Skip to content
416-688-4663
← Back to resultsCobourg / Home details
For sale · MLS® X14027448

174 University Avenue W, Cobourg, ON K9A 2H2

Cobourg, ON K9A 2H2

$899,900Property tax (2026): $4,726.34 / year
24 Days on MLS4 Bedrooms2 BathroomsDetached2000-2500 Size50.63 ft × 168.63 ft Lot dimensionsVirtual tour ↗
Quick cost estimateKnown monthly subtotal$4,580.95 / monthLand transfer tax $14,473One-time estimate
PLANNING ESTIMATE

Quick cost estimate

$4,580.95 / month

Known monthly subtotal

Mortgage principal & interest
$4,187.09
Property tax / month
$393.86
Maintenance / month
Period / amount not reported

Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.

Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.

Land transfer tax · one time

Transfer tax total
$14,473

Before rebates, surcharges and fees. Not part of the monthly subtotal.

Tax assumptions & breakdown

Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.

Ontario tax
$14,473
Toronto municipal tax
$0

Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.

Ontario rates · Toronto rates (April 2026)

Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.

Adjust cost assumptions ↓ · Closing-cost tools

Want to see it in person?Request a showing →

About this home

Welcome to 174 University Avenue West, a charming Edwardian-era red-brick home built in 1916, where century-old character meets modern comforts, all within walking distance of Downtown Cobourg. Surrounded by mature trees and established gardens, this thoughtfully updated two-storey home offers 4 bedrooms, 2 bathrooms, and inviting spaces to gather and relax. The covered front porch is perfect for morning coffee, while inside, oversized windows and southwest exposure fill the living room with natural light. Original extra-wide wood baseboards add character to the living and dining rooms, where you'll also find a built-in china cabinet. The bright kitchen features granite countertops, stainless steel appliances, open shelving, generous cupboard space, and a cozy window seat. Just beyond, the family room offers a wood-burning fireplace and walkout to the covered back patio. A rear mudroom entry and powder room with exposed brick, marble countertop, and pocket door complete the main floor. Upstairs are four bedrooms and an updated bathroom with a freestanding tub with shower and quartz countertop. The partially finished basement offers a recreation room with built-in storage, playroom, and sauna suite with an adjoining shower room featuring radiant heated floors and a separate change room. Two staircases provide access to the lower level, which also includes laundry, a cold cellar, and additional storage. Outside, the fully fenced backyard features raised garden beds and a dedicated vegetable patch, while a detached garage and garden shed offer extra storage. With Downtown Cobourg, the Cobourg Public Library, and the marina all an easy walk away, this much-loved century home brings together character, comfort, and a location you'll love.

Home details

Days on market
Not reported
Property type
Detached
MLS® number
X14027448
Source status
New
Bedrooms
4
Bathrooms
2
Postal code
K9A 2H2
Kitchens
1
Kitchens above grade
1
Family room / den
Yes
Interior size (reported range)
2000-2500
Lot depth
168.63 ft
Garage parking spaces
Not reported
Total parking spaces
6
Occupancy
Owner
Possession type
60-89 days
Garage
Detached
Annual property tax
4726.34
Basement
Full, Partially Finished
Interior features
Sauna, In-Law Capability
Exterior features
Patio, Porch
Architectural style
2-Storey
Parking features
Available, Private
Pool features
None
Fireplace
Yes
Waterfront
No
Elevator
No
Garage available
Yes
Heating system
Forced Air
Heating fuel
Gas
Cooling
Central Air
Sewer
Sewer
Direction facing
North
Construction materials
Brick
Roof
Asphalt Shingle
Foundation
Concrete
MLS entry age (not confirmed DOM)
24 days

These details come from the listing source. Please confirm measurements and fees before making a decision.

Utilities and services

Sewer
Sewer
Heating system
Forced Air
Heating fuel
Gas
Cooling
Central Air

A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.

Rooms & virtual tours

Room measurements

Room measurement units

Loading source-reported room dimensions…

Converted measurements are approximate. Levels and dimensions are shown only when supplied.

Bedrooms above grade
4
Rooms above grade
8
Rooms below grade
2
Den / family room reported
Yes

Reported counts are shown independently. Room dimensions have not been inferred from these counts.

Ask the listing brokerage for floor plans and measured room layouts.

PARTIAL SOURCE RECORD

Listing dates & price record

Asking amount
$899,900
  1. Original MLS entry

    Entry into the source MLS system; distinct from days on market.

Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.

Explore sold records with approved VOW access →

Nearby homes sold near 174 University Avenue W, Cobourg, ON K9A 2H2, Cobourg

Nearby sale prices are private. Sign in or request access to see homes that sold.

Sign in · Request access

Estimate monthly costs

Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.

Enter assumptions

Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.

Explore affordability & closing-cost tools →

Map and neighbourhood

Region / county
NORTHUMBERLAND
Municipality
COBOURG
See homes for sale in Cobourg →
PLAN YOUR ROUTE

Plan a trip from this home

Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.

