4301 County 45 Road, Cobourg, ON K0K 1C0
Cobourg, ON K0K 1C0
Quick cost estimateKnown monthly subtotal$4,733.33 / monthLand transfer tax $14,455One-time estimate
Quick cost estimate
$4,733.33 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,182.90
- Property tax / month
- $550.43
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $14,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $14,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Set on a private, tree-lined acre on the north end of Cobourg, this idyllic country property combines timeless charm, generous living spaces and an incredible outdoor retreat. Inside, a spacious living room welcomes you with a large front window, cozy fireplace, crown moulding and grand entrance. The bright formal dining room features elegant chair rail detailing, crown moulding, and a decorative ceiling medallion, flowing into a well-appointed kitchen with ample cabinetry, a peninsula prep area, a coffee bar, matching appliances, open shelving, and a dedicated desk area for recipe organization. The sunroom creates a seamless connection to the outdoors, with expansive pool views and sliding glass doors ideal for entertaining. Upstairs, the spacious primary suite offers distinct sleeping and sitting areas, a private deck walkout and an ensuite bathroom, complemented by an additional bedroom and full bathroom. The lower levels offer exceptional versatility, featuring a sprawling family room with a fireplace, a wall of windows, and a walkout, with room for living, dining, and games areas. A bathroom and kitchen, currently configured in a commercial-style layout ideal for a home-based business with abundant storage, add to the possibilities, including potential for an in-law suite with a separate entrance. Outdoors, enjoy your own fenced private oasis with a large deck, in-ground pool, patio, sweeping views and plenty of green space framed by mature trees. Offering a rare blend of privacy, space and flexibility, all just minutes from Cobourg's amenities and Highway 401 access.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14133538
- Source status
- New
- Bedrooms
- 2
- Bathrooms
- 3
- Postal code
- K0K 1C0
- Kitchens
- 2
- Kitchens above grade
- 1
- Kitchens below grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 2000-2500
- Lot size
- 0.97 acres
- Lot depth
- 292.57 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 8
- Occupancy
- Owner
- Possession type
- Immediate
- Garage
- Attached
- Annual property tax
- 6605.14
- Basement
- Finished
- Interior features
- Water Heater Owned, In-Law Capability
- Exterior features
- Landscaped, Privacy, Year Round Living
- Architectural style
- Backsplit 4
- Parking features
- Private
- Pool features
- Inground
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
- Sewer
- Septic
- View
- Trees/Woods
- Direction facing
- East
- Construction materials
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- MLS entry age (not confirmed DOM)
- 7 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 12
- Rooms below grade
- 6
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $899,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- NORTHUMBERLAND
- Municipality
- COBOURG
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Cobourg
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
4301 County 45 Road, Cobourg, ON K0K 1C0, Cobourg is listed for sale as a Detached. The listing reports 2 bedrooms, 3 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 2, parking spaces reported as 8, lot size reported as 0.97 acres. Asking price: $899,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14133538.
Local context
Explore the area: Northumberland · Cobourg.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX HALLMARK FIRST GROUP REALTY LTD.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14133538. Information deemed reliable but not guaranteed.