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For sale · MLS® X14128922

11 Pebble Beach Drive, Cobourg, ON K9A 2C2

Cobourg, ON K9A 2C2

$3,894,000Property tax (2026): $28,599.70 / year
10 Days on MLS3 Bedrooms4 BathroomsDetached3500-5000 (units not reported) Size129 ft × 202.37 ft Lot dimensionsVirtual tour ↗
Quick cost estimateKnown monthly subtotal$20,501.47 / monthLand transfer tax $83,825One-time estimate
PLANNING ESTIMATE

Quick cost estimate

$20,501.47 / month

Known monthly subtotal

Mortgage principal & interest
$18,118.16
Property tax / month
$2,383.31
Maintenance / month
Period / amount not reported

Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.

Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.

Land transfer tax · one time

Transfer tax total
$83,825

Before rebates, surcharges and fees. Not part of the monthly subtotal.

Tax assumptions & breakdown

Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.

Ontario tax
$83,825
Toronto municipal tax
$0

Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.

Ontario rates · Toronto rates (April 2026)

Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.

Adjust cost assumptions ↓ · Closing-cost tools

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About this home

** Frame Every Moment in Perfection. From captivating sunrises and ever-changing winter landscapes to falling snow and moonlight dancing across open water, living here inspires your inner photographer - turning everyday views into a masterwork. Experience exceptional Lake Ontario Waterfront livng in this distinctive residence where sophisitcated design meets serene natural beauty. Reminiscent of a Luxury Cruise Ship; the home reveals Open Water Views as you seamlessly move from the Chef's Kitchen to the Dining Area, Expansive Lounge, Serene Primary Bedroom and Private Ensuite. Curated by Owners inspired by the World's Finest Five and Seven Star Hotels, this Residence was designed to surpass those standards- offering a permanent retreat no hotel suite can match. Offering 4, 521 Sq.Ft. Above Grade Plus 3.446 Sq.Ft. of Versatile Lower Level Space, Highlights include impressive ceiling heights, floor to ceiling windows and a striking floating staircase with integrated sensor lighting. The Chef inspired Kitchen boasts premium Sub-Zero, Wolf, Miele and Thermador Appliances, Two Fisher & Paykel Dishwashers, Two Freezer Drawers and an Elegant 90 Bottle Glass Cable Wine Rack. Luxury Amenities include a Samsung Air Dresser, Custom Lighting, Integrated Smart Home AV & Security Systems, Outdoor Audio, Primary Ensuite Mirror TV, Whole Home HEPA Filtration, Reverse-Osmosis Water and select Heated Floors. The Finished Lower Level features a Professional Style Gym and a Private Nanny's Suite with Full Kitchen, Washroom and Separate Entrance. An Attached 3 Car Garage with Showroom - Quality Expoxy Flooring completes the home. Multiple Walk-Outs Open to the Rear Patio and Lake. All Furniture and Decor are included (subject to Limited Personal Exclusions) Offering a Rare Move-In Ready Lifestyle. Set on a Quiet Cul-De-Sac in charming Coburg, perfectly positioned between Victoria Beach and West Beach near the Harbour and Historic Downtown, this is Lakeside Living at its Finest !!!

Home details

Days on market
Not reported
Property type
Detached
MLS® number
X14128922
Source status
New
Bedrooms
3
Bathrooms
4
Postal code
K9A 2C2
Kitchens
1
Kitchens above grade
1
Family room / den
Yes
Interior size (reported range)
3500-5000 (units not reported)
Lot depth
202.37 ft
Garage parking spaces
Not reported
Total parking spaces
9
Occupancy
Owner
Possession type
Flexible
Garage
Attached
Annual property tax
28599.7
Basement
Apartment, Finished with Walk-Out, Finished
Interior features
Air Exchanger, Auto Garage Door Remote, Built-In Oven, Carpet Free, Countertop Range, Floor Drain, In-Law Suite, Intercom, On Demand Water Heater, Primary Bedroom - Main Floor, Sewage Pump, Storage Area Lockers, Sump Pump, Upgraded Insulation, Ventilation System, Water Heater, Water Meter, Water Purifier, Water Softener, Water Treatment
Architectural style
Bungaloft
Pool features
None
Fireplace
Yes
Waterfront
No
Garage available
Yes
Heating system
Forced Air
Heating fuel
Electric
Cooling
Central Air
Water source
Reverse Osmosis, Water System
Sewer
Septic
View
Beach
Direction facing
South
Construction materials
Brick, Shingle
Roof
Asphalt Shingle
Foundation
Concrete
MLS entry age (not confirmed DOM)
10 days

These details come from the listing source. Please confirm measurements and fees before making a decision.

Utilities and services

Water source
Reverse Osmosis, Water System
Sewer
Septic
Heating system
Forced Air
Heating fuel
Electric
Cooling
Central Air

A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.

Rooms & virtual tours

Room measurements

Room measurement units

Loading source-reported room dimensions…

Converted measurements are approximate. Levels and dimensions are shown only when supplied.

Bedrooms above grade
3
Rooms above grade
13
Den / family room reported
Yes

Reported counts are shown independently. Room dimensions have not been inferred from these counts.

Ask the listing brokerage for floor plans and measured room layouts.

PARTIAL SOURCE RECORD

Listing dates & price record

Asking amount
$3,894,000
  1. Original MLS entry

    Entry into the source MLS system; distinct from days on market.

Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.

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Nearby homes sold in Cobourg

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Estimate monthly costs

Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.

Enter assumptions

Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.

Explore affordability & closing-cost tools →

Map and neighbourhood

Region / county
NORTHUMBERLAND
Municipality
COBOURG
See homes for sale in Cobourg →
PLAN YOUR ROUTE

Plan a trip from this home

Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.

Google Maps opens in a new tab and calculates the route. Your destination and this property location are sent to Google only when you submit. EnterHome does not store the destination or calculate a travel time.

Around this property

Schools, transit & everyday places

Published local sources. Distances are approximate straight-line distances, not walking routes.

Nearby publicly funded schools

Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.

School year 2024-2025 · Preliminary · publisher extract 2026-09-14.

1.2 km

Burnham Public School ↗

Elementary · JK-6 · English · Public

School board: Kawartha Pine Ridge DSB ↗

614 Burnham Street, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
87%
Grade 3 Writing (at provincial standard)
74%
Grade 3 Mathematics (at provincial standard)
68%
Grade 6 Reading (at provincial standard)
81%
Grade 6 Writing (at provincial standard)
83%
Grade 6 Mathematics (at provincial standard)
56%
1.5 km

Notre Dame Catholic Elementary School ↗

Elementary · JK-8 · English · Catholic

School board: Peterborough Victoria Northum Clarington CDSB ↗

760 Burnham St, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
82%
Grade 3 Writing (at provincial standard)
88%
Grade 3 Mathematics (at provincial standard)
76%
Grade 6 Reading (at provincial standard)
96%
Grade 6 Writing (at provincial standard)
92%
Grade 6 Mathematics (at provincial standard)
65%
2.5 km

Terry Fox Public School ↗

Elementary · JK-8 · English · Public

School board: Kawartha Pine Ridge DSB ↗

1065 Riddell Ave, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
75%
Grade 3 Writing (at provincial standard)
78%
Grade 3 Mathematics (at provincial standard)
62%
Grade 6 Reading (at provincial standard)
86%
Grade 6 Writing (at provincial standard)
81%
Grade 6 Mathematics (at provincial standard)
43%
2.6 km

St. Michael Catholic Elementary School ↗

Elementary · JK-8 · English · Catholic

School board: Peterborough Victoria Northum Clarington CDSB ↗

23 University Ave W, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
89%
Grade 3 Writing (at provincial standard)
83%
Grade 3 Mathematics (at provincial standard)
72%
Grade 6 Reading (at provincial standard)
94%
Grade 6 Writing (at provincial standard)
94%
Grade 6 Mathematics (at provincial standard)
44%
3.8 km

C R Gummow Public School ↗

Elementary · JK-8 · English · Public

School board: Kawartha Pine Ridge DSB ↗

311 Cottesmore Ave, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
83%
Grade 3 Writing (at provincial standard)
65%
Grade 3 Mathematics (at provincial standard)
59%
Grade 6 Reading (at provincial standard)
89%
Grade 6 Writing (at provincial standard)
88%
Grade 6 Mathematics (at provincial standard)
53%
3.8 km

Centre for Individual Studies Northumberland ↗

Secondary · 9-12 · English · Public

School board: Kawartha Pine Ridge DSB ↗

780 D'arcy Street N. Street, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

No published percentages for these measures in this source record.

3.8 km

St. Joseph Catholic Elementary School ↗

Elementary · JK-8 · English · Catholic

School board: Peterborough Victoria Northum Clarington CDSB ↗

919 D'Arcy St N, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
65%
Grade 3 Writing (at provincial standard)
56%
Grade 3 Mathematics (at provincial standard)
71%
Grade 6 Reading (at provincial standard)
80%
Grade 6 Writing (at provincial standard)
80%
Grade 6 Mathematics (at provincial standard)
27%
3.8 km

Cobourg Collegiate Institute ↗

Secondary · 9-12 · English · Public

School board: Kawartha Pine Ridge DSB ↗

335 King East St, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 9 Mathematics (at provincial standard)
53%
Grade 10 OSSLT (first-attempt pass)
81%

Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.

Transit near this property

No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.

Nearby shops & amenities

No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.

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Similar homes for sale in Cobourg, Northumberland, Ontario

Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.

Property questions

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Are the measurements and features independently verified?

Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.

What do nearby school, transit and shop results mean?

They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.

Can I see sold prices for nearby properties?

Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.

How should I use the monthly cost estimate?

It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.

Home and neighbourhood overview

11 Pebble Beach Drive, Cobourg, ON K9A 2C2, Cobourg is listed for sale as a Detached. The listing reports 3 bedrooms, 4 bathrooms, reported interior area of 3500-5000 (units not reported), kitchens reported as 1, parking spaces reported as 9. Asking price: $3,894,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14128922.

The Ministry’s school dataset lists Burnham Public School approximately 1.2 km from the property’s mapped location.

Local context

The Ministry’s school dataset lists Burnham Public School approximately 1.2 km from the property’s mapped location.

Sources & distance notes

Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.

Explore the area: Northumberland · Cobourg.

This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.

Listing brokerage: iCloud Realty Ltd.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14128922. Information deemed reliable but not guaranteed.

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Property at 11 Pebble Beach Drive, Cobourg, ON K9A 2C2