Google Maps opens in a new tab and calculates the route. Your destination and this property location are sent to Google only when you submit. EnterHome does not store the destination or calculate a travel time.

Around this property

Schools, transit & everyday places

Published local sources. Distances are approximate straight-line distances, not walking routes.

Nearby publicly funded schools

Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.

School year 2024-2025 · Preliminary · publisher extract 2026-09-14.

578 m

St. Michael Catholic Elementary School ↗

Elementary · JK-8 · English · Catholic

School board: Peterborough Victoria Northum Clarington CDSB ↗

23 University Ave W, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
89%
Grade 3 Writing (at provincial standard)
83%
Grade 3 Mathematics (at provincial standard)
72%
Grade 6 Reading (at provincial standard)
94%
Grade 6 Writing (at provincial standard)
94%
Grade 6 Mathematics (at provincial standard)
44%
1.1 km

Burnham Public School ↗

Elementary · JK-6 · English · Public

School board: Kawartha Pine Ridge DSB ↗

614 Burnham Street, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
87%
Grade 3 Writing (at provincial standard)
74%
Grade 3 Mathematics (at provincial standard)
68%
Grade 6 Reading (at provincial standard)
81%
Grade 6 Writing (at provincial standard)
83%
Grade 6 Mathematics (at provincial standard)
56%
1.3 km

Notre Dame Catholic Elementary School ↗

Elementary · JK-8 · English · Catholic

School board: Peterborough Victoria Northum Clarington CDSB ↗

760 Burnham St, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
82%
Grade 3 Writing (at provincial standard)
88%
Grade 3 Mathematics (at provincial standard)
76%
Grade 6 Reading (at provincial standard)
96%
Grade 6 Writing (at provincial standard)
92%
Grade 6 Mathematics (at provincial standard)
65%
1.7 km

C R Gummow Public School ↗

Elementary · JK-8 · English · Public

School board: Kawartha Pine Ridge DSB ↗

311 Cottesmore Ave, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
83%
Grade 3 Writing (at provincial standard)
65%
Grade 3 Mathematics (at provincial standard)
59%
Grade 6 Reading (at provincial standard)
89%
Grade 6 Writing (at provincial standard)
88%
Grade 6 Mathematics (at provincial standard)
53%
1.8 km

Cobourg Collegiate Institute ↗

Secondary · 9-12 · English · Public

School board: Kawartha Pine Ridge DSB ↗

335 King East St, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 9 Mathematics (at provincial standard)
53%
Grade 10 OSSLT (first-attempt pass)
81%
1.9 km

Centre for Individual Studies Northumberland ↗

Secondary · 9-12 · English · Public

School board: Kawartha Pine Ridge DSB ↗

780 D'arcy Street N. Street, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

No published percentages for these measures in this source record.

2.0 km

St. Joseph Catholic Elementary School ↗

Elementary · JK-8 · English · Catholic

School board: Peterborough Victoria Northum Clarington CDSB ↗

919 D'Arcy St N, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
65%
Grade 3 Writing (at provincial standard)
56%
Grade 3 Mathematics (at provincial standard)
71%
Grade 6 Reading (at provincial standard)
80%
Grade 6 Writing (at provincial standard)
80%
Grade 6 Mathematics (at provincial standard)
27%
2.2 km

Terry Fox Public School ↗

Elementary · JK-8 · English · Public

School board: Kawartha Pine Ridge DSB ↗

1065 Riddell Ave, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
75%
Grade 3 Writing (at provincial standard)
78%
Grade 3 Mathematics (at provincial standard)
62%
Grade 6 Reading (at provincial standard)
86%
Grade 6 Writing (at provincial standard)
81%
Grade 6 Mathematics (at provincial standard)
43%

Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.

Transit near this property

No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.

Nearby shops & amenities

No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.

Want to see this home?Request a showing →

Similar homes for sale in Cobourg

Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.

Property questions

How do I request a showing?

Choose a date and time preference in the request form. A request is not a confirmed appointment; EnterHome will confirm availability separately.

Are the measurements and features independently verified?

Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.

What do nearby school, transit and shop results mean?

They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.

Can I see sold prices for nearby properties?

Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.

How should I use the monthly cost estimate?

It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.

Home and neighbourhood overview

174 University Avenue W, Cobourg, ON K9A 2H2, Cobourg is listed for sale as a Detached. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 1, parking spaces reported as 6. Asking price: $899,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14027448.

The Ministry’s school dataset lists St. Michael Catholic Elementary School approximately 578 m from the property’s mapped location.

Local context

The Ministry’s school dataset lists St. Michael Catholic Elementary School approximately 578 m from the property’s mapped location.

Sources & distance notes

Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.

Explore the area: Northumberland · Cobourg.

This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.

Listing brokerage: Royal LePage ProAlliance Realty. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14027448. Information deemed reliable but not guaranteed.

Request a showing
Property at 174 University Avenue W, Cobourg, ON K9A 2H2