2792 Stephen Drive, Ramara, ON L0K 1B0
Ramara, ON L0K 1B0
Quick cost estimateKnown monthly subtotal$3,125.77 / monthLand transfer tax $8,975One-time estimate
Quick cost estimate
$3,125.77 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,908.02
- Property tax / month
- $217.75
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $8,975
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $8,975
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
***UPDATED PRICE*** DREAM-SEARCH-MOVE: This 3-bedroom, 3 Level detached backsplit with a single-car garage is located in Mara Shore Estates just 10 minutes north of Beaverton off Hwy. 12, near the shores of Lake Simcoe. Residents enjoy access to the lake, a boat launch and a park through an annual Association Membership of $100. Features of this home include Luxury vinyl plank flooring throughout, pot lights on the main floor, an open-concept living, dining, and kitchen area, plus a lower-level family room with a wood-burning fireplace. Generous-sized bedrooms include a Primary 3-piece ensuite. Situated on a 0.36-acre lot, the property offers a circular driveway with parking for five vehicles, high-speed internet available to work from home, Municipal water, a Septic system, a propane forced-air two-stage furnace and a 200-AMP service. There is also a walkout to the sundeck and hot tub from the garden doors in the dining room. Grow your own vegetables in the vegetable gardens along the side of the house in your leisure time.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- S13250122
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- L0K 1B0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 700-1100
- Lot size
- 1,604 sq m
- Lot depth
- 53.95 m
- Garage parking spaces
- Not reported
- Total parking spaces
- 6
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 2612.95
- Basement
- Finished, Partial Basement
- Interior features
- Carpet Free, Propane Tank, Separate Hydro Meter, Sump Pump, Water Heater Owned
- Architectural style
- Backsplit 3
- Parking features
- Circular Drive
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
- Sewer
- Septic
- Direction facing
- North
- Construction materials
- Aluminum Siding, Brick
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 154 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 7
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $625,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- SIMCOE
- Municipality
- RAMARA
- MLS® community
- Rural Ramara
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Ramara
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
2792 Stephen Drive, Ramara, ON L0K 1B0, Ramara is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 6, lot size reported as 1,604 sq m. Asking price: $625,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® S13250122.
Local context
Explore the area: Ramara · Rural Ramara.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RIGHT AT HOME REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® S13250122. Information deemed reliable but not guaranteed.