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2707 Stephen Drive, Ramara, ON L0K 1B0
Ramara, ON L0K 1B0
Quick cost estimateKnown monthly subtotal$3,235.16 / monthLand transfer tax $9,073One-time estimate
Quick cost estimate
$3,235.16 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,930.82
- Property tax / month
- $304.33
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $9,073
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $9,073
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Beautiful Rustic Cape Cod Home on a Private Corner Lot! The perfect blend of rustic charm and country living in this lovely home, situated on a private lot of just over half an acre, Offering a bright, airy atmosphere with high ceilings and gorgeous wide-plank pine flooring, this home is designed for those who appreciate space, efficiency and a relaxed lifestyle. Equivalent to an R-2000 home, with impressively low heat & hydro bills. The spacious living room features a cozy wood insert fireplace and W/O to the rear deck, complete with a Jacuzzi hot tub (2023) and canopy, Open to the living room, the custom kitchen showcases beautiful quartz countertops, a large island with bar seating and bluetooth S/S appl's. A formal dining rm and an additional main floor family room with a second wood insert fireplace offers space for everyday living. The large front entry welcomes you with an elegant chandelier, while the convenient main floor laundry rm and 2-piece powder add to the home's functionality. Upstairs, the generous primary bdrm offers a walk-in closet, 4-piece en-suite and access to above the garage; create your own private sitting room, studio or additional liv space. Two add'l bdrms share a second 4-piece bath, making this an ideal layout. The insulated two-car garage, full cement pad in the crawl space with excellent storage, and newer paved driveway provide added convenience. Numerous updates include a newer propane forced-air furnace (2024), exterior siding (2015), All new windows (24 in 2015), 35-year shingles (2015) and a newer owned on-demand hot water system. A sought-after community offering an impressive 2-acre waterfront recreation area ($100 Yearly Association fee) with walking trails, two docks, picnic tables, a beach and boat ramp. Whether you're looking to retire or enjoy a more relaxed pace of life, this charming Cape Cod offers an exceptional opportunity to enjoy the best of country living with wonderful waterfront amenities close at hand!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- S13872690
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 3
- Postal code
- L0K 1B0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 2000-2500
- Lot depth
- 150 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 10
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 3652
- Basement
- Crawl Space
- Interior features
- Auto Garage Door Remote, On Demand Water Heater, Propane Tank, Water Meter
- Exterior features
- Canopy, Deck, Privacy, Year Round Living
- Architectural style
- 1 1/2 Storey
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
- Water source
- Drilled Well
- Sewer
- Septic
- View
- Trees/Woods
- Direction facing
- West
- Construction materials
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 30 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Drilled Well
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 14
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $629,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Ramara
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
2707 Stephen Drive, Ramara, ON L0K 1B0, Ramara is listed for sale as a Detached. The listing reports 3 bedrooms, 3 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 1, parking spaces reported as 10. Asking price: $629,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® S13872690.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX COUNTRY LAKES REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® S13872690. Information deemed reliable but not guaranteed.