138 Bagot Street, Cobourg, ON K9A 3G1
Cobourg, ON K9A 3G1
Quick cost estimateKnown monthly subtotal$8,186.83 / monthLand transfer tax $28,473One-time estimate
Quick cost estimate
$8,186.83 / monthKnown monthly subtotal
- Mortgage principal & interest
- $7,444.08
- Property tax / month
- $742.75
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $28,473
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $28,473
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Centrally located in Cobourg's Heritage District, 138 Bagot Street, the William McDougall House, circa 1875, is a distinguished example of Victorian architecture and the craftsmanship of its era. Sweeping gables, Gothic windows, intricate finials and an inviting front porch framed by ornate Victorian fretwork and gingerbread detailing create an exceptional architectural presence. Inside, the classic centre-hall plan begins with a generous foyer flanked by beautifully proportioned principal rooms. The grand front living room features pristine hardwood floors preserved beneath loose-lay broadloom, an original fireplace and south-facing bay window. A formal parlour with hardwood floors and second fireplace leads to a separate dining room with a third fireplace, ideal for entertaining. The updated kitchen features a generous island, granite countertops and breakfast area with walkout to the covered rear porch. Beyond lies a private, fully fenced yard surrounded by mature trees and perennial gardens, with cabana/potting shed and in-ground pool creating an exceptional backyard retreat. The original staircase leads to three spacious bedrooms, two further fireplaces and a full bath with traditional soaker tub. An office, flex space or fourth bedroom adds versatility, while the former help's quarters, complete with second staircase, includes a three-piece bath, fifth bedroom and sunroom - ideal for guests, extended family or live-in assistance. A two-car garage and ample parking add practicality. High-efficiency systems include a natural gas-fired boiler and fully ducted attic-installed air conditioning. Throughout, the home retains an impressive collection of original details, including deep baseboards, original trim and crown moulding, intricate plasterwork and more. A rare balance of Victorian architecture, preserved character and contemporary comfort, just steps from the beach and boardwalk and minutes from downtown Cobourg's shops, restaurants and amenities.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13809500
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 4
- Postal code
- K9A 3G1
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 3500-5000
- Lot depth
- 139.79 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 6
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 8913
- Basement
- Unfinished
- Interior features
- Built-In Oven, Central Vacuum, In-Law Capability, On Demand Water Heater
- Architectural style
- 2-Storey
- Pool features
- Inground
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Radiant
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- East
- Construction materials
- Brick, Other
- Roof
- Asphalt Shingle
- Foundation
- Stone
- MLS entry age (not confirmed DOM)
- 46 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Radiant
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 11
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,599,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 138 Bagot Street, Cobourg, ON K9A 3G1, Cobourg
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NORTHUMBERLAND
- Municipality
- COBOURG
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
St. Michael Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Peterborough Victoria Northum Clarington CDSB ↗
23 University Ave W, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 89%
- Grade 3 Writing (at provincial standard)
- 83%
- Grade 3 Mathematics (at provincial standard)
- 72%
- Grade 6 Reading (at provincial standard)
- 94%
- Grade 6 Writing (at provincial standard)
- 94%
- Grade 6 Mathematics (at provincial standard)
- 44%
Burnham Public School ↗
Elementary · JK-6 · English · Public
School board: Kawartha Pine Ridge DSB ↗
614 Burnham Street, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 87%
- Grade 3 Writing (at provincial standard)
- 74%
- Grade 3 Mathematics (at provincial standard)
- 68%
- Grade 6 Reading (at provincial standard)
- 81%
- Grade 6 Writing (at provincial standard)
- 83%
- Grade 6 Mathematics (at provincial standard)
- 56%
Notre Dame Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Peterborough Victoria Northum Clarington CDSB ↗
760 Burnham St, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 82%
- Grade 3 Writing (at provincial standard)
- 88%
- Grade 3 Mathematics (at provincial standard)
- 76%
- Grade 6 Reading (at provincial standard)
- 96%
- Grade 6 Writing (at provincial standard)
- 92%
- Grade 6 Mathematics (at provincial standard)
- 65%
Cobourg Collegiate Institute ↗
Secondary · 9-12 · English · Public
School board: Kawartha Pine Ridge DSB ↗
335 King East St, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 53%
- Grade 10 OSSLT (first-attempt pass)
- 81%
C R Gummow Public School ↗
Elementary · JK-8 · English · Public
School board: Kawartha Pine Ridge DSB ↗
311 Cottesmore Ave, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 83%
- Grade 3 Writing (at provincial standard)
- 65%
- Grade 3 Mathematics (at provincial standard)
- 59%
- Grade 6 Reading (at provincial standard)
- 89%
- Grade 6 Writing (at provincial standard)
- 88%
- Grade 6 Mathematics (at provincial standard)
- 53%
Centre for Individual Studies Northumberland ↗
Secondary · 9-12 · English · Public
School board: Kawartha Pine Ridge DSB ↗
780 D'arcy Street N. Street, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
St. Joseph Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Peterborough Victoria Northum Clarington CDSB ↗
919 D'Arcy St N, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 65%
- Grade 3 Writing (at provincial standard)
- 56%
- Grade 3 Mathematics (at provincial standard)
- 71%
- Grade 6 Reading (at provincial standard)
- 80%
- Grade 6 Writing (at provincial standard)
- 80%
- Grade 6 Mathematics (at provincial standard)
- 27%
Merwin Greer Public School ↗
Elementary · JK-6 · English · Public
School board: Kawartha Pine Ridge DSB ↗
457 King St E, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 81%
- Grade 3 Writing (at provincial standard)
- 62%
- Grade 3 Mathematics (at provincial standard)
- 69%
- Grade 6 Reading (at provincial standard)
- 80%
- Grade 6 Writing (at provincial standard)
- 80%
- Grade 6 Mathematics (at provincial standard)
- 35%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Cobourg
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
138 Bagot Street, Cobourg, ON K9A 3G1, Cobourg is listed for sale as a Detached. The listing reports 4 bedrooms, 4 bathrooms, reported interior area of 3500-5000 (units not reported), kitchens reported as 1, parking spaces reported as 6. Asking price: $1,599,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13809500.
The Ministry’s school dataset lists St. Michael Catholic Elementary School approximately 898 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists St. Michael Catholic Elementary School approximately 898 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Northumberland · Cobourg.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Homesmiths Real Estate Ltd.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13809500. Information deemed reliable but not guaranteed.