9 Osprey Way, Georgian Bay, ON L0K 1S0
Georgian Bay, ON L0K 1S0
Quick cost estimateKnown monthly subtotal$7,523.93 / monthLand transfer tax $26,455One-time estimate
Quick cost estimate
$7,523.93 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,974.61
- Property tax / month
- $549.32
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $26,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $26,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Ontario's best kept secret waterfront property deal is here ! Located only 90 minutes from Toronto and 5 minutes off the highway 400 this 3000+ sf custom rebuilt 4 season luxury home (2022) sits on 2.2 acres of land with 220ft shore line on Georgian Bay ! Amazing western beach exposure provides daily sunset spectacles with a creek waterfall within the property adding to the unique charm and ambiance ! Very private property with added convenience of built in double garage plus a separate single detached garage for storage which can easily be made into a bunkee or guest cottage ! 3 bedrooms all with amazing lake views and spectacular multi level deck and 3 bathrooms make this dream lakehouse and ideal property to retire in and entertaining ! All mechanics updated ! Private bay with a dock is a boaters and anglers dream ! This home is ready to move in and enjoy the sunset on the beach or the sprawling deck in the summer or by one of the 3 fireplaces on cool fall or winter evenings! Short term rentals all year round have also been quite successful in the area due to proximity to Toronto, Mount St Louis Moonstone resort and of course the Georgian Bay waterfront location in a quiet private bay protected from the violent open water waves wind and storms.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13720084
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 3
- Postal code
- L0K 1S0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1500-2000
- Lot size
- 2.20 acres
- Lot depth
- 332.54 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 11
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Built-In
- Annual property tax
- 6591.86
- Basement
- Finished
- Interior features
- Storage
- Architectural style
- 2-Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- Yes
- Heating system
- Heat Pump
- Heating fuel
- Electric
- Cooling
- Central Air
- Sewer
- Septic
- View
- Beach, Bay, Creek/Stream, Lake
- Direction facing
- West
- Construction materials
- Wood
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 71 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Heat Pump
- Heating fuel
- Electric
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 10
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,499,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- MUSKOKA
- Municipality
- GEORGIAN BAY
- MLS® community
- Baxter
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Around this property
Schools, transit & everyday places
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
No geolocated school in this source was found within 5 km. This does not establish school availability or eligibility.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Georgian Bay
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
9 Osprey Way, Georgian Bay, ON L0K 1S0, Georgian Bay is listed for sale as a Detached. The listing reports 3 bedrooms, 3 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 11, lot size reported as 2.20 acres. Asking price: $1,499,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13720084.
Local context
Explore the area: Georgian Bay · Baxter.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: CONDOS AND CASTLES REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13720084. Information deemed reliable but not guaranteed.