3854 Is 630 Georgian Bay, Georgian Bay, ON P0E 1E0
Georgian Bay, ON P0E 1E0
Quick cost estimateKnown monthly subtotal$7,269.28 / monthLand transfer tax $25,475One-time estimate
Quick cost estimate
$7,269.28 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,746.62
- Property tax / month
- $522.67
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $25,475
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $25,475
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Wow what a view! You'll be amazed with the pristine views, privacy and all the creature comforts that come with this stunning four season cottage home on a massive west facing beachfront property complete with an oversized floating dock to deep water. The grounds are very walkable, flat granite plateaus for exploring and sports with a nice mix of indigenous trees and plants. The 4-bedroom fully furnished open concept fully appointed cottage has plenty of room for everyone with 2, 4 piece bathrooms and 1 powder room, laundry, wood and propane stoves for heating plus electric baseboard heat. There is a separate 2-bedroom guest cottage with porch, cozy living area and a 3 piece washroom. Out back there is a large garden and wood shed plus a very solid and weatherproof garage. The cottage is serviced by a whole house wired in Generac generator, and the 200 amp electrical service is supported by a roof mounted solar panel system which reduces energy costs by 2/3. This is a spectacular property and has been well loved by the current owners for many years before they moved to the west coast.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X12107893
- Source status
- Price Change
- Bedrooms
- 4
- Bathrooms
- 3
- Postal code
- P0E 1E0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 2000-2500
- Lot size
- 2.18 acres
- Lot depth
- 449.40 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 0
- Occupancy
- Owner
- Possession type
- 60-89 days
- Garage
- None
- Annual property tax
- 6272
- Basement
- Crawl Space, Unfinished
- Interior features
- Generator - Full, Sewage Pump, Water Heater Owned, Water Purifier, Water Treatment
- Exterior features
- Privacy, Fishing, Deck, Recreational Area, Year Round Living
- Architectural style
- Bungalow
- Parking features
- None
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Other
- Heating fuel
- Propane
- Cooling
- None
- Water source
- Lake/River
- Sewer
- Septic
- View
- Lake, Water, Trees/Woods, Forest
- Direction facing
- West
- Construction materials
- Wood , Board & Batten
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- MLS entry age (not confirmed DOM)
- 557 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Lake/River
- Sewer
- Septic
- Heating system
- Other
- Heating fuel
- Propane
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 13
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,450,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- MUSKOKA
- Municipality
- GEORGIAN BAY
- MLS® community
- Baxter
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Georgian Bay
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
3854 Is 630 Georgian Bay, Georgian Bay, ON P0E 1E0, Georgian Bay is listed for sale as a Detached. The listing reports 4 bedrooms, 3 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 1, parking spaces reported as 0, lot size reported as 2.18 acres. Asking price: $1,450,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X12107893.
Local context
Explore the area: Georgian Bay · Baxter.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX By The Bay Brokerage. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X12107893. Information deemed reliable but not guaranteed.