220 Elgin Street E, St. Marys, ON N4X 1A1
St. Marys, ON N4X 1A1
Quick cost estimateKnown monthly subtotal$3,017.05 / monthLand transfer tax $7,975One-time estimate
Quick cost estimate
$3,017.05 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,675.38
- Property tax / month
- $341.67
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $7,975
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $7,975
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
Want to see it in person?Request a showing →
About this home
Built in 1879 and attributed to Silas Weekes, the architect behind the St. Marys Opera House, 220 Elgin St E is a Georgian-style home with the kind of presence you only find in Stonetown. Fall suits it. The light comes in low and warm through tall windows, and the whole house seems made for this time of year.The main level flows gracefully from room to room, with generous proportions and the craftsmanship you'd hope for in a home of this age. A tasting room sits between the kitchen and dining room, a lovely spot to open a bottle while dinner comes together. Picture holiday meals here, boots lined up at the door and everyone finding a place to settle in afterward. The theatre room is made for movie nights and could easily become a main-floor bedroom for guests or extended family. A dedicated office gives you a quiet place to work, and the powder room makes everyday life with kids that much easier.Upstairs, three bedrooms give a growing family room to breathe. Mornings start slow, with coffee in hand and the maples turning outside.This is a home with real history, cared for over generations and ready for the next family to write its own chapter. You get the character of a 19th-century build with the space modern family life asks for.Step outside and you're close to downtown St. Marys, where limestone storefronts line Queen Street and the Thames River trails are made for fall walks. Schools and parks are nearby, and the pace of a small town makes it easy to feel at home fast.Weekes gave St. Marys its Opera House. He also left behind a handful of homes like this one, and they rarely come to market. If you've been waiting for the right heritage property, this is the season to see it. Book your private showing today.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13775934
- Source status
- Price Change
- Bedrooms
- 4
- Bathrooms
- 3
- Postal code
- N4X 1A1
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 2000-2500
- Lot depth
- 90 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 4100
- Basement
- Partial Basement, Unfinished, Crawl Space
- Interior features
- Water Heater, Water Softener
- Exterior features
- Deck, Landscaped, Lighting, Privacy
- Architectural style
- 2-Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- North
- Construction materials
- Brick
- Roof
- Shingles
- Foundation
- Stone
- MLS entry age (not confirmed DOM)
- 55 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 13
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $575,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 220 Elgin Street E, St. Marys, ON N4X 1A1, St. Marys
Nearby sale prices are private. Sign in or request access to see homes that sold.
Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
A confirmed map location is not available for this home yet.
See homes for sale in St. Marys →Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
Google Maps opens in a new tab and calculates the route. Your destination and this property location are sent to Google only when you submit. EnterHome does not store the destination or calculate a travel time.
Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
Filter the records displayed below.
Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
Filter the records displayed below.
Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
Want to see this home?Request a showing →
Similar homes for sale in St. Marys
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
How do I request a showing?
Choose a date and time preference in the request form. A request is not a confirmed appointment; EnterHome will confirm availability separately.
Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.
How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
220 Elgin Street E, St. Marys, ON N4X 1A1, St. Marys is listed for sale as a Detached. The listing reports 4 bedrooms, 3 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 1, parking spaces reported as 2. Asking price: $575,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13775934.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Peak Select Realty Inc. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13775934. Information deemed reliable but not guaranteed.