275 JAMES Street 21, St. Marys, ON N4X 0C2
St. Marys, ON N4X 0C2
Quick cost estimateKnown monthly subtotal$2,744.24 / monthLand transfer tax $7,873One-time estimate
Quick cost estimate
$2,744.24 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,651.65
- Property tax / month
- $92.58
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $7,873
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $7,873
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to Unit 21 at 275 James Street South - an exceptional 3-bedroom, 3-bathroomtownhouse condo that blends modern design with practical, family-friendly living. Recently converted to individually titled units, this is a rare opportunity to own a newer, high-quality home in a well-built and thoughtfully planned community. Designed with both style and durability in mind, this home features triple-pane windows, a Vicwest steel roof, steel siding, and a concrete driveway, offering long-term peace of mind. Inside, you'll find 9-foot ceilings, luxury vinyl plank flooring, a marble mosaic backsplash, and top-tier appliances, all contributing to a clean, upscale aesthetic. The open-concept layout flows seamlessly to a private composite deck complete with a natural gas hookup, perfect for outdoor dining and entertaining. The upper level offers everyday convenience with dedicated laundry, generous storage, and a spacious primary retreat featuring a walk-in closet and a 4-piece ensuite. The unfinished lower level adds potential for valuable living space, including a framed-in fourth bedroom, rough-ins for a bathroom and plenty of room for your imagination. Perfectly positioned for families of all ages, this home is located right next to both the high school and elementary school, making busy mornings effortless. Just steps away, you will also find the community centre offering programs and activities for seniors and young families alike - including swimming, hockey, and recreation for all seasons of life. Don't miss out on the exceptional value and great price per square footage of the largest condos in town. Condo fees are in the process of being finalized and are expected to cover major exterior components such as the roof, windows, brick, siding, decks, porches, driveways, and roadway snow removal, making for a low-maintenance lifestyle without compromise. Please note that the basement is framed, drywalled and ready for your finishing touches.
Home details
- Days on market
- Not reported
- Property type
- Condo Townhouse
- MLS® number
- X13730400
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 3
- Postal code
- N4X 0C2
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 2000-2249
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Vacant
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 1111
- Maintenance fee (source period)
- 0
- Basement
- Full, Unfinished
- Laundry
- In-Suite Laundry, Inside
- Interior features
- Air Exchanger, Auto Garage Door Remote, Carpet Free, ERV/HRV, Floor Drain, On Demand Water Heater, Water Heater Owned, Water Softener
- Exterior features
- Deck, Privacy, Porch
- Architectural style
- 2-Storey
- Parking features
- Private
- Fireplace
- No
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Construction materials
- Brick, Concrete Poured
- Roof
- Metal
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 66 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Included in maintenance
- Building Insurance Included, Parking Included
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 10
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $569,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in St. Marys
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
275 JAMES Street 21, St. Marys, ON N4X 0C2, St. Marys is listed for sale as a Condo Townhouse. The listing reports 3 bedrooms, 3 bathrooms, reported interior area of 2000-2249 (units not reported), kitchens reported as 1, parking spaces reported as 2. Asking price: $569,900. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13730400.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX CENTRE CITY REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13730400. Information deemed reliable but not guaranteed.