401 Laurel Street, Cambridge, ON N3H 3Y7
Cambridge, ON N3H 3Y7
Quick cost estimateKnown monthly subtotal$6,510.96 / monthLand transfer tax $18,475One-time estimate
Quick cost estimate
$6,510.96 / monthKnown monthly subtotal
- Mortgage principal & interest
- $5,118.12
- Property tax / month
- $1,392.83
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $18,475
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $18,475
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
What if the home you've been dreaming about could also be the place where your dreams take shape? Welcome to 401 Laurel St. A truly rare opportunity to bring your life, your work and your vision together under one roof. Imagine waking up in a beautiful, character filled home, enjoying your morning coffee, and then simply walking into your own professional space. No commute. No separation between where you live and what you love to do. Just one extraordinary property where home, business and possibility come together. This unique legal non-conforming property offers approximately 3,000 sq. ft. of professional office/clinic space, with zoning that permits medical use, along with a finished, usable basement. Whether you've dreamed of establishing your own practice, growing an existing business, creating a professional studio or simply having the freedom to work from home in a way most people can only imagine, the possibilities here are remarkable. Then we have the home that was lovingly renovated in 2017. The approximately 2,000 sq. ft. residence beautifully preserves the character and charm that make a property like this so special. A welcoming foyer and grand staircase introduce you to soaring ceilings, natural woodwork and gorgeous high-quality Bavarian windows, creating a warmth and sense of history that is increasingly difficult to find. Maybe your next chapter doesn't require choosing between the life you want and the work you love. Maybe you can have both.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13818910
- Source status
- Price Change
- Bedrooms
- 4
- Bathrooms
- 5
- Postal code
- N3H 3Y7
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 3500-5000
- Lot depth
- 198 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 6
- Occupancy
- Owner+Tenant
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 16714
- Basement
- Finished, Full
- Interior features
- Guest Accommodations, In-Law Capability, Storage
- Architectural style
- 2 1/2 Storey
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- East
- Construction materials
- Brick, Stucco (Plaster)
- Roof
- Metal
- Foundation
- Stone
- MLS entry age (not confirmed DOM)
- 44 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 27
- Total rooms (source)
- 27
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,100,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 401 Laurel Street, Cambridge, ON N3H 3Y7, Cambridge
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Preston Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
210 Westminster Dr N, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 75%
- Grade 3 Writing (at provincial standard)
- 72%
- Grade 3 Mathematics (at provincial standard)
- 61%
- Grade 6 Reading (at provincial standard)
- 82%
- Grade 6 Writing (at provincial standard)
- 88%
- Grade 6 Mathematics (at provincial standard)
- 41%
Coronation Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
757 Concession Rd, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 89%
- Grade 3 Writing (at provincial standard)
- 74%
- Grade 3 Mathematics (at provincial standard)
- 74%
- Grade 6 Reading (at provincial standard)
- 85%
- Grade 6 Writing (at provincial standard)
- 81%
- Grade 6 Mathematics (at provincial standard)
- 46%
St Michael Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
1150 Concession Rd, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 67%
- Grade 3 Writing (at provincial standard)
- 56%
- Grade 3 Mathematics (at provincial standard)
- 69%
- Grade 6 Reading (at provincial standard)
- 73%
- Grade 6 Writing (at provincial standard)
- 77%
- Grade 6 Mathematics (at provincial standard)
- 31%
Grand View Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
1144 Hamilton St, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 83%
- Grade 3 Writing (at provincial standard)
- 73%
- Grade 3 Mathematics (at provincial standard)
- 83%
- Grade 6 Reading (at provincial standard)
- 87%
- Grade 6 Writing (at provincial standard)
- 78%
- Grade 6 Mathematics (at provincial standard)
- 39%
William G Davis Public School ↗
Elementary · 7-8 · English · Public
Waterloo Region DSB
530 Lang's Dr, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
ÉÉC Saint-Noël-Chabanel-Cambridge ↗
Elementary · JK-6 · French · Catholic
School board: CS catholique MonAvenir ↗
640 Trico promenade, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Preston High School ↗
Secondary · 9-12 · English · Public
Waterloo Region DSB
550 Rose St, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 67%
- Grade 10 OSSLT (first-attempt pass)
- 77%
St Joseph Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
980 Westminster Dr S, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 86%
- Grade 3 Writing (at provincial standard)
- 76%
- Grade 3 Mathematics (at provincial standard)
- 76%
- Grade 6 Reading (at provincial standard)
- 90%
- Grade 6 Writing (at provincial standard)
- 90%
- Grade 6 Mathematics (at provincial standard)
- 70%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Cambridge
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
401 Laurel Street, Cambridge, ON N3H 3Y7, Cambridge is listed for sale as a Detached. The listing reports 4 bedrooms, 5 bathrooms, reported interior area of 3500-5000 (units not reported), kitchens reported as 1, parking spaces reported as 6. Asking price: $1,100,000. Occupancy is reported as Owner+Tenant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13818910.
The Ministry’s school dataset lists Preston Public School approximately 349 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists Preston Public School approximately 349 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Keller Williams Home Group Realty. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13818910. Information deemed reliable but not guaranteed.