 2-Storey
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- East
- Construction materials
- Aluminum Siding
- Roof
- Metal
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 15 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 9
- Rooms below grade
- 3
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $795,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- WATERLOO
- Municipality
- WOOLWICH
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Woolwich, Waterloo, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
40 Water Street, Woolwich, ON N0B 2N0, Woolwich is listed for sale as a Detached. The listing reports 3 bedrooms, 3 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 5. Asking price: $795,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14114122.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX Solid Gold Realty (II) Ltd. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14114122. Information deemed reliable but not guaranteed.