1041 Kells Bay Road 3, Lake of Bays, ON P1H 2J6
Lake of Bays, ON P1H 2J6
Quick cost estimateKnown monthly subtotal$11,008.66 / monthLand transfer tax $42,725One-time estimate
Quick cost estimate
$11,008.66 / monthKnown monthly subtotal
- Mortgage principal & interest
- $10,468.89
- Property tax / month
- $539.77
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $42,725
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $42,725
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
A one-of-a-kind offering on sought-after Rebecca Lake. Set on an impressive, level 4-acre double lot with 477 feet of beautiful shoreline, with natural waterfront & sandy beach areas, this distinguished 4-bedrm, 4-bathrm residence combines exceptional privacy, quality craftsmanship and modern comfort in a remarkable Muskoka setting. Built by True North Log & Timber, the home celebrates the warmth & character of log construction while incorporating thoughtful design, quality finishes & modern conveniences. The open-concept layout connects beautifully with the outdoor spaces. A private boat launch provides convenient lake access, while connected Rebecca and Bella Lks offer wonderful exploring. Main-floor primary suite retreat with lake views, vaulted ceilings & fireplace. Upstairs, 3 bedrms & two bathrms provide comfortable accommodation for family & guests. A spectacular family rm is one of the home's standout spaces, featuring vaulted ceilings, hemlock in-floor heating, a dramatic floor-to-ceiling wood-burning fireplace and windows on three sides framing the lake. The living rm combines classic Muskoka character with modern elegance, anchored by an impressive double-sided wood-burning fireplace. A gourmet kitchen provides a welcoming & functional gathering place. Additional features include in-floor heating throughout the main level and upper bathrms. Professional landscaping incorporates flagstone walkways, cedar decking, driveway pavers and gardens that complement the surroundings. Garage with carport, drive-through doors, with an EV charger. Well, maintained & reflecting pride in ownership. A retreat for every season, spend relaxing summer days on the dock, swimming from the sandy beach, playing games on the expansive lawn and boating Rebecca & Bella Lakes, to crisp winter days outdoors followed by cozy evenings by the fire. Most furnishings are included, allowing you to arrive, settle in & begin enjoying this property.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13768334
- Source status
- Price Change
- Bedrooms
- 4
- Bathrooms
- 4
- Postal code
- P1H 2J6
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 2500-3000
- Lot size
- 4.19 acres
- Lot depth
- 523 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 12
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 6477.22
- Basement
- None
- Interior features
- On Demand Water Heater, Primary Bedroom - Main Floor, Propane Tank, Trash Compactor, Upgraded Insulation, Workbench, Water Heater Owned
- Exterior features
- Deck, Fishing, Landscaped, Privacy, Patio, Year Round Living, Recreational Area
- Architectural style
- 2-Storey
- Parking features
- Circular Drive, Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- Yes
- Heating system
- Radiant
- Heating fuel
- Electric
- Cooling
- None
- Water source
- Lake/River
- Sewer
- Septic
- View
- Bay, Lake, Trees/Woods
- Direction facing
- East
- Construction materials
- Wood
- Roof
- Asphalt Shingle
- Foundation
- Slab
- MLS entry age (not confirmed DOM)
- 57 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Lake/River
- Sewer
- Septic
- Heating system
- Radiant
- Heating fuel
- Electric
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 1
- Bedrooms below grade
- 3
- Rooms above grade
- 7
- Rooms below grade
- 5
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $2,250,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 1041 Kells Bay Road 3, Lake of Bays, ON P1H 2J6, Lake of Bays
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- MUSKOKA
- Municipality
- LAKE OF BAYS
- MLS® community
- Sinclair
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Around this property
Schools, transit & everyday places
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
No geolocated school in this source was found within 5 km. This does not establish school availability or eligibility.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Lake of Bays
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
1041 Kells Bay Road 3, Lake of Bays, ON P1H 2J6, Lake of Bays is listed for sale as a Detached. The listing reports 4 bedrooms, 4 bathrooms, reported interior area of 2500-3000 (units not reported), kitchens reported as 1, parking spaces reported as 12, lot size reported as 4.19 acres. Asking price: $2,250,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13768334.
Local context
Explore the area: Lake of Bays · Sinclair.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Royal LePage Lakes Of Muskoka Realty. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13768334. Information deemed reliable but not guaranteed.