231 Finnerty Road, Whitewater Region, ON K0J 1K0
Whitewater Region, ON K0J 1K0
Quick cost estimateKnown monthly subtotal$8,027.16 / monthLand transfer tax $28,473One-time estimate
Quick cost estimate
$8,027.16 / monthKnown monthly subtotal
- Mortgage principal & interest
- $7,444.08
- Property tax / month
- $583.08
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $28,473
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $28,473
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Substantial custom waterfront home offering exceptional scale, privacy, and quality. Offering approximately 5,400 sq. ft. of finished living space, complemented by a 1,300 sq ft triple-bay garage., with 10ft ceilings and soaring 19ft vaulted ceiling enhancing the home's scale and openness. Complemented by a 1,300 sq ft triple-bay garage. Recently installed Glow Getters exterior lighting enhances curb appeal and creates a striking nighttime presence. Set on west-facing direct waterfront with tranquil water views at the rear and open fields at the front, on a private road shared with six residences, offering a mature and private setting. The thoughtfully designed kitchen offers a highly functional dual-sink layout and a complete suite of premium integrated appliances, including dual refrigeration and a Bosch built-in coffee station. Interior finishes include oversized porcelain tile, engineered hardwood throughout, and triple-pane windows, selected for quality, comfort, and timeless design. The fully finished walkout level adds even more living space with a second family room, wall-to-wall windows, and a covered patio. Three additional bedrooms, a full bathroom, and flexible space for a gym, games room, or in-law suite make this level ideal for multi-generational living or overnight guests. From sunrises over open fields to sunsets across the water, this home was designed to showcase natural beauty while offering modern comfort. A Generac generator provides peace of mind. Just one hour from Ottawa's West End, with convenient access via Hwy 17, 25 minutes to Renfrew Hospital, and 20 minutes to Pembroke Regional Hospital and major shopping. Close to Whitewater Brewery, Oaks of Cobden Golf Club, beaches, Algonquin Trail access, and quality local schools. A rare offering combining scale, privacy, and lifestyle.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13126934
- Source status
- New
- Bedrooms
- 5
- Bathrooms
- 3
- Postal code
- K0J 1K0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 2500-3000
- Lot size
- 0.88 acres
- Lot depth
- 195.17 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 5
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 6997
- Basement
- Finished with Walk-Out, Walk-Out, Full
- Interior features
- Built-In Oven, Carpet Free, Countertop Range, ERV/HRV, Primary Bedroom - Main Floor, Propane Tank, Water Heater Owned, Water Softener, Generator - Full
- Exterior features
- Deck, Fishing, Landscaped, Patio, Porch, Year Round Living, Porch Enclosed
- Architectural style
- Bungalow
- Parking features
- Private Triple
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Elevator
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
- Water source
- Drilled Well
- Sewer
- Septic
- View
- Hills, Lake, Meadow, Trees/Woods, Water, Pasture
- Direction facing
- East
- Construction materials
- Stone, Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 176 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Drilled Well
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Bedrooms below grade
- 3
- Rooms above grade
- 12
- Rooms below grade
- 8
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,599,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 231 Finnerty Road, Whitewater Region, ON K0J 1K0, Whitewater Region
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- RENFREW
- Municipality
- WHITEWATER REGION
- MLS® community
- 580 - Whitewater Region
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Cobden District Public School ↗
Elementary · JK-8 · English · Public
School board: Renfrew County DSB ↗
16 Cowley St, Cobden
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 70%
- Grade 3 Writing (at provincial standard)
- 54%
- Grade 3 Mathematics (at provincial standard)
- 57%
- Grade 6 Reading (at provincial standard)
- 85%
- Grade 6 Writing (at provincial standard)
- 82%
- Grade 6 Mathematics (at provincial standard)
- 21%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Whitewater Region
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
231 Finnerty Road, Whitewater Region, ON K0J 1K0, Whitewater Region is listed for sale as a Detached. The listing reports 5 bedrooms, 3 bathrooms, reported interior area of 2500-3000 (units not reported), kitchens reported as 1, parking spaces reported as 5, lot size reported as 0.88 acres. Asking price: $1,599,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13126934.
The Ministry’s school dataset lists Cobden District Public School approximately 5.0 km from the property’s mapped location.
Local context
The Ministry’s school dataset lists Cobden District Public School approximately 5.0 km from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Whitewater Region · 580 - Whitewater Region.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ROYAL LEPAGE TEAM REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13126934. Information deemed reliable but not guaranteed